There was a survey about regrets in life done a while back, one thing that came up time and time again was that people wished they had spent more time with their children, and had a cheaper lifestyle and cheaper holidays rather than working so much to pay for it all, when it really wasn't necessary.
She may well have these regrets, especially as she has the choice to spend time with them, rather than work, and still can afford the luxuries in life.
I wouldn't, 'hand on heart' as she suggests 'choose this path if it was open to me'.
I'd choose a cleaner and a gardener instead. 