Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to ask for money back from a friend? Mumsnet jury please.

134 replies

LeNameChange · 07/11/2011 11:38

Need your votes please.

I have a very good friend. Over 10 years ago, when we starting out in our careers, I lent her quite a lot of money (£1,800) to buy a second hand car, as she could not do her new job without it. I had also just started my career but had had a really big contract and could afford to lend it to her. The deal was always that it was a loan and that she would pay it back. This was all pre marriage and babies etc.

Now, I am married with 2 DCs. I still work and my DH has a good job. She is engaged. She and her Dfiancé do not earn as much as we do, and indeed often complain about being skint, not having the money to pay for their wedding etc.

I am ridiculously bad at asking for this money back. A few years ago, she inherited quite a large sum of money and said she was going to 'pay off her debts'. Great, I thought, I'll get my money back. But she just paid off her credit cards. Then once I asked her to pay it back and she agreed to set up a direct debit of £20 a month and it never happened. I really value our friendship and don't want to rock the boat. it's such a hard subject to raise.

I think that the bottom line is that I feel bad asking her for the money when her set up means she is not as well off as me (by the way we are not rich, just better off than her). £1800 is a great deal of money to me and I would dearly love to have it back. AIBU unreasonable to ask for it back given that she does struggle a bit (mind you, she and fiance do work and they have no kids).

Thanks in advance.

OP posts:
empirestateofmind · 07/11/2011 13:51

Cross post. Glad your friend replied so positively. Hope she comes through for you.

Proudnscary · 07/11/2011 13:51

Phew what a great response! Bet you are relieved.

You have both been silly twits tbh but these things happen.

(Although I hate to say it but let's wait and see if you actually get your dosh! I had a friend - though not close - who I lent money too and he was so reasonable and sweet every time we spoke about it but I never got that money back)

Proudnscary · 07/11/2011 13:52

God my grammar and spelling was apalling in that post, sorry

tobyrat · 07/11/2011 13:54

Don't like the bit about you not giving your bank details, hence she didn't pay. Was she too thick to write a cheque out?

BlueCat2010 · 07/11/2011 13:57

Result! I love a happy ending Smile

LoveBeingAFirework · 07/11/2011 13:57

I hope she does, that reply does sound very promising

soandsosmummy · 07/11/2011 13:57

she should have reminded you to send bank details OP. I suspect even if you'd remember there would have been another excuse. I really hope you get it back though it is a lot of money

MsVestibule · 07/11/2011 14:03

Bollocks. Sorry, LNC, but this is absolute bollocks. So, because you didn't send her your bank details, she just forgot she owed you a load of money? Hopefully she will (finally) pay you it back MsV doesn't hold her breath but to wait until she's been coerced into it doesn't really make her a very nice person. Please keep us updated!

FetchezLaVache · 07/11/2011 14:06

But the fact she immediately picked up the phone to you strongly implies she's serious about paying you back, IMO. I hope she sees it through and that you manage to come to some arrangement!

valiumredhead · 07/11/2011 14:14

Don't like the bit about you not giving your bank details, hence she didn't pay. Was she too thick to write a cheque out?

Neither do I!!!

Sorry but will be surprised if she does actually pay it back - call me an old cynic Wink

gammygal · 07/11/2011 14:15

If you had invested the 1800 for ten years, assuming an average interest rate of 3%, it would now be worth 2419. So you have lost out on interest of 619.

Or you could have reduced your debts/mortgage by this amount ten years ago then you would have saved a larger amount.

Your friend has cost you a lot of money

Exactly!!

BluddyMoFo · 07/11/2011 14:16

This reply has been deleted

Message withdrawn at poster's request.

nickelbabe · 07/11/2011 14:16

I do think it's a bit "convenient" that she left you an answerphone message about needing your bank details on the same day that you pulled her up on her lack of repayment.
Hmm

she's making excuses again.

valiumredhead · 07/11/2011 14:17

I was going to mention Judge Judge too! [ grin]

SharrieTBGinzatome · 07/11/2011 14:17

This reply has been deleted

Message withdrawn

SharrieTBGinzatome · 07/11/2011 14:19

This reply has been deleted

Message withdrawn

ItWasABoojum · 07/11/2011 14:22

I'd be inclined to be positive about her response. She's obviously a bit flaky, but doesn't seem to mean any harm. Well done for being so nice about it - just don't let it slide again!

TheOriginalFAB · 07/11/2011 14:28

I would be careful about giving out your bank details.

I hope you get your money back.

MardyBra · 07/11/2011 14:29

So it's partly your fault for not sending the bank details. Hmm

IndieSkies · 07/11/2011 14:36

No she means she called on the mobile when she got the email,, but has also replied with a message.

Give her your bank details immediately and ask her to let you know when the payment should be in your bank.

Jajas · 07/11/2011 14:37

This reply has been deleted

Message withdrawn at poster's request.

AMumInScotland · 07/11/2011 14:54

Well, hopefully she'll follow through and actually do it. But if she drags her heels you just need to prdo her about it again and again - you can make it jokey and light if you like, but don't just let it slide again at all costs!

SacreLao · 07/11/2011 14:57

Good response from friend, although the bit about bank details seems like she is saying it's your fault for not chasing her.

Send her your bank details, ask her to confirm if it will be one lump sum or repayments. Then get a DATE agreed.

Make sure you remind her on the date that the money is due and do not drop it if she 'forgets'.

I suspect she is making false promises and will then say that you didn't remind her, tell her when you wanted it, tell her how to pay it etc. so make sure you cover all bases!

LeNameChange · 07/11/2011 16:11

I will send her my bank details now. I will get a date agreed. She did call me in response to the email - and then sent an email when I did not hear my phone.

Thank you all. If i get the money back it will be thanks to you for pushing me into doing something. She is a lovely person, and I just felt bad about pushing it.

OP posts:
HauntyMython · 07/11/2011 16:33

DO NOT I repeat DO NOT feel bad! FFS woman!!! Give yourself a break.

Soandsosmummy I welled up a bit reading your story :)

Swipe left for the next trending thread