To ask what you spend your disposable income on?

[PoseidonsRightNostril]

Hi MN

After taxes, bills, rent/mortgage , food basically everything - with the money that is left over how do you treat yourselves and what do you generally spend it on?

Personally: fresh flowers, 'luxury' bath products /creams and huge gorgeous candles. And a once weekly massage (I have a semi-physical job)

My best friend : monthly mini break (lucky cow), different ethnic restaurants and rare books.

What about you all?

The girl's ballet lessons. There's not a penny left over after that - in fact even that is a struggle

Would love to be able to go for meals or buy nice stuff - even non-value food would be nice.

Disposable income :o :o

Although - we do eat out way too often. I love eating out. And I spend too much on miracle face cream in the ridiculous hope it has the power to turn back time.

Wine. Hic!

girls'

sorry pedants!

Gin, obviously

Vodka and fags.

We both go out a lot socially so that's a fair chunk. I also like to dress us all in nice good quality clothes.

Childcare, parking for work!
Swimming lessons for the dc, and that really is it.

Utter crap. Usually from tesco thrown in with the weekly shop - books I never read, scented candles that dh says smell awful so I hardly use them, make up, luxury bath stuff and so on.

I fritter away my spending money. I wish I could save it up and buy something nice.

Dh saves all of his (we have an equal amount) and spends his on one big item every few months

School dinners (the DCs prefer them but I see them as a luxury because packed lunches are cheaper)

Debt overpayments

Shoes

Employing a cleaner.

Disposable income...whats that...i hear it out there but thought it was like a dodo egg. If ever i had 'disposable income' id buy one of those ipad things...i hear they are good. At moment i pay food, bills and rent and hope i cover them....

My cleaner
Clothes for the children, I'm always popping into Next for a browse and usually end up buying something
Kids ballet, street dance and swimming lessons
Books
Wine

Ballet, gymnastics and other classes (approx 65 hrs PM of gymnastics alone between the DC!) we count as bills.

Theatre tickets, nice make up, clothes. That sort of thing

makeup- , Lush Bath Bombs, L'Occitane products and a day out somewhere nice. Although with it being Xmas, it has gone on presents, wrapping paper, christmas cards, tape and... (My present to myself) Urban Decay Naked 3 Pallet because I had to have needed it

I spend a lot on books. I go out for a nice coffee every now and then.

We also try to save as much as we can

Totally random stuff! Earrings (no more than £15), clothes, kindle books, iTunes movie rentals, chocolate and smoked salmon, eating out ( mainly Sunday brunch), charity donations, fabric and wool, make-up.

Books, make up, clothes for DS. Coffee shops are my main thing though, coffee at home never tastes the same. I go to a coffee shop about 3 times a week.

Oh, and I get acrylics done once a month... £40 a time.

horses and Gin

A cleaner
Kindle books
Clothes (but only temporarily - I recently had to replace my wardrobe)
Home improvements - sooo much needs fixing but we have to do a little at a time as we can afford it.
The rest goes into savings.

Kids activities. Pretentious 'craft' beer.

I am trying to save £3 a day towards my non existent retirement fund.

The rest I spend on vodka, shoes and my babies parrots.

I'm lying, it all goes on Buckfast.

Not much.

I buy clothes occasionally but don't have much opportunity to go shopping.

Takeaways.

DH buys kindle books.

Wine.