Indyref 12 - keeping the ball rolling

[flippinada]

Hope everyone doesn't mind, I'm to keep the discussion going. As you were folks :)

You're not being stupid so don't worry. The votes may be declared by region but it's the final total that matters.

soverylucky it will be a simple over all count, every vote counts.

It's just where the votes are being counted essentially & it gives a view of how people in that area feel.

Will you be voting?

Having said which it could lead to some unfortunate consequences if the country's path was determined by two or three big cities in opposition to the wishes of the rest of Scotland. More complexities.

Yes that's right sovery

Re currency union. Moody's have said it would be seen as a "credit rating negative event" for the UK. The reason for this, basically, is that because of the relative sizes of our economies the rUK would be taking a one way bet. They would be able to prop up our economy in the event of us having problems, because they are much bigger than us. On the flip side, we would never be able to prop them up. Because of the mess the Eurozone turned out to be even with fiscal constraints, the only way the would allow it would be with incredibly struct rules to protect themselves. These rules would likely include insisting on us running a surplus (currently -£15billion and rising) and them approving our budget, spending and taxation plans. And that's before you get on to the lack of political will.

A CU almost certainly would not be good for rUK.

And of course if we're just "using the pound" then there would be no currency changing anyway...

Would you normally class him as averagely intelligent? Would you say he's been swayed by the job he is in or his workmates? Or has he always been anti - english or WM? (I'm just trying to work out 'who' the 'average' yes voter is. Feel free not to reply

Wow - I'm surprised you can be so casually offensive

I feel a spreadsheet coming on for Thursday night...

But Troels : The Scottish banks will not be in trouble come Friday will they? As we are in the UK until March 2016 whatever the result.

I'm fascinated to find out WHY she still thinks it's a good idea. (Not meaning to single her out, but she's the only 'intelligent' 'yes' voter - quite possibly an oxymoron - that I can think of

And backhanded compliments too! Why not pat her on the head at the same time?

OneNight Having said which it could lead to some unfortunate consequences if the country's path was determined by two or three big cities in opposition to the wishes of the rest of Scotland. More complexities.

Well, yes. Its still a democratic deficit, albeit without the protection of the ECHR and the EU.

I fail to see what a control-centric government in Edinburgh will do for somewhere like Wick.

Bardabunga But Troels : The Scottish banks will not be in trouble come Friday will they? As we are in the UK until March 2016 whatever the result.

If I may jut in. I don't think so. But I've got the ECHR bee in my bonnet now, and would point out that its protection against retrospective legislation would no longer apply...

Statistically, I'm sure I've missed it as I only have time to dip in and out of these threads, but can you explain the £15bn? Is it the annual avg deficit for Scotland plus a share of the UK's debt?

And of course if we're just "using the pound" then there would be no currency changing anyway

So was NS talking drivel? Or, maybe she means if rUK don't back a currency union then iScotland won't be "using the pound" and will create their own. Then there will be exchange rate issues. She didn't say this though.

Not much in the medium to long term would be my guess. Shetland and the Northern and Western Isles will be gently stroked because they might have O.I.L. and could decide to secede themselves jointly or severally. For the rest of the country I should imagine it will be the central belt who will profit.

Chelsy you've lost me there! At which point would we be out of the ECHR?

And thanks btw for all your amazing figures and to everyone for their links which have substantiated my gut feeling to vote No.

I feel a spreadsheet coming on for Thursday night...

Oh, really Chelsy

"But I've got the ECHR bee in my bonnet now, and would point out that its protection against retrospective legislation would no longer apply..."

• I hadn't realised. That's bloody worrying....

Sadly I am on FB. The ignorance is absolutely, and depressingly, breath taking. I have given up. It's like talking to a toddler who wants to do something unbelievably stupid. But you can put that toddler in its cot until it calms down.

I think we need to sort out our secondary school education. I think this is where we have gone so very very wrong.

I am sure there are some intelligent yes voters around. But based on my friends/acquaintances, the few yes voters I know are not the smartest people out there. It is sad but true and I very much now associate a yes vote in my circles with someone who is generally poorly informed and of lower intelligence. It's now got to the stage where I can predict which way someone will be voting. Very few surprises.

Flame me, goddamit - but this is my own personal experience.

If true, I doubt it would worry the SNP much MindReader. They believe that they would never do anything which would be unacceptable to anybody who is 'right thinking'. (I use that term advisedly.)

I know some highly educated but ideological people who have been very committed to Yes campaign. And some ordinary folk who are definite Nos. It's wrong to classify imo.

Rooners

I am now contemplating the thought that this may have been the way many people have always approached voting and that it's just that more of them are engaged in this process and are also more visible such as on Facebook.

Now that is frightening.

I think the issue is more Facebook.

Bardar, I guess it depends upon your definition of trouble! No Scottish bank will go bust on Friday, if that is what you mean, but a flight of deposits won't really help their balance sheets.

What this report says is that businesses are moving their money from Scottish banks now. It could be because they do a lot of business in rUK and want an rUK bank account to manage their rUK business after independence, it could be as a precursor to moving the business to rUK in the event of independence, or it could be because they fear economic instability in iScotland. Unless these businesses are happy to provide the reasoning behind their decision (unlikely!) we just don't know.

A lot of it is sentiment and people deciding where their money is likely to be safe. This is exactly why I think the FS/banks currently HQd in Scotland will have their hands forced in terms of confirming/accelerating the movement of registered offices/jobs. Which would be a shame, as there are so many talented and hard working people who will be impacted.