Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

See all MNHQ comments on this thread

3K a month benefits

449 replies

applecrumble03 · 19/03/2025 10:22

I had made a previous post which I believe had been taken down over a lady giving me £10 for no reason, in no way was that post to brag about my benefits I had stated how much I get a month to show I’m not struggling for money so the only reason can be I was judged on my appearance and then someone had asked if this is benefits which I said yes as I have no reason to lie. I have read a few notifications on my drop down and people saying I’m doing this to wind people up and there is no way I get 3K a month benefits, I was asking a genuine question. Some comments were quite rude. So here is how -

Universal credit for me and 2 kids plus LCWRA
£1775 - my rent gets taken straight from this I get paid £1225
high rate adult disability payment £734
Child disability payment x2 £868
Child benefit £42 a week
Scottish child payment £213

minus rent £3208 paid directly to me per month.

Now no this is not fair to people who have to work. However they are able bodied people and it’s not my fault I would much rather be healthy and live a normal life.

OP posts:
jewelcase · 19/03/2025 16:25

NotTheDebtDoctorWithTheHungryScalpel · 19/03/2025 15:44

But who is deciding what's essential in your system?

For example my dd is in school atm for 3 hours a week, her world is tiny and she has no social life at all.

I pay for a couple of subscriptions for her where she can go online and chat to people like her so she gets some interaction at least. That's not technically essential, but it's a real lifeline for her.

I already said the private things we pay for wouldn't be considered essential because we had the minimum NHS appointments.

The educational things maybe would if she was fully home schooled, but she's enrolled at school, even though it's very part time, so I would have to limit her world even more for her tutor and books to be considered essential.

This is the problem, when people are looking at the money, and wanting it reduced because some may take the piss, then its people like my dd and I that will be affected the most. We both want to be better, and the money is an essential part of that atm, if we don't have that then we are both stuck in the benefits cycle forever, my dd would very likely never have a job or contribute to society financially.

As it stands there's a good chance she will.

The state doesn't provide the lifestyle I used to have by any means, but we are comfortable enough at the moment, and it's shocking to think, after all we have been through, that it's begrudged.

‘But why should I pay for you to have a comfortable life not working, when my work doesn’t allow me a comfortable life?’ is a reasonable question, no?

We have got into a situation where for some people, the benefits they have been deemed eligible for provide a better standard of living than is available to people working full time. That is at least as unacceptable as the situation would be for you if all but essential benefits were withdrawn.

So what is the solution in that circumstance?

Confusedformer · 19/03/2025 16:32

It’s incredibly reckless and unwise to have children at the age of 16/17 with no means of supporting them aside from living off other people’s taxes -especially knowing you have disabilities that render you in need of a cleaner, again expecting somebody else to pay.

next you’ll be saying you don’t know where babies come from.

I don’t feel that tax payers should be responsible for your choices and I do think times up.

NotTheDebtDoctorWithTheHungryScalpel · 19/03/2025 16:34

jewelcase · 19/03/2025 16:25

‘But why should I pay for you to have a comfortable life not working, when my work doesn’t allow me a comfortable life?’ is a reasonable question, no?

We have got into a situation where for some people, the benefits they have been deemed eligible for provide a better standard of living than is available to people working full time. That is at least as unacceptable as the situation would be for you if all but essential benefits were withdrawn.

So what is the solution in that circumstance?

"Why should have have had cancer and a stroke and you be healthy"

"Why should my dd have to suffer with epilepsy for the rest of her life when your child is healthy?"

We all have questions, and there's unfairness everywhere, Why is it only those on disability benefits, through absolutely no fault of their own, that are questioned and penalised?

Would you trade your health, or the health of your children for money?

How much money would make you happy enough to see your child struggling every day.

You can't just look at the money side of things and decide its unfair, you have to take in the whole picture and decide if you think its worth it.

Interested in this thread?

Then you might like threads about this subject:

kellygoeswest · 19/03/2025 16:35

It's difficult to read these posts and I definitely understand why there's such a discourse. I have autism and bipolar disorder and struggle functioning day to day, but I work full time because I have no choice. Where would I live or what would I do otherwise? I find work very overwhelming (not the work itself, the social aspect, travelling, meetings, politics) and when I get home I basically just shut down. It doesn't feel like a great quality of life, I mostly just exist.

I've also just found out my rent/service charge is increasing 50% from 1st April so I've actually just taken on a second job, so soon I'll be working 7 days. I know I'm going to find it difficult but I won't be able to afford to live otherwise.

I'm 33 and while I'd have loved to be a parent, I know I don't have the capacity (financial or otherwise) to give a child a good life.

D4isyCh4in · 19/03/2025 16:36

applecrumble03 · 19/03/2025 10:27

No I am making this post because I was branded a liar on my previous post? And no everyone who can work is better off working. It is miserable to be able to do nothing.

Believe me, with all that money there is plenty you can do. How about charity work??
I do think you are bragging though. I have never had that amount of money and I have a good job!

drspouse · 19/03/2025 16:37

APocketFullOfRye · 19/03/2025 16:00

Well, then their calcs are crap and quite obviously unsustainable !
but
We are waiting for OP to come back and educate us on those expenses
……

Edited

You could read my post?

Normallynumb · 19/03/2025 16:37

The need for your post is questionable.
your timing is distasteful
signed
An extremely worried disability benefits claimant

SilkSquare · 19/03/2025 16:39

@jewelcase. I agree with you but I'm sure you wouldn't begrudge someone blind or in a wheelchair, a comfortable standard of living because life has dealt them a poor hand.

I'm sure your post is directed at the "modern" disabilities that many of us don't think should be called a disability at all-getting money if a child is a fussy eater, is naughty or anxious about going on the bus to school or an adult has anxiety.

I think the former group should be given a comfortable life but the others shouldn't be defined as having a disability.

It's this blurring of the lines as to what a disability is that has caused this exploding bill in the first place. I'm happy for a blind person to have every mod con going but paying for a flight attendant to have £400 PIP because she can't get to work on time...not so much.

We need a new definition of what being disabled is.

Right now, the term is being exploited and corrupted and I imagine those who are losing out, as ever more hands slip into the pot, are those who are wheelchair bound, blind, schizophrenic or suffering from a wasting or incurable disease.

kurotora · 19/03/2025 16:47

I am disabled (physical health issues, also autistic but not counting that), I work part time, and I receive PIP. My daughter is 4 and autistic, I do not claim DLA because her needs aren’t high enough to justify it. Our autism is what would once have been described as Aspergers.

What I cannot understand is how it’s possible to be a full time carer to two high needs kids while also getting PIP. As per the descriptors, it should be physically impossible to be disabled enough to receive PIP and also be a full time carer. In my situation, DH has to do an absolute ton in our house to care for us both (and we get no carers allowance, as he works) and I struggle so hard to work the small amount that I do.

There has to be some oversight between benefits to say hang on, that’s not possible. You can’t be “in bed all day” and a full time carer.

Needless to say, despite working myself into agony and exhaustion, I get far, far less than someone like OP. And through work I meet MANY women like OP with the several autistic/ADHD/DLA claiming kids. 🙄

The only part of this I think is nonsense is the free cleaner and carer - certainly my family in Scotland got nothing like this.

APocketFullOfRye · 19/03/2025 17:02

@meandmydoggy

Telling someone to educate themselves is a tactic to putting down opinion. There’s no need for insults here

Tax It’s proportionate to earnings
If you earn £24000 you’ll pay less tax but you’re earning less so take home less
If you earn £240000 you’ll pay a higher % of tax on that and overall more and take home more because you earn more. You are, however paying a higher % than a lower earner

If someone earns more, they should take home more ££ in their pockets not exactly the same as someone who earns a lot less

No one would bother doing the high earning jobs or work the extra hours if everyone took home the same.

The Government has already
taken away wfa
taxed education
added iht to farmland
now it’s looking at cuts to benefits

Labour said they would Make Work Pay…..this is how they are doing that.
The country is in a mess because there aren’t enough net earners in the UK. We need big business, we need the wealthy. They are the net earners!

We are not a communist country and I doubt anyone would want to be. Although I read some posts and wonder a lot would prefer it

APocketFullOfRye · 19/03/2025 17:04

jewelcase · 19/03/2025 16:25

‘But why should I pay for you to have a comfortable life not working, when my work doesn’t allow me a comfortable life?’ is a reasonable question, no?

We have got into a situation where for some people, the benefits they have been deemed eligible for provide a better standard of living than is available to people working full time. That is at least as unacceptable as the situation would be for you if all but essential benefits were withdrawn.

So what is the solution in that circumstance?

Agree!

Wildflowers99 · 19/03/2025 17:05

APocketFullOfRye · 19/03/2025 17:02

@meandmydoggy

Telling someone to educate themselves is a tactic to putting down opinion. There’s no need for insults here

Tax It’s proportionate to earnings
If you earn £24000 you’ll pay less tax but you’re earning less so take home less
If you earn £240000 you’ll pay a higher % of tax on that and overall more and take home more because you earn more. You are, however paying a higher % than a lower earner

If someone earns more, they should take home more ££ in their pockets not exactly the same as someone who earns a lot less

No one would bother doing the high earning jobs or work the extra hours if everyone took home the same.

The Government has already
taken away wfa
taxed education
added iht to farmland
now it’s looking at cuts to benefits

Labour said they would Make Work Pay…..this is how they are doing that.
The country is in a mess because there aren’t enough net earners in the UK. We need big business, we need the wealthy. They are the net earners!

We are not a communist country and I doubt anyone would want to be. Although I read some posts and wonder a lot would prefer it

Under communism, caring for your own kids wouldn’t be seen as a contribution to society. They view the only worthy contribution as something that benefits the whole of society, not just under your own roof. So I suspect in reality they wouldn’t.

Upsetbetty · 19/03/2025 17:06

Crikeyalmighty · 19/03/2025 16:21

@SilkSquare yep - and without wishing to be harsh and I’m all for disabled people working- I’ve worked with some great people with disabilities- I’m not sure I particularly feel ok about a flight attendant receiving pip for being disorganised and with time management issues to the level they are getting pip

This! There was a poster on the other day who claimed. She had to stay home from work to give her dd medication because her dh had adhd and would never remember to do it. This same man drives for uber…if he can do that he can give meds! 🙄

APocketFullOfRye · 19/03/2025 17:06

drspouse · 19/03/2025 16:37

You could read my post?

I wasn’t tagging your post @drspouse ?

APocketFullOfRye · 19/03/2025 17:09

Wildflowers99 · 19/03/2025 17:05

Under communism, caring for your own kids wouldn’t be seen as a contribution to society. They view the only worthy contribution as something that benefits the whole of society, not just under your own roof. So I suspect in reality they wouldn’t.

Agree and I’d like to think no one would ( although each to their own )
but all this everyone should be equal in ££££ terms equates to the very basics of communism if people really don’t get the reality of it.

Wildflowers99 · 19/03/2025 17:16

APocketFullOfRye · 19/03/2025 17:09

Agree and I’d like to think no one would ( although each to their own )
but all this everyone should be equal in ££££ terms equates to the very basics of communism if people really don’t get the reality of it.

I don’t think there is an ideology for what they want, which is a small pool of taxpayers being taxed very highly to pay more than they earn to half the country for things like ADHD. It does however remind me of the age old quote regarding democracy:

A democracy cannot exist as a permanent form of government. It can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the public treasury with the result that a democracy always collapses over loose fiscal policy, always followed by a dictatorship.

MaidOfSteel · 19/03/2025 17:20

NotTheDebtDoctorWithTheHungryScalpel · 19/03/2025 14:53

I disagree.

My situation is that I worked for almost 30 years, then i got cancer, then had a stroke and could no longer work. My dd started having some symptoms around the same time that we thought was stress related, however it turns out it is a type of epilepsy which is getting worse as time goes on. I also have other children.

Had I been able to continue working I would have had a steady income, increasing each year, with opportunities and promotions and been able to top up my pension.

Why, in my situation, should my children and I have to just be given enough for food and housing and thats it?

For starters I use my disability benefits for private physio for myself (which wouldnt be considered necessary because the NHS provided 6 appointments), dds disability money goes on a tutor as she can only attend very part time school (also woukdnt be considered essential as she attends part time school), I also need to buy her books, subscription to home schooling sites etc so her health doesn't impact her education any further, and she goes weekly to a therapist because her life has changed a ridiculous amount due to her disability (also wouldn't be considered essential as the NHS provided 6 sessions)

I also can't drive due to the stroke, and dd can't use public transport (she would get that free up here) so there's the taxi money to get to our multiple appointments as well (wouldn't be considered essential as dd gets free bus travel).

If I was just given the absolute minimum then I would have no hope of improvement because I couldn't afford the help to get any better, and dd would be stuck with little to no education, and no prospects, and she wouldn't be able to get to her appointments to get the right medications hopefully to try and control her epilepsy.

That's as well as my other dc being impacted because I couldn't afford to feed and clothe them either.

It's easy to look at the money and decide its not fair, but it's also not fair that I got cancer and its definitely not fair that my 14 year okds world is so small, her health is so bad at the moment that she has no life outside of these 4 walls.

Be jealous of the money all you like but you can also take the chronic pain, the lack of ability to move and the stress of your child having seizures alongside it and see if its worth it to you.

It's not about holidays.

Very well said.

I know the amounts can seem eye-watering. But a lot of these posters ranting about ‘twice the average salary’ etc seem to forget that anyone can be just getting on with their lives, doing their job, paying their taxes, then suddenly find they have disabilities to contend with; theirs or their kids. You never know what is going to happen. Those who are lucky enough to be in good health right now would be wise to remember that.

Wildflowers99 · 19/03/2025 17:22

MaidOfSteel · 19/03/2025 17:20

Very well said.

I know the amounts can seem eye-watering. But a lot of these posters ranting about ‘twice the average salary’ etc seem to forget that anyone can be just getting on with their lives, doing their job, paying their taxes, then suddenly find they have disabilities to contend with; theirs or their kids. You never know what is going to happen. Those who are lucky enough to be in good health right now would be wise to remember that.

And those of us who are disabled and work? Like me?

None of what you said justifies 53k.

The only time I would expect that is for somebody ventilated with a feeding tube 24/7 being cared for by parents with very expensive energy bills and bespoke equipment.

For ADHD - absolute joke.

Gunnersforthecup · 19/03/2025 17:52

Wildflowers99 · 19/03/2025 17:16

I don’t think there is an ideology for what they want, which is a small pool of taxpayers being taxed very highly to pay more than they earn to half the country for things like ADHD. It does however remind me of the age old quote regarding democracy:

A democracy cannot exist as a permanent form of government. It can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the public treasury with the result that a democracy always collapses over loose fiscal policy, always followed by a dictatorship.

Where is that quote from?

APocketFullOfRye · 19/03/2025 17:52

Wildflowers99 · 19/03/2025 17:16

I don’t think there is an ideology for what they want, which is a small pool of taxpayers being taxed very highly to pay more than they earn to half the country for things like ADHD. It does however remind me of the age old quote regarding democracy:

A democracy cannot exist as a permanent form of government. It can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the public treasury with the result that a democracy always collapses over loose fiscal policy, always followed by a dictatorship.

Oh dear
That does predict a bleak future.

APocketFullOfRye · 19/03/2025 17:54

MaidOfSteel · 19/03/2025 17:20

Very well said.

I know the amounts can seem eye-watering. But a lot of these posters ranting about ‘twice the average salary’ etc seem to forget that anyone can be just getting on with their lives, doing their job, paying their taxes, then suddenly find they have disabilities to contend with; theirs or their kids. You never know what is going to happen. Those who are lucky enough to be in good health right now would be wise to remember that.

If I suddenly found that I or my kids had disabilities to contend with I certainly would not expect to be so much better off than working adults.
I think you assume we all would though

SilkSquare · 19/03/2025 18:03

MaidOfSteel · 19/03/2025 17:20

Very well said.

I know the amounts can seem eye-watering. But a lot of these posters ranting about ‘twice the average salary’ etc seem to forget that anyone can be just getting on with their lives, doing their job, paying their taxes, then suddenly find they have disabilities to contend with; theirs or their kids. You never know what is going to happen. Those who are lucky enough to be in good health right now would be wise to remember that.

But no-one-only monsters-would say that someone who was suddenly confined to a wheelchair, or rendered blind or diagnosed with a terminal illness should be left to fend for themselves.

I am convinced of that.

But plenty would object to eye watering amounts of money being given out to someone who frets, or whose child is out of behavioural control, or someone who is disorganised.

I am convinced of that.

The trouble is that these people are now also diagnosed as disabled. There is no distinction made between a person who loses their sight and a naughty child.

That really is wrong and it is open to such exploitation that a Labour government has been forced to take action.

NotTheDebtDoctorWithTheHungryScalpel · 19/03/2025 18:04

APocketFullOfRye · 19/03/2025 17:54

If I suddenly found that I or my kids had disabilities to contend with I certainly would not expect to be so much better off than working adults.
I think you assume we all would though

"If I suddenly found...."

So you're not in that position and desperate for help?

Easy to say how you think you would feel in a situation, not quite as easy when you're faced with the reality of having a disability and a shit NHS system, or, worse still, your child having a disability and a shit NHS system.

If, for example, you had to give up work because your child became epileptic, requiring multiple hospital stays, unable to attend school etc, would you really refuse money that you need to help them as some kind of moral stance?

meandmydoggy · 19/03/2025 18:06

APocketFullOfRye · 19/03/2025 17:02

@meandmydoggy

Telling someone to educate themselves is a tactic to putting down opinion. There’s no need for insults here

Tax It’s proportionate to earnings
If you earn £24000 you’ll pay less tax but you’re earning less so take home less
If you earn £240000 you’ll pay a higher % of tax on that and overall more and take home more because you earn more. You are, however paying a higher % than a lower earner

If someone earns more, they should take home more ££ in their pockets not exactly the same as someone who earns a lot less

No one would bother doing the high earning jobs or work the extra hours if everyone took home the same.

The Government has already
taken away wfa
taxed education
added iht to farmland
now it’s looking at cuts to benefits

Labour said they would Make Work Pay…..this is how they are doing that.
The country is in a mess because there aren’t enough net earners in the UK. We need big business, we need the wealthy. They are the net earners!

We are not a communist country and I doubt anyone would want to be. Although I read some posts and wonder a lot would prefer it

Your missing my point entirely, I AM A HIGH EARNER, I'm not talking about 200K or even 500K income, thats middle classed as far as I see.

A former City trader on 2mill a year explains it far better than I have time to

This is what I mean by educating yourself, inequality is driving everything.

APocketFullOfRye · 19/03/2025 18:08

NotTheDebtDoctorWithTheHungryScalpel · 19/03/2025 18:04

"If I suddenly found...."

So you're not in that position and desperate for help?

Easy to say how you think you would feel in a situation, not quite as easy when you're faced with the reality of having a disability and a shit NHS system, or, worse still, your child having a disability and a shit NHS system.

If, for example, you had to give up work because your child became epileptic, requiring multiple hospital stays, unable to attend school etc, would you really refuse money that you need to help them as some kind of moral stance?

The point is

No one has a right to assume what others would think or do should their situation change and throw that back as a reasonable argument.
It isn’t