'Can't you see that x years ago we didn't have or need "credits" to top up salaries. How did everyone manage then?'
People went without. If you didn't have it - you didn't have it. My Gran used to tell me stories from way back when, really interesting but a little bit sad at the same time. One story always stuck with me though, and it was about how when her and my Papa were short on cash, he'd just take a 'piece and butter' to work - nothing in his sandwiches. Don't know why, always made me feel a little sad hearing that.
I'm in the 'screwed if cb gets scrapped' camp. The 80 odd quid a month I get from it covers my monthly electric bill. Single parent, no financial help from muppet dad bla bla bla. Had Pneumonia in November, wasn't much fun. Wouldn't reeeeally like to have it again as a result of having no heating. Right lung's now permanantly damaged at the grand old age of 23. Be a bit of a shame if the left one was to go too - won't be able to flog it on the black market when finances do end up going royally down the crapper.
Still Dave, I hope you and your lungs are perfectly happy together in your lovely warm house, as you sit signing document after document that bends a good proportion of the country over your expensive wooden desk... Bet all your sandwiches have nice fat fillings too ya bugger.