DP lost her job

[Alysskea]

Just need to dump this somewhere as I feel like friends/family are sick of hearing from me.

DP has lost her job. I won’t go into the details but it was due to exceptionally poor management. She is not to blame.

We have a 2 year old, childcare fees and a mortgage. My income leaves us £1000 a month short assuming no non-essential spending, no new shoes for DD etc.

We have modest savings but by my account every day she is unemployed these go down by £30.

Yes she’s applying for jobs but there are no guarantees. What the fuck are we going to do if she can’t get one. What do people do??? Sell my house and move into one room at my mums on the other side of the country? Sell it and try to find a flat? Most cost more to rent than my mortgage.

I am trying to be a supportive partner and good parent but all I can think about is that the rug is just getting pulled from underneath me.

Ok. Breathe. She keeps applying, takes any job in the meantime, and also signs up with the temp agency. She won't need many days a week at minimum wage to balance the £30 a day deficit. You've got this 💪

So you need childcare atm?

Has she explored what benefits she might be entitled to! Jobseeker allowance, universal credit, support with mortgage payments, gas/electricity etc? I’d start with that

She applies for benefits. (It will also mean that national insurance is paid).

It’s horrible isn’t it? There seems to be a lot of it around atm, including in my house.

I just take each day as it comes and turn “what ifs” into positive ones. But it’s human to be worried and stressed, but not worth your health.

There's no need to say something like this. OP is worried about money. Address that point or keep stum.

Good luck, OP. I hope your partner finds something soon. Some good ideas already to follow up.

Just to say we’re not eligible for UC or rather the deductions make UC 0. Probably could get new style JSA if needed.

well technically not while she’s unemployed no. The hope would be she gets a new job and worried about losing my nursery place!

It is relevant

because it might mean the money con earns will be a frequent occurrence in this relationship with the DP finding another job and… sacked again. Rinse and repeat

Tell her to apply to every nursing homes in your area, they’re crying out for staff

Apply for JSA then today. Hopefully another job will come up, can you take a mortgage break?

I mean she got rushed to the hospital in an ambulance, spent time in hospital, missed work due to sickness and they fired her. It’s not illegal because she’s not been there a year but it’s most certainly shitty.

New jsa is not means test. See needs to claim it asap. It will give you £90 pw

She should apply for JSA. At least it’s something

You keep saying “MY” mortgage and “MY” house. So why is it. “HER” problem?

Why did she leave/loose the job before that one?

That is illegal OP even if she’s been there under a year. The employer must have a genuine, fair reason for dismissal, such as incapability due to long-term ill health where the employee cannot return to their role. Employers must consult with the employee about their ability to return to work and whether their health is likely to improve. A dismissal that is too hasty or does not follow a proper process could lead to an unfair dismissal claim.

It’s a shitty situation. Happened to us too. I got some good advice here under another name.

Boils down to:
cut out extra spending now
apply for JSA
leverage all your and her networks
be open to your lives looking different to the plan.(Personally I found this the hardest thing - living with uncertainty doesn’t come easily to me but I’m learning that it’s a big part of life)

Pull together as a team - this is exactly what savings are for. It is scary but not forever.

It's really unkind of you to have brought an old post up. Couples have ups and downs and in this case, seem to have got past it.

Oh. OP think of a plan that is just you, not her.

“UPS and downs”

what are you on about?

this is abusive

Apply for JSA. The money is there for just this situation and everyone eligible should use it.

If your deficit is really only 30 a day, the household is going to be fine. Your partner can pick up anything while continuing to seek a better position and cover that deficit.

You are panicking because anyone would, but really, your family is going to be fine.

Talk to people, see if you can get a mortgage holiday to take the immediate pressure off. Let trusted friends or family know what’s happened, they might know someone / somewhere that has a job vacancy. Sometimes it’s who you know, not what you know. We’ve been in similar circumstances and I cried on my lovely boss. She got DH a temp job in the business that turned into a permanent one which he’s now been in for 6 years and is higher up than me! Chin up, something will come along.