£202 million euromillions tonight.

[EarlofShrewsbury]

It's an obscene amount of money.

Apart from the usual house, car, holiday, helping friends and family and charity, what would you do with it?

I'd help out so many family and friends.

I would also love to set up some big charitable foundations. There's so much I would like to do there I don't think it is enough . I'd also like to improve some of the local playgrounds and nature reserves. And fund some university scholarships for children who are very bright and academic and really want to go to university purely for the joy to studying something in depth (with no thought to future earnings).

Frivolity wise - I would like to find some big weekends away with different groups of friends. Some can never afford to travel so paying for it all would mean we could all meet easily

And I would pay for some epic holidays with the children, with our own chef so all their food could be allergy safe

Massive trust fund for future generations of my family.

paying off the mortgages of siblings, kids and nieces and nephews.

organising a massive family holiday for the extended family.

some sensible financial advice on living off interest only.

I would use it to set my kids up for life.

I would put my siblings in a position they could retire.

There are a couple of people I would help out/spoil.
My favourite charities would find they have a regular benefactress!

But I would say nothing.

I’d set up a charitable foundation that couldn’t be linked back to me, then give donations to small charities to keep them viable.
All whilst living a normal life so I’m not outed and the DC’s don’t grow up entitled.
Oh and invent some long lost relatives who give us a modest inheritance so the kids have house deposits etc, but not enough to buy swanky branded rubbish or avoid working for a living.

I'd ask the Royal Family how best to grow my millions. I'm sure they'll have plenty of advice. 😊Like what are the best charities to support and where is the best real estate, land, stocks, shares, art, horses, jewellery and other investments. I'll pay them for their time too.

I would preemptively check myself into rehab... because I would totally go off the rails with that much money!

I have a little book with all my ideas for 'when' this happens!

First thing I would do is book a Spa Day!

And then ...

Get an Accountant/Financial Adviser
Pay off any debts/credit cards/loans
Buy a Flat in London
Pay off a few mortgages for close family/friends
Put some aside for nieces/nephews
Buy a vintage car
Study part-time MA
Set up some sort of charity/foundation in the arts for foster/adopted kids
And give a serious amount away to local communities and charities
More travelling
Then go back to managing the charity/foundation

That'll do me ... I am sure I can think of some more things to do.

x

In the first few days I'd freak the freak out/spend most of it in denial/jump around in excitement and or nervous energy/buy DC2 the ridiculously expensive Lego set they are currently unreasonably angling for - not necessarily in that order.

Mid term I'd live off the interest while making proper plans. I'd tell my parents and siblings only that I'd won something but maybe not tell them the exact amount because I would want them to retain plausible deniability with the wider world! But I'd immediately drop them a million or so each to relieve any current pressures for them while I worked out exactly how to share it around. We'd tell pil something about how we came into some money so we could share with them but would keep the story as minimal as possible because lovely as mil is she has no chill and little discretion!

Long term.
Huge but well thought through trust funds and investments for future generations.
I'd buy several properties around the country and world, which I'd live in while my current house is completely done up - I want to retain it, it's home.

I'd help wider family and friends.
I'd anonymously donate a healthy amount to DC's current and past schools.
I love pps idea of having an amount out of the daily interest you donate to a charity picked out of a hat each day. It would be cuppa, wordle, charity, to set me up for the day 😄
I'd love to buy up some properties which I'd rent for pennies to care leavers or struggling families which I'd identify somehow. I'd take advice how best to manage the scheme to benefit people the most.
I'd get a part time chef to do the thinking/buying/prep and who actually cooked for us a couple of times a week. I'm rich and not tight so I'd pay them FT wages though!
Personal trainer, investment manager type person, general PA, housekeepers and what ever it took to keep my properties ticking over nicely, but minimal staff for my actual home house - don't want the neighbours thinking I've won the lottery...

Ok that's sorted, I suppose I better buy a ticket..!

My son's at an amazing school for boys with dyslexia and other communication difficulties - they've always said they'd love to expand to take girls too but would need to buy a new site etc. So I'd immediately call the headmaster and offer to fund that. I'd also pre-order the new Lego Shire set, and buy DH the resin 3D printer he really wants. Pay off our mortgage, send each of our parents, his sister and my sister a million each to pay off their mortgages and play with, then book a month-long holiday for DH and I and 3 DC, somewhere extremely relaxing, while we worked out what the heck to do with the rest/ how to distribute it.

Buy a full wardrobe of clothes from my favourite shops.

Find the best uro gynae in the whole world (probably works at sloane grey memorial in seattle😉) and get my pelvic floor thoroughly fixed.

Buy my DC houses in the cities they want to live and work in.

Some bursaries at DCs current school.

Then it's just charity.

At 3% interest, that would be £6m per year. You’d never need to spend the capital if you waited for the first year to pass before touching any of it. Crazy amount of money.

Off to the lottery app now to buy my ticket 🏃🏿‍♀️🏃🏿‍♀️🏃🏿‍♀️

For staters you’d kiss goodbye to an enormous chunk of of it in tax

I’d give up work

Buy some nice properties - house here, flat in London

buy my son a flat and a new car

Go on a lovely holiday

Buy a new car for me

Pay mortgages of close family

Work out what charities to support and how to do that best

Not on the lotto money I don’t think, but on the interest. I don’t mind paying tax anyway

I would give £5 million to my SIL. £1 mill each to my nieces and nephews. £20 million to my parents.

I'd fly first class to see my very ill parents who are in Australia.

The rest would be for my family with some charitable donations thrown in as and when the fancy takes me.

Outside of what you deem "the usual " I would get another Basset hound. Also pay a teacher to teach me piano twice a week. Oh and I'd get a personal trainer

@Enko A basset hound would be on my list too. We sadly lost ours at nearly 14 years old a few weeks ago.

Just jumping on to say please dont bother buying any tickets tonight as I will be winning this. My horoscope looks really good today and I feel I deserve it so thats that.

You’d receive the full £202m if you won as there’s no tax on lottery winnings.

They are the most amazing dogs. We went on our first waddle last Sunday 19 Basset hounds. My idea of heaven.

In what way? Lotto wins are tax free.

For myself house car pensions stability investments. Some nice holidays and some time off work.But I would still continue to work as I love my career.

Other than that charities, and good causes, and I would take advice as to where the best place was to invest this.

I always used to say a million would be enough and of course I wouldn’t turn a million down, but if I could win more, I would. My husband wouldn’t be able to retire if we won a million, and it would be great if neither of us had to work. We’re young enough that a million isn’t enough to give up work, but old enough that we’ve still worked all our adult lives and known plenty of hardship.

My husband and I both work from home so there would be no need to tell anyone we’d won, we wouldn’t even need to tell anyone we’d given up work, as no one would really know either way.

We would upgrade our life, but not obnoxiously so. I wouldn’t want to alienate my kids from their peers or friends. So whilst we’d be seen to be ‘doing well for ourselves’ it could be explained away by a promotion, rather than a big lottery win - I like to think we wouldn’t want or need to spend to that level.

Id love to help people out anonymously, and I have already earmarked charities in my head that I’d love to give big, fat cheques to.

Mostly, I’d just love to never worry about money again and spend more quality time with my husband

Re. charities, it's now quite hard to give charities money anonymously, as many won't accept it without knowing whose money it is (this is actually v sensible).

Because by the time I’ve bought a decent house where I live in London I’d have almost nothing left of one million.