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Alcohol support

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Kids taking all my money out of my bank account

150 replies

Momtrac83 · 23/05/2023 22:31

Every month when I get paid my universal credit and pip. The adult take all my money out of my bank account without my permission.yes buy food with most of it but it leaves with nothing to pay bills. I admit I'm an alcoholic I do buy alcohol with some of it but i don't let them go hungry or without the things they need. Do they have a right to take the money?

OP posts:
zingally · 24/05/2023 10:04

I suspect there's a massive amount of backstory here.

MichelleScarn · 24/05/2023 10:10

DarrellRiversCriminalBehaviourOrder · 24/05/2023 10:00

"They didn't buy butter so I couldn't have a sandwich" does smack a bit of trying to engineer reasons to undermine them.

As PPs said, if you're still housed and the utilities haven't been cut off, bills are getting paid somehow.

Is also so childish and petulant. Strikes of a teenagers 'THERES NOTHING TO EAT IN THIS HOUSE' when what they mean is no junk food!

Onepotatoetwopotatoe · 24/05/2023 10:11

A 3 year old living with an alcoholic and unable to access temperature regulating medication putting them at risk of potential febrile convulsions and continuing them being in pain.
an alcoholic who has older children ( no age specified?) basically taking parental control
child age 3 likely no contact with authorities such as education/ flying under the radar, likely not experiencing standard opportunities due to alcoholic parent …. Neglectful as above( ie if I felt someone was restricting access to my child’s medication I would not have acted very differently )
this is a whole mess…. Neglect …
which is abuse!!! And an alcoholic crying for help with potentially another child in the mix taking on parental duties … heartbreaking …. I’m not here to unpick or offer advice on a he said/ did x y z at the OP request….
OP is unwell and thier children are at risk…. How do we
escalate ?

Thegoodbadandugly · 24/05/2023 10:38

MichelleScarn · 24/05/2023 10:10

Is also so childish and petulant. Strikes of a teenagers 'THERES NOTHING TO EAT IN THIS HOUSE' when what they mean is no junk food!

I also agree with this, my daughter says it frequently there's nothing in to eat when the fridge, freezer and cupboards are full!

Strawberrydelight78 · 24/05/2023 10:39

If only someone had done this for my ex my kids dad. Then he wouldn't be where he is 6 foot under.

TheShellBeach · 24/05/2023 10:45

Onepotatoetwopotatoe · 24/05/2023 10:11

A 3 year old living with an alcoholic and unable to access temperature regulating medication putting them at risk of potential febrile convulsions and continuing them being in pain.
an alcoholic who has older children ( no age specified?) basically taking parental control
child age 3 likely no contact with authorities such as education/ flying under the radar, likely not experiencing standard opportunities due to alcoholic parent …. Neglectful as above( ie if I felt someone was restricting access to my child’s medication I would not have acted very differently )
this is a whole mess…. Neglect …
which is abuse!!! And an alcoholic crying for help with potentially another child in the mix taking on parental duties … heartbreaking …. I’m not here to unpick or offer advice on a he said/ did x y z at the OP request….
OP is unwell and thier children are at risk…. How do we
escalate ?

We can't, but there is no doubt that this family is well known to social services.

TheShellBeach · 24/05/2023 10:48

And I honestly doubt that the OP couldn't buy Calpol.
She's just saying it to get everyone annoyed with the adult children who are "taking her money. "

NeverDropYourMooncup · 24/05/2023 11:01

TheShellBeach · 24/05/2023 10:48

And I honestly doubt that the OP couldn't buy Calpol.
She's just saying it to get everyone annoyed with the adult children who are "taking her money. "

'Running out' of things is a common excuse engineered by alcoholics to manipulate others into giving them cash to go out and spend on alcohol or drugs. When there are little ones in a house, it's always nappies, milk or calpol, older will be bread/milk/butter. Often when there's absolutely no need for them or the milk has been deliberately poured away/things hidden to provide an excuse.

Heard it all before.

BaronessEllarawrosaurus · 24/05/2023 11:02

TheShellBeach · 24/05/2023 10:48

And I honestly doubt that the OP couldn't buy Calpol.
She's just saying it to get everyone annoyed with the adult children who are "taking her money. "

Calpol is available on the minor ailments scheme so the op didn't need to pay for it anyway. It was an excuse to get money more than likely

Onepotatoetwopotatoe · 24/05/2023 11:12

OP please
please please get help….. you can turn this around WITH THE RIGHT SUPPORT
you can not do this alone
seek help

sashh · 24/05/2023 11:21

OP

It sounds like your older child(ren) is/are taking on the role of parent for both you and your 3 year old.

As the eldest works full time that means the only way they can keep you sober in charge of a 3 year old is to keep your money away from you.

In an ideal world that should not be happening and you would be a safe person to look after your youngest.

Please talk to your Dr about treatment, this isn't fair on anyone in the house.

HappyMe6 · 24/05/2023 11:22

Feel so sorry for the three year old, obviously there’s a backstory we are only hearing your side, your children are most probably trying their best to help you stop drinking, it must be horrific living with an alcoholic.

RemainAtHome · 24/05/2023 11:26

Onepotatoetwopotatoe · 24/05/2023 09:50

Does mumsnet have anyway of contacting this family ? This is a safeguarding concern!!! How do we report?

I suspect there is much more than meet the eyes.

This poster is, by their own admission, an alcoholic who would use the money for that.
Bills are paid (they still have lectricity etc...), food is on the table.

There is something else on, not just what the OP is telling us.

IF there is a 3yo involved, I really feel for them.
I also feel for the adult dc who have become a carer for their alcoholic mother

RemainAtHome · 24/05/2023 11:29

@Onepotatoetwopotatoe do you really think the adult child who is handling everything at present would leave their younger sibling with a fever and no calpol? Do you think they would leave them in such a place as to end up with febrile convulsion etc...?

AdoraBell · 24/05/2023 11:32

How are they accessing your account?

CharlottenBurger · 24/05/2023 11:35

How are they even able to get your money? If you have told them your bank card PIN you have broken the terms of your bank and they can cancel the card. Why can't you change the PIN?

alltoomuchrightnow · 24/05/2023 11:37

My life was ruined, and I do mean ruined. by my alcoholic fiance, I left him 10 yrs ago, I'm still not fully back on my feet
Great that you, like him, use benefits money to buy booze..
I'm ill.. and a lot of that is from what he put me through.. but I work for what I need
Great that tax payers pay for your addiction
Before anyone calls me out.. I suffered for years at his drinking and posted at the time so I certainly DO 'get' addiction, sadly
Oh..and help is free. He dried out on the NHS a few times..it can be done.
If you have children, more reason. Give it a go..

alltoomuchrightnow · 24/05/2023 11:39

It certainly sounds like your adult kids have the right
Their lives are probably living hell trying to parent you

tattygrl · 24/05/2023 11:41

Financial abuse. You needing support to ensure you don't spend all your money on alcohol is one thing, but it doesn't mean ANYONE has the right to take your money from your account and require to to give them evidence of what you buy, using change they deign to give you. Seek help from social services.

Newyeardietstartstomorrow · 24/05/2023 11:44

Post like this make me go cold. Who knows what is going on, but if it wasn't for the older dc your youngest would probably be in care. Please get help, see your doctor, the alcohol is your enemy here, not your children.

TinyTeacher · 24/05/2023 11:45

Please get help. Go to your GP today and ask what they can do to help you.

Technically, what your eldest has done is financial abuse. Yes, there are things you could do to stop it. But I think you know that this has happened out of desperation. Please please please get some support. Don't wait. Do it today. Start getting control of your life.

Onepotatoetwopotatoe · 24/05/2023 11:53

RemainAtHome · 24/05/2023 11:29

@Onepotatoetwopotatoe do you really think the adult child who is handling everything at present would leave their younger sibling with a fever and no calpol? Do you think they would leave them in such a place as to end up with febrile convulsion etc...?

Potentially .. as an ‘adult child’ I had never heard of a febrile convulsion

TheShellBeach · 24/05/2023 11:53

I really don't think the OP is looking for advice on how to protect her bank account.
She's just venting because she hasn't got enough money for alcohol.

MichelleScarn · 24/05/2023 12:00

TheShellBeach · 24/05/2023 11:53

I really don't think the OP is looking for advice on how to protect her bank account.
She's just venting because she hasn't got enough money for alcohol.

Agree with @TheShellBeach and op is prob also looking for sympathy to fuel her victimhood as to how badly she's treated by her older dc.

SittingNextToIt · 24/05/2023 12:01

Onepotatoetwopotatoe · 24/05/2023 10:11

A 3 year old living with an alcoholic and unable to access temperature regulating medication putting them at risk of potential febrile convulsions and continuing them being in pain.
an alcoholic who has older children ( no age specified?) basically taking parental control
child age 3 likely no contact with authorities such as education/ flying under the radar, likely not experiencing standard opportunities due to alcoholic parent …. Neglectful as above( ie if I felt someone was restricting access to my child’s medication I would not have acted very differently )
this is a whole mess…. Neglect …
which is abuse!!! And an alcoholic crying for help with potentially another child in the mix taking on parental duties … heartbreaking …. I’m not here to unpick or offer advice on a he said/ did x y z at the OP request….
OP is unwell and thier children are at risk…. How do we
escalate ?

It is really important to remember that “we” - an internet forum can rarely, if ever, “escalate” these things. There is not even a fool proof method a forum owner can use to determine if someone is genuine or not let alone escalating their apparent life situations.