Some may remember my thread worrying about the fact that our Landlord is selling...we got our official notice today...2 months. Fine. I have no hope that the local authority will house us though I will try.
We have some savings...which we can double in the next two months if we save every penny and eat nothing but porridge...which will amount then to 20,000.
I don't want to try for a mortgage as A: We are both 41 and don't want one at this point ...the stress and worry of being chained to a bank is not for me...my sister is always in constant fear of her mortgage provider...and B: I doubt we'd get one anyway as we're both self employed and so not a good bet.
I did look into part ownership but around here the only properties available are flats...upper level flats with no gardens. So our 20 grand would go on owning 25% of a flat in an area we'd never choose.
What can I DO! It's SO frustrating....if we could find a little wreck of a barn with planning permission, we have the skills and patience to do it up...I've even found myself looking at frigging barges and Park Houses...you know...those little trailer park things! Most of those are for retired people with no children.
Why the arse should we continue to rent privately? I just don't want to!
The savings we have have come to us through freakishly good timing so we can't really replicate this amount of money over the next few years and I'm afraid it will all leech away on rent etc...I just want somewhere to call my own.
I think about all those English Heritage wrecks....rotting away...when we could improve and protect them...and other listed buildings which are going to waste. We're willing to be a bit quirky in our lifestyle but have to consider the children which is why a barge isn't really ideal!