DH works in HE. The general scuttlebut is that many top level researchers will look for positions outwith Scotland, and there is also a concern that overseas student numbers will fall because although some Scottish universities are among the best in the world, attending university in the UK is the draw factor, not attending in Scotland. Achieving a degree from a UK university is perceived to have more clout than a degree from a Scottish university alone.
I raised a point in Indyref 2 or 3 (can't remember which) that Scotland already has many powers which it does not appear to have executed. Apart from the ability to raise 3p in £ more in tax which has not been utilised, even against the highest earners, there has been no move towards desperately needed land reform (anyone read Gentle Otter's blog?). Eck could have been progressing this for years but has chosen not to. Why?
The general perception of 'Yes' voters is that an independent Scotland would be a fairer place, more socialist. Why is being more socialist a good thing? Check out Wikipedia's list of socialist countries - not one functioning state among them. We've seen so called socialists in action at G8 protests and the like. There are the protesters with kagoules, beany hats and witty placards, then there are the socialists who invariably seem to prefer violent methods of protest to peaceful methods.
Our local councilors (and many MPs start their political lives in local government) with possibly two exceptions are an absolute shower. Many are only in it for their own glory - puffed up little men full of their own importance, or completely ineffectual - couldn't make a decision if their life depended on it.
An independent Scottish government will have to offer sweeteners to big business to come to/remain in Scotland - it's just the way the world works. They have not proved successful in this kind of deal previously, Hyundai/Motorola plant in Dunfermline ring any bells? And while the Edinburgh tram debacle was not a national govt initiative, it is still an example of a Scots run program being a complete and utter mess.