I unexpectedly fell pregnant in May and my grandparents have been so good to us. when me and DP moved in together in September they basically took me to Dunelm Mill and bought us everything we needed. We got a sofa second-hand for free from one of DP's mum's colleagues.
My grandparents have always done a lot for me growing up and I have a very special relationship with them.
They've bought so many baby things, clothes, helped me out with all my clothes, my nana takes me for my hair, feet and nails doing every 6 weeks. I go out for the day with them once a week and they always send me home with bags of stuff. Because of all their help, me and DP have been able to build up a considerable savings pot for a mortgage and a rainy day fund.
the springs in our sofa have gone so last night we went to Dfs and found one in the sale for £600. We put down a £200 deposit and applied for 3 years interest free finance to pay off the rest. Our finance has been declined as we are not on the electoral roll register.
I rang my nana to ask if she'd put it in her name and we'd set up the standing order for the amount of finance every month to go into her account (so essentially we pay it, her and my grandad just have their names on it).
My nana said no I will pay for it upfront and you give me bits of money towards it every so often.
I feel awful and guilty that she's doing this for us so close to Christmas. AIBU and should I insist on her doing the finance, or let her pay and then we give it her back?