To not feel rich even though husband earns £250k a year

[whoovian]

I don't feel rich - I scarcely feel comfortable on this level of income.

Why is that - I grew up in a very poor family (not enough food at times type of poor) so I know what poverty feels like.

We are not extravagent spenders - we have one 1 week european holiday a year, no savings however we do have 4 children in private school(!) and live in London.

I feel unreasonable when I consider how little income others survive on but what do you think?

we do have 4 children in private school(!) and live in London.

Therein lies your answer

What's the point of your post?

And?

That private school is expensive for four children.

Ha ha ha

there's your answer - your school fees are probably £100K

anyway, don your flame proof suit as you'll need it

Just to add that this thread is going to piss off people who really don't have any money, and rightly so.

If you feel skint, then perhaps you ought to look at your life choices and perhaps make some changes. Or just accept that you are spending your money on something that you consider to be worthwhile and just live with it. At least you can afford the choice.

YANBU, but I think the best thing for anyone is to be grateful for what you have. Not feeling rich isn't a bad thing, you are all fed and clothed, have access to education and hopefully all feel happy and loved. Just because the number at the bottom of a payslip is higher than average doesn't mean you have to feel a certain way. That way sadness lies.

Be grateful you and your DH can ensure your children never know the poverty you did as a child. Be happy and if you're in a position not to worry about money too much make the most of it.

You are well off - even if you subtract school fees that's still a hell of a lot of money. Unless you have saddled yourself with some ludicrous £6k a month mortgage

This is not going to go well, particularly on the day that people are losing child benefit.

assuming you're not trolling, i have 2 theories and it is an interesting question

1 iwould say it is psychological, in the way people who have been starved in childhood can hoard food in later life.

2 there's also the fact that you will only be mixing with people of a similar income and so are divorced from the reality of 99 percent of the population

hence 'letthem eat bread'

(which i know wasnot actually said but is too great a phrase to miss)

You will get at least a 10% discount per additional child. Or can plead poverty to,the school for a larged discount if you can't afford to privately educate the four kids you chose to have.

On £11.5k a month after tax, you ought to be able to just about scrape by. Especially if you live under a bridge.

You are very wealthy but you choose to spend all your income on sending four children to private school. I'm guessing that would account for around £150k of your pre tax income?

The answer is is your post OP. 4 children in private school living in London.
Think lots of people will be thinking YABU. I'd don your hard hat if I were you!

And?

Take your children out of school if you can't afford it - maybe 4 children was a bit of a stretch. This is what posters who can't afford to live on a lot less are told on Mumsnet sometimes.

People mostly spend either what they earn, or slightly more IME.
It's the minority who save properly.
So you earn a lot and you spend a lot.
However - you have a lot more choices than the vast majority to curb your spending.

I kind of understand your point. People do live to their means, or very often beyond them. And private school is expensive. And coming from a relatively poor background and now living quite comfortably but nowhere near as comfortably as you I do understand what you mean about not feeling rich despite having much more than in the past.

What, though, is the fucking point of your thread love?

As karma says, it's the four children in private education that's the big expenditure for you. And living in London must be expensive.

I suppose we all cut our coats according to our cloth. We live on around £25000 a year, with two children under 5 so we wouldn't ever be able to consider private education for example.

Are you taking the piss op?

You send 4 private and live in London.

What are your school fees like and what is your mortgage like? Both those things could very quickly eat up your income but private schooling and a big house in London are luxuries as well as an investment for the future.When your children have grown and you have paid for your house you will be very well off indeed. Do you work? Do you want to?

Pull your kids out of private. Sell your house and move into a nice little 4 bed and then you'll be rich, RICH beyond your wildest dreams...

Clearly because you have 4 kids in private school. Take the kids out of private school then you will feel rich. You are very well off but have chosen to privately educate your kids so it's unreasonable to complain about not feeling rich. You have made the choice.

take your children out of private school and send them state school then you will have more money you are taking the piss right 250k seriously people can only dream of that kind of money, sorry little sympathy when it is your own making