to have debts on a credit card that is my own credit card

[tinkhassprung]

hi

i have debts on a credit card that is mine
dont see why i should tell dh

tinkhassprung I strongly urge you to tell your DH. You're in a partnership are you not? I did a similar thing myself although I was keeping my family afloat whilst DH was unemployed and trying to build a business (which didn't work out unfortunately). He'd spent a couple of years thinking that we were solvent and thinking that I had more spare cash than I actually did. It became very stressful and during a period of medically treated anxiety in summer of last year, it all came out. I feel SO much better or being open and honest with my DH, our financial position is getting much better and my conscience is clear.

I guess a bigger question is why you are keeping it a secret.

nope i dont have any step children must of been someone else!!

before dh didnt know i had debts now he knows i have just not how much
i feel alot less anxious since telling him
i was keeping it a secret as he hates spending money especially as i have spent it on things we dont need
i am paying debt off

do you not think it weird that last time you were 'naughty' you got a slap for it and this time he 'hasn't said much about it'? be prepared - this is being stored up for future use imo. he knows it's too soon to hit you again so he's had to not say much about it, not discuss it and find out the facts or resolve anything just store it for later use.

I agree that when it all goes quiet, you should be weary. One of the leading causes of divorce is finances.

You need help. Its good that you are paying it back but you need to stop the cycle of overspending. Its so bad to the point of you opening a credit card in your daughter's name and then using it. That's fraud. Your overspending is not good for you or your family. You are putting them at risk with your overspending.

he did get abit cross and was disappointed we did discuss abit - said it worries him that i am in debt
i have stopped spending now paying it back and counselling going well

just thought i would update bye

Sorry, dsc-step child.

Glad you are paying debt off, and extremely glad you're getting help with the other stuff, which I think is more important.

thanku love h