Angry another attack on sahm mum!

[mam29]

I was worried about new childcare arrangements and its got high limit earn up to 150k but both parents have to be working.

Im guessing from this article the current childcare voucher scheme being phased out

www.bbc.co.uk/news/uk-politics-21833929

where exactly are these term time jobs and cheap flexible childcare.

where are all these jobs that dont seem to require person to be fully flexible.

had 1st in 2006 went back full time when she was one in 2007.
fulltime place 52weeks nursery was 9000 a year you can claim relief up to 6k.

used vouchers

quit work after no 2 used vouchers for preschool education who had reduced to 1day a week doing nursery.

child no 2 started 1day a week from 18months and nursery been really good for her development. its £40 a day so 160 on 4week month.

husband used couchers as he works fulltime saves us a little.

child 2 now gets 15hour funding which helps.

was hoping to start child no 3 and use childcare vouchers now looks like cant do that and might have to wait until fnding term after 3rd birthday which think is bit late.

To make matters worse child no 2 has september birthday so missed this sept school year by 16days so have year extra paying childcare.

we lucky we dident lose child benefit as at moment we below 50k
we lost £10 a week childcare tax credits last april.

feel sorry for sahm mum whos husnand earns over 50k loses cb and now childcare vouchers yet they say preschool education is important and good for educational outcomes.

we very much feeling squeezed middle tonight as we just about get by each month as we privatly rent too.

OK, so here's the thing:

A couple earning £298,000 between them is eligible for the subsidy
A couple struggling to get by, both working but where one parent has just managed to secure a part time job earning less than £10,000 will not be eligible

surely enough said?

Another year- very true. A lot of people think that if you have money (hence the knocking here of high earners especially dual income) your troubles are over.

I dont get paid this salary and neither does DH for doing a 9-5 job.

Ok, who knows a dual income family earning £300K??

Honestly...... its a red herring.

I dont btw - I know men (and it is men sadly) who earn this but normally at that level with a few children the women does the household/childcare.

gaelic I agree that is unfair

It's the principle of it though, it sends all the wrong messages. The cut off should be the point at which it is deemed that the second salary is self supporting and yields sufficient benefit to make it worthwhile taking into account childcare costs. That is surely well below £150k! It is the people who want to take a job, any job, to get them back in the employment market gaining experience who need the help more than anyone else. These are the people who are prevented from working because the childcare costs would cost more than they earn. They are the ones who need a childcare subsidy. I fail to understand why that is being denied to them.

It does seem that single parents will get the full subsidy. That I do agree with. I also see they are considering including people in full time education and carers/disabled. Let's hope they do.

I dont begrudge wanting better dont we all for our kids,
last year moved my eldest from poorly performing state school to one 1.2miles away and I dont drive,

Its harder these days for people to move up the career ladder most involve degree with exception starting own business its very hard.

i dont know any sahm who go salon, or spinning classes maybe its just area im in.

most drop off older child at school,, then have preschool run some are morning some are afternoon, squeeze in lunch homework, afternoon school pickup then any clubs , parties or playdates they have,

then tea, bath, bed homework very mundane.

today have had all 3at home as they all sick,

hubby left 6.30am dident get in until 9am

house was tidy, tea was in kicthen ready to be warmed up.
kids fed, washed and in bed,

feel like I have cabin fever as not been out.

Its very isolating being at home especially when i ha edlet none of my freindss had kid I was 25 and new to the area.

I have 2year check booked with hv as have some worries about my little boys speech. Hesvery slingy which is why inconsidered him in preschool 3hours a week.

I was being pedantic about charitble status was just saying if we looked hard eneough we could all state ogg you get this and I dont that is life.

Things look different from outside. money does not always =happiness. I imagine its helps and makes life bit less stressful.

I don't know any couples earning £298000 between them, but I'm damn sure that those who do, work their arses off, probably provide employment for a nanny and cleaner, pay masses of tax each, and put far more into the pot than they take out. Hats off to them. I wouldn't want the pressure of earning £149000, having a dh doing the same AND juggling a household and children. I'm certainly not begrudging any such family (and there can't be many) a bit back out of the thousands they pay each year into public funds

Your day sounds very much like mine mam29

mmm, im guessing 2 higher earners south east would be

mps- I can think of a few
bankers if you include their bonuses too
celebrities i mean the minor ones may make 150k a year .

janey68 - I do when it takes it out of the pockets of those who need it far much more. To a couple on that kind of money £1200 a year is pin money. For the people I mention it is a lifeline.

money doesnt always = happiness but it does give me choices and I can sleep at night without worrying about how I will pay the bills.
I have been poor and not having to worry is worth more to me than any fancy car or sking holiday.
I just dont value those things at all.

Yes Janey - totally agree. I see the seniors a few levels above me earning this sort of money and honestly - I couldnt do it. And if two people in the SAME family are doing it well bearing in mind how demanding roles are now a nervous breakdown beckons.

No one has mentioned that if you work you will need to employ someone to do the childcare. That is creating roles. You might have a cleaner. I havent got one as we were just let down time and time again but them not turning up with no notice. It was the days when cleaners were in great demand and they effectively choose you!

Now I put the money we paid into our holiday fund and I do the cleaning. Its really not that bad tbh and wouldnt go back to using a cleaner again...

No anotheryearolder, my dh and I are not in the least bit materialistic and I worry sometimes that I am missing something. It makes trying to join in with some conversations very difficult, as I just cannot relate.

Dont both need to be earning so unless both are bankers they wouldnt be eligble and going to a private school I see lots of investment bankers. I dont know any of their wives that work....

I used to know several couples where both partners earned £100k-£150k+, and then DCs come along and the mother's career got sidelined either because (1) mother chose to stay at home or (2) mother moved to a part time role, for less pay. I only know one such couple where the mother went back full time and they really do not need any help - £1200 is a drop in the ocean to them, a new handbag or golf weekend.

I am in the category (2) above, and I do not think DH and I should get state help with our childcare, we do not need it. I think the cut off should be consistent with CB

I hate george osbourne- like ground hog day and just for fun of it theirs

school masses missed today as eldest off work.

yesterday thankfully hubby was back from his work trip and day off as 5pm had emergency doctors appointment for youngest.
it ran late and eldests needed picking up from gym at 5.45 and middle child nursery at 6.

I cant always split myself 3ways,

It meant me missing middle ones parents evening and having to reschedule.

eldest was in school, yesterday an had go see childs work son sent husband as had very sick toddler at home .

for fun of it they throw in random non unform days and outfits.

comic relief, world book day, children in need.

monthly cake sales.-im crap at baking.

rainbows like parents to volunteer once a term.

shopping I do on ocassion do online but farmfoods, aldis and lidls dont do online neither do morrisions.

Outside of south east bubble lifes very diffrent.

I couldn't ever imagine having a cleaner, but then my house is so small that it doesn't take me very long to do. It does get very cluttered though and there is never any where to put anything.

There seem to be two problems people have with this method.

The first is that there are various scenarios that the government haven't thought of. My own feeling is that they haven't bothered because folks like MN will do it for them! In six months they'll parcel together the best of these and announce a solution and pretend they thought of it themselves. (Am thinking about CB and the whole tapering thing here.)

The other one is the "moral" aspect. SAHP are feeling unvalued as a result of these changes. I'm not convinced by this tbh. Surely it is valuing SAHP to say that they don't need childcare. Otherwise they are implying that actually a SAHP (or SAHM as I can't imagine Dave knows many SAHD!) aren't really looking after their kids but instead put them in childcare so they can go to the gym and the hairdresser and generally make themselves look lovely before His Nibs rolls in on the 6:32 from Picadilly.....

I do agree that when children come along something needs to give. When we have a clash of meetings and neither of us can do a pick up my DH looks at me blankly knowing that I will sort it out!

It doesnt happen often but if it was every day something would need to change.

God I know what you mean about all the random mufti days at school and world book days, etc. There always seems to be something. Wear this, wear that. Cakes sales, Easter hats. Jesus, it never ends.

Also agree with ceeveebee btw

I didnt mean to imply you were materialistic Ihategeorge sorry if thats how it came across

I do have lots of animals but no fancy cars

Mummy - that's an interesting point. Yes, no one has said that offering childcare will indicate that their parents arent doing a good job.

Sorry, no, I didn't think you did anotheryear, I was just agreeing with you