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Understanding Sarah Ferguson’s loans

228 replies

violetpink · 19/10/2025 20:27

Why did she have to borrow money from Epstein, and others I believe?
Andrew is super wealthy and I’m sure she’s made money from her Duchess title, such as talk shows and products she’s endorsed.
i just can’t understand her loans. And why anyone would give her one. And why she has debt.
Hopefully some of you know why.
She lives freely with Andrew so no overheads there. Surely it’s a great no no to borrow money from friends.

OP posts:
FairyPoppins · 20/10/2025 17:06

She'll be signing up for I'm A Celebrity and The Masked Singer... maybe in a golden lion tamarin costume...

charliehungerford · 20/10/2025 17:11

Genevieva · 20/10/2025 11:38

Living beyond her means.

The Royal family provides a lavish life and pays a stipend that any of us would feel was more than generous, but it doesn't provide the level of wealth enjoyed by the International superrich. The closest to that is the heir to the throne, who, as Duke of Cornwall, has access to an estate that was created in the Middle Ages with specific protections from the Crown (just incase monarch and heir didn't get on). Andrew and Sarah were given a grand modern house in an expensive location (that they chose) and Anne was given a less expensive (but to my mind far classier) estate in Gloucestershire. Edward lives in an estate that is merely lent to him. Somehow Andrew and Sarah got into so much debt that they had to sell their house, but rather than making them live with the consequences, the Queen gave them an inordinately long lease on a peppercorn ground rent of an even grander estate within Windsor Great Park. Quite how they burn through so much money is anyone's guess, but they do.

I think you’ll find that Andrew has a long lease on Royal Lodge and the annual ‘rent’ is quite considerable, and questions have been asked on how he affords it, along with the associated costs for the upkeep of the large estate/grounds. It’s certainly not a ‘peppercorn rent’.

janamo · 20/10/2025 17:17

Whatever did the Royal Family Romans do for us to deserve all those assets and cash? A bit of diplomacy having to host people like Trump perhaps... but that is the King's role as HOS. His family are potential next in liners for that diplomatic bag and license plate. I hope they are honing their diplomatic skills and foreign languages!

That's it AFAIS. Opening things and cutting ribbons, taking armfuls of flowers to hand back to the servants will never be missed.

So I often wonder if none of them were around tomorrow, what difference would it make?

EverybodyLTB · 20/10/2025 17:18

Florencesndzebedee · 20/10/2025 14:43

🤣 where on earth did you read this? It’s pretty ludicrous.

Google it, I promise plenty of decent sources will come up including the Lownie stuff. She is ludicrous. So is Andrew, they’re disgusting people.

Genevieva · 20/10/2025 17:24

charliehungerford · 20/10/2025 17:11

I think you’ll find that Andrew has a long lease on Royal Lodge and the annual ‘rent’ is quite considerable, and questions have been asked on how he affords it, along with the associated costs for the upkeep of the large estate/grounds. It’s certainly not a ‘peppercorn rent’.

There are details on Wikipedia that suggest he had to renovate the property and was then offered the opportunity to buy out his lease for £2.5 million to cover the full length of the remaining years. This works out as about £33K a year. Clearly well below market rate for a 30 room house with nearly 100 acres, a Gardener's Cottage, the Chapel Lodge, six Lodge Cottages, and police security accommodation.

Hanschristiananderson · 20/10/2025 17:26

janamo · 20/10/2025 17:17

Whatever did the Royal Family Romans do for us to deserve all those assets and cash? A bit of diplomacy having to host people like Trump perhaps... but that is the King's role as HOS. His family are potential next in liners for that diplomatic bag and license plate. I hope they are honing their diplomatic skills and foreign languages!

That's it AFAIS. Opening things and cutting ribbons, taking armfuls of flowers to hand back to the servants will never be missed.

So I often wonder if none of them were around tomorrow, what difference would it make?

None, in my view. In this day and age they are an anachronism.

RainbowBagels · 20/10/2025 18:26

janamo · 20/10/2025 17:17

Whatever did the Royal Family Romans do for us to deserve all those assets and cash? A bit of diplomacy having to host people like Trump perhaps... but that is the King's role as HOS. His family are potential next in liners for that diplomatic bag and license plate. I hope they are honing their diplomatic skills and foreign languages!

That's it AFAIS. Opening things and cutting ribbons, taking armfuls of flowers to hand back to the servants will never be missed.

So I often wonder if none of them were around tomorrow, what difference would it make?

Agree. The monarch has an official role. The rest should be cut loose. Most heads of State ( even executive ones with actual governing to do) dont need to have their siblings, cousins, children etc to 'help them out'. There are plenty of people who do charity work/act as patrons for their charities who do it while also having achieved something like written books/excelled in sports/ acting etc. They dont expect the charity to put a new toilet in for them either!

Hanschristiananderson · 20/10/2025 18:29

RainbowBagels · 20/10/2025 18:26

Agree. The monarch has an official role. The rest should be cut loose. Most heads of State ( even executive ones with actual governing to do) dont need to have their siblings, cousins, children etc to 'help them out'. There are plenty of people who do charity work/act as patrons for their charities who do it while also having achieved something like written books/excelled in sports/ acting etc. They dont expect the charity to put a new toilet in for them either!

Also all the extended family are living like parasites just because they are related to the monarch. It’s not healthy not to have a job , earn your own living , travel on public transport or shop for your own food.

Birlingsaresnobs · 20/10/2025 18:33

WhitstablePearl · 20/10/2025 11:06

I'd love you to do an AMA

Its horrible. The waste.

RainbowBagels · 20/10/2025 18:51

Hanschristiananderson · 20/10/2025 18:29

Also all the extended family are living like parasites just because they are related to the monarch. It’s not healthy not to have a job , earn your own living , travel on public transport or shop for your own food.

Not to mention having no incentive to do well at school because you want to be a doctor/scientist/lawyer, and spend the rest of your life getting more and more irrelevant while relying on handouts from your dad/brother/nephew.

Beachtastic · 20/10/2025 18:55

I hope they are honing their diplomatic skills and foreign languages!

I couldn't belieeeeeeeeve how awful Prince Charles's French was (I can't remember when I got to hear it... some event a year or so ago). It was primary school level. You'd think with all this international hobnobbing the RF would pick up languages, or at least have the time to attempt an accent that's coherent.

I don't really follow the RF at all but always feel a bit sad for Prince Harry. Part of this is that I quite fancy him!!!!!!!!!!!!!!! I know it's wrong but there you go!!!!!!!!!!

Teeteringpiles555 · 20/10/2025 19:51

Hanschristiananderson · 20/10/2025 18:29

Also all the extended family are living like parasites just because they are related to the monarch. It’s not healthy not to have a job , earn your own living , travel on public transport or shop for your own food.

Absolutely. I know two men with trust funds and they honestly have arrested development, because it’s the striving involved in earning a living, and dealing with shitty landlords and generally having to confront real life and operate outside of your comfort zone that builds competence and character.

If you can buy yourself out of every difficulty, and you don’t have to try and impress anyone, or adapt your behaviour for anyone, you needn’t try to get a job or keep one, unless you have huge self discipline combined with intellectual curiosity, you are destined to lead a purposeless life, forever dependent on your family’s money. Hideous!

Hanschristiananderson · 20/10/2025 19:54

Teeteringpiles555 · 20/10/2025 19:51

Absolutely. I know two men with trust funds and they honestly have arrested development, because it’s the striving involved in earning a living, and dealing with shitty landlords and generally having to confront real life and operate outside of your comfort zone that builds competence and character.

If you can buy yourself out of every difficulty, and you don’t have to try and impress anyone, or adapt your behaviour for anyone, you needn’t try to get a job or keep one, unless you have huge self discipline combined with intellectual curiosity, you are destined to lead a purposeless life, forever dependent on your family’s money. Hideous!

Absolutely right!!

janamo · 20/10/2025 19:57

He should have put his inheritances into a pension 😊. But then again, if he has no "income" (apart from gifts and grifts), then he won't get any tax relief either!

What a dilemma for the poor pair. Didn't anyone ever tell them that INCOME is what you need, assets are useless unless they provide INCOME.

But I don't give a shit about them. I'm just saying, that in the real world, that's what people try to do, rich or not.

Teeteringpiles555 · 20/10/2025 20:00

GnomeDePlume · 20/10/2025 14:49

PA & SF thought they would get a pampered, self-indulgent life. Except the world changed and people started to ask what the RF is for.

PA & SF are relics of an earlier age. Just being royal isnt enough. They needed to work to get respect and neither of them seems to have known how to do this.

Neither is particularly intelligent or moral. They ran with a 'fast' crowd which required money or respectability. They have taken money from various sources without looking beyond the cash. Now they have neither cash or respectability.

Yes! Very well put!

Pedallleur · 20/10/2025 20:03

We have now been asked to concentrate on the King and his Kingly duties and not to be distracted. Someone must be getting worried about the plebs rising up. Only had about 20 years to do something instead of covering it up/ignoring the matter

janamo · 20/10/2025 20:13

Pedallleur · 20/10/2025 20:03

We have now been asked to concentrate on the King and his Kingly duties and not to be distracted. Someone must be getting worried about the plebs rising up. Only had about 20 years to do something instead of covering it up/ignoring the matter

Who asked that of the peasants, was there any cake involved?

CathyorClaire · 20/10/2025 20:17

Hanschristiananderson · 20/10/2025 16:23

Speak out? He’s never said a word about Andrew or Sarah!! He’s whined and whinged about Pa not giving him limitless amounts of cash and his jealousy of William. He’s never highlighted abuse in the family or mismanagement of funds. He wants more of those funds for himself and his grasping wife.

I agree entirely.

I would love to see a Lownie type delve into his business, charitable and financial affairs but fear it's a way off yet.

CathyorClaire · 20/10/2025 20:32

the annual ‘rent’ is quite considerable

Way back when A paid a one off payment of £1m for a 75 year lease which equates to around £250 per week 'rent' which is quite a deal (I'd like to see Ed's terms on Bagshot too).

The repair and upkeep bills he also apparently signed up for are however quite a financial millstone.

CathyorClaire · 20/10/2025 20:40

So I often wonder if none of them were around tomorrow, what difference would it make?

I think we saw the answer to that in Covid times.

Invisibility didn't stop them gratefully trousering the usual dosh when the Crown Estate profits took a pandemic hit though.

Us mugs made that up for them.

DevaneyRob43 · 20/10/2025 22:14

Their spending was off the scale, hence always grifting for money left right and centre. Lownie lays it all out

ShenandoahRiver · 20/10/2025 22:15

Just reading an article in the New York Times about Britain’s pariah Prince’. The Chinese spy concerns are not going away.
The last sentence wonders if the RF will now address the other major point of public concern- the opaque nature of its finances.

ShenandoahRiver · 20/10/2025 22:23

Actually a Lownie type investigation into all of their finances would be a public service worthy of a knighthood. A delve into the Chinese connections - not just Andrew’s -might dig up interesting information. A rigorous analysis of the donations for KC restoration of Dumfries house would be another welcome stripping away of the opacity surrounding cash for honours for Saudi billionaires.

RainbowBagels · 20/10/2025 22:26

ShenandoahRiver · 20/10/2025 22:23

Actually a Lownie type investigation into all of their finances would be a public service worthy of a knighthood. A delve into the Chinese connections - not just Andrew’s -might dig up interesting information. A rigorous analysis of the donations for KC restoration of Dumfries house would be another welcome stripping away of the opacity surrounding cash for honours for Saudi billionaires.

Edited

If only the promise of Knighthoods wasn't used to keep people quiet about the finances and privileges of the Royal Family. The whole system is completely corrupt.

RainbowBagels · 20/10/2025 22:27

Pedallleur · 20/10/2025 20:03

We have now been asked to concentrate on the King and his Kingly duties and not to be distracted. Someone must be getting worried about the plebs rising up. Only had about 20 years to do something instead of covering it up/ignoring the matter

Oh OK then! Shut up everyone! Nothing to see here!