Motability.
I am sick to absolute death of seeing people saying on various threads, that Motability vehicles are “given” to us disabled people “for free”.
PIP is awarded in 2 separate elements.
- Daily Living (day to day care needs etc)
- Mobility
Each element is paid at different rates depending on how affected by your disability you are (and yes, medical evidence is required).
However, to be eligible for Motability, you need to be getting the highest rate of the Mobility element. This is currently £77.05 per
week (which works out at £308.20 per 4 weeks or £333.88 per month).
When you join Motability you agree for the DWP to give Motability that £77.05 per week instead of it being paid to your bank. If you also receive the Daily Living element of PIP then you will still receive that directly.
You ALSO, in most cases, have to pay an advance payment (AP) for the vehicle. The better the vehicle, the higher the AP. You do not get the AP back.
The £77.05 per week pays for the lease of the car, insurance, roadside assistance, tyres & windshield cover. Disabled people in receipt of the highest rate of the PIP mobility element are already exempt from road tax.
With regards to the ‘fancy’ cars such as BMW, Audi & Mercedes, as you can imagine all of these have a whopping great AP in the multiple thousands of pounds; Which as I said, you don’t get back.
The taxpayer is not paying a penny towards these vehicles besides the fact that Motability don’t currently pay VAT which I believe is up for discussion.
I think a really important point to make here is that PIP is categorically not means tested (even millionaires can claim it, provided their health meets the criteria) and is not paid to replace a disabled person’s income! In other words, people do not live off PIP instead of working, it is paid to cover the added costs associated with being disabled. Costs non-disabled people likely have never even considered, such as cleaners when we can’t do it, basic gardening when we can’t do it, extra electricity for when medical equipment is used at home, ready meals when we’re bed-bound, delivery charges for every single thing we buy because click & collect isn't possible, taxis to work because the bus always already has a wheelchair user on it, along with lots of other small but mounting costs we have zero choice but to pay because the alternative isn’t an option for us. The lowest rate of PIP is just £29.20 per week so we’re not talking big money!
Millions of PIP claimants work full time but crucially, couldn’t do so without PIP and in many cases, without Motability!
As I said above, even wealthy people are eligible to claim PIP to cover the added costs associated with their disability and they can, if they receive the highest rate of the Mobility Component of PIP choose to use Motability. If they want to spend £7,999 plus £77.05 per week to lease an Audi Q4 for 3 years then they can but not many do because it’s a lot of money to have nothing to show for it after 3 years.
So no, nobody is being ‘given free BMWs, Audis or Mercedes’ regardless of what’s being said by anyone!