I never understood stamp duty
On the subject of digital, this is a diversion, but hopefully someone will understand how I feel - and how my mum feels, she's elderly
I have third-party access to her bank account, so there are limitations to what I can do with her money, which is quite right
However, due to the banks all going online, we have been trying to do something in person in branch, which she did three or four years ago without a problem
Now they just don't do it. I pointed out that as a third-party, I'm limited to what I can do online. The only suggestion they have is that I run her banking entirely. This would involve a joint account.
From what I can see, I'd have to go through biometrics to get that sorted.
It's literally a really simple thing, but I'll grant you It does involve a lot of money.
To be honest, I think they can do it in branch but they don't want to.
I'm obviously accustomed to digital and online everything. But it just feels like the amount of hassle and hoops you have to jump through to do basic things are ridiculous these days. Writing a cheque was a lot easier, certainly for her.
Anyway, I appreciate I've been made really irritable by it, not what I needed this morning. But it did make me think about the amount of chaos that would happen with digital ID as well.
I have been vaguely aware that they were giving us something of a break after the horrors of lockdown, and I was expecting full rollout of digital currency and compulsory digital ID a lot earlier.
So I do feel as if I've had a break from the crap. But then I also feel quite manipulated.
I don't really know how to present this information without sounding like a conspiracy theorist, but I suspect there are some people on here who know exactly what I mean
I do think digital ID will be presented as a way of solving a lot of annoying problems
We are lucky to have a bank but I'm sure it will be closing soon
Also, I genuinely think these people don't consider what happens when they are elderly. It would've been okay for mum to do online banking but following a couple of small strokes, the risk of numbers and getting them wrong is just far too high to be doing banking.