Angry another attack on sahm mum!

[mam29]

I was worried about new childcare arrangements and its got high limit earn up to 150k but both parents have to be working.

Im guessing from this article the current childcare voucher scheme being phased out

www.bbc.co.uk/news/uk-politics-21833929

where exactly are these term time jobs and cheap flexible childcare.

where are all these jobs that dont seem to require person to be fully flexible.

had 1st in 2006 went back full time when she was one in 2007.
fulltime place 52weeks nursery was 9000 a year you can claim relief up to 6k.

used vouchers

quit work after no 2 used vouchers for preschool education who had reduced to 1day a week doing nursery.

child no 2 started 1day a week from 18months and nursery been really good for her development. its £40 a day so 160 on 4week month.

husband used couchers as he works fulltime saves us a little.

child 2 now gets 15hour funding which helps.

was hoping to start child no 3 and use childcare vouchers now looks like cant do that and might have to wait until fnding term after 3rd birthday which think is bit late.

To make matters worse child no 2 has september birthday so missed this sept school year by 16days so have year extra paying childcare.

we lucky we dident lose child benefit as at moment we below 50k
we lost £10 a week childcare tax credits last april.

feel sorry for sahm mum whos husnand earns over 50k loses cb and now childcare vouchers yet they say preschool education is important and good for educational outcomes.

we very much feeling squeezed middle tonight as we just about get by each month as we privatly rent too.

But Janet why does a bit of a break for these families mean cash?
I do take your point though

owllady, england are playing a team where the guys in it have jobs

"let the poor foot the bill for your double lifestyle choices"

Umm gaelic DH and I have both WOH ,never used childcare and have worked every shitty shift going to pay for our DC and our lifestyle.

You know nights,weekends,bank holidays,christmas so fuck right off and stop shouting .

Janey , sorry, autocorrect

I actually think anyone working in London could do with some relief. Its not going to happen so I am not going to lose any sleep over it but I work with two people who pay £3k and £4k on season tickets alone!

Generally people outside London wouldnt dream of paying these sorts of costs.

yes i know ssd, my dh has told me this, one is a bank clerk apparently :)

ds is a lazy sod and he offered to make tea for a month if san marino scored...once

I don't think Maisiejo comes across as unhappy and bitter at all. Absolutely no evidence of that in her posts.
Perhaps that accusation is just a cheap shot because, of course, mums who have careers aren't really allowed to be happy and have well adjusted children are they...? Sheesh.....

maisiejoe, a lot of people who take fairly well paid jobs get help with their transport tickets those on lower paid jobs generally don't

why is old vouchers split into

basic rate tax payers
no min wage/salary
higher rate tax payers get less.

new system.

low paid wprkers earning under 10k not eligible.
only parent.
the high rate tax payer better off under new sytem if they have more than one child.

maise joe

for gods sake

you say

And actually it is quite unusual to have two high earning parents. Childcare is so expensive it often isnt worth one parent working (which tbh is another issue).

some sahm even with new rules cant afford to go back as 1200 per child small unrealistic fraction of what childcare costs.
most mums work part time min wage under 10k part time jobs.
Thats possibly fine of their partner is low earner too as think instead of new 1200 quid childcare the childcare element of tax credits pays up to 70%of their childcare costs.

But for the wife of middle earner ie anyone over 35 this year 32k next and has nore than 1child using no family and using a nursery will be worse off going back to work.

If you cannot see this then you not as intelligent as you think.

All im saying is stop judging be objective and look at thefacts,

middleclass mums are not getting handouts left right and centre.

all they getting is child benefit which everyone gets under 60 but if duel 98k then they get it too and possibly like me might be saving £40-80 a month on vouhcres from one parent earning and using their own salary to swop for vouchers .

In addition to this all 3year olds term after 3rd birthday gets free 15hours which is elgible to all regardless of income.

so the 2parents earning 90k between them.

get child benefit
1200quid per child
and the free 15hours

My daughters preschool is really struggling with low numbers as most are waiting for free grant and cant afford the fees.
It is however great for tehir development the 3hour sessions they there cant drop off, work then pickup with 3hours so I never really veiwed preschool as childcare its about getting them prepared for school.

janey, i think you are going over the top, we are only talking about football

maisie christ what team do they support

Some have a chip on their shoulder about high earning dual income families.
Somehow it doesnt seem fair to them. How on earth did they think they got to those positions!

There will of course always be a reason why it cannot be them.

Lol,the housewives have their wage slave to finance their lifestyle choice

janey68 - I have a full time career. Maisiejoe gives the distinct impression that she envies SAHMs.

maisiejoe, some people have a chip on their shoulder about families with one high earner and a SAHP!

Really Gaelic? I didn't read that into maisies posts at all.

Mam - I am not sure I follow your last post.....

I work for a very large blue chip and I can confirm that here. You get an interest free season ticket loan, the two I work with earn approx £50k but no way does the company pay any of it. And my God! £3k and £4k out of taxable income just to get to work!!

scottishmummy, by wage slave, do you mean husband? or did you mean to so rude?

What I do have an issue with tbh is a SAHP putting their hand out for child care costs when they are the child carer. How does that work?

ihate

you just joined?

But what about working parents putting their hand out for child care costs when they're getting paid cash for that job they do

My dh has huge commuting costs btw. Why can't that attract tax relief. Don't tell me, it's a life style choice that trains are so effing expensive.

ssd, been here a while now, lurking mainly, but couldn't resist this one!

Oh mirth the pithy mn did you meant be so rude
Well yes I did.and btw wage slave was what a housewife on other thread called workers