I'm a teacher - I took out a key worker mortgage at the height of property prices because as a couple of have to be earning under 60k to be eligible and we were about to go over that. It's a good deal - the govt own 30% of my house. However the mortgage is still astronomical, and on top we both have mountainous debt from studenthood and our wedding last year.
Basically we're paying for past mistakes, but we can't extricate ourselves as it's a 5 year mortgage.
Boring story but it means of my 2k a month, 1700 disappears before I see any of it :(
I'm abso-fucking-lutely desparate to reproduce but I can't, and don't even have the option of benefits - if only!