Independence would offer a lot of things which would otherwise never happen.
At every election, every party offers lots of good things that can only happen if they get elected. And when they get into power they find, usually for financial reasons, that they can't do what they promised.
The White Paper for the referendum is just such a manifesto. It promises lots of good things - more benefits, better pensions, better healthcare, all with lower taxes. These things are just not possible, regardless of any 'offers'.
An iScot government is going to be encumbered by not having control of its own currency, and when negotiating to get back into the EU it will have lost the favourable terms that the UK currently has.
An independent Scotland will survive because you have such a great spirit, but it is going to be a very tough time before those 'offers' because realised, and a lot of people are going to suffer in the meantime.