You ONLY qualify for FSM's while working if you work LESS THAN 16 HOURS A WEEK. I am unable to work due to disability (that I no longer qualify for DLA for, whole other story). DP works FT for £16k pa (before tax). We don't qualify for FSM's.
We have to pay for the dc's school dinners (not allowed packed luches,have to have hot dinners). That costs us £27 a WEEK. Free if you get FSM.
We have to pay for bus travel (couldn't get into closest school) - £42 a WEEK. Free bus pass if you get FSM.
We have to pay for school trips - so far this term, £10 for an 'essential' trip for DS1, and £22 for an 'essential' trip for DD. Free if you get FSM.
We have to buy DD new uniform as she's grown (again). Her school shirts will be adult price as she's in a ladies size 8-10 now. Her school jumper - £14 from the school only. Her PE jumper - £16 from the school only. Her blazer - £25 from the school only. Plus her school bag broke this week, and she has gone up a whole shoe size, so needs new school shoes too. ALL FREE with a grant if you get FSM.
Swimming at school for DS1 (compulsory) - £48 A TERM. Free if you get FSM.
How the fuck are we better off than someone that get's FSM's? Yes, we get half of our £900pcm rent paid, but we have to pay all of these other things, and we have to pay all of our council tax.
We would be HUGELY better off if DP lost his job. But he has something called pride. It's a shitty thing to have!
OP - YADNBU, it's bloody unfair that you try to do the right thing, but are left worse off than people that don't bother, and that you have to sit by (like we do) and watch your dc miss out on things that people on IS/JSA can let their dc do.