3K a month benefits

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I had made a previous post which I believe had been taken down over a lady giving me £10 for no reason, in no way was that post to brag about my benefits I had stated how much I get a month to show I’m not struggling for money so the only reason can be I was judged on my appearance and then someone had asked if this is benefits which I said yes as I have no reason to lie. I have read a few notifications on my drop down and people saying I’m doing this to wind people up and there is no way I get 3K a month benefits, I was asking a genuine question. Some comments were quite rude. So here is how -

Universal credit for me and 2 kids plus LCWRA
£1775 - my rent gets taken straight from this I get paid £1225
high rate adult disability payment £734
Child disability payment x2 £868
Child benefit £42 a week
Scottish child payment £213

minus rent £3208 paid directly to me per month.

Now no this is not fair to people who have to work. However they are able bodied people and it’s not my fault I would much rather be healthy and live a normal life.

Meandymydoggy: "We attack people on benefits, refugees, the disabled, its all the same, soft targets, deflect the people away from the massive runaway wealth inequality in the UK and the world. God forbid going for the huge corporations, CEO's and powerful who have all the political parties, Labour, Cons, especially Reform, in their pockets."

......

Here here! An informed opinion. I agree wholeheartedly.

Spoken like a slightly under informed Jeremy Corbyn fan…

Benefits should pay for essentials only

What is essential differs from family to family and person to person. People with disabilities might consider the full range of therapies essential. Specialist diets. Having the heating on so the house is always warm. having a fridge to keep essential medications cool. A tumble dryer to deal with all the sheets from incontinence. What is essential for one person seems utterly luxurious for another. Except 'another' doesn't really understand the circumstances of 'one person'.

We "get" a carer to come in and help with my DS but he comes twice a week and plays games with him. We have to be in, and it doesn't get done all the things that we have to do for him (give meds, pick up meds, mend clothes, buy endless clothes he won't try on, send back clothes, supervise closely when playing with DD, ditto when doing homework, have endless meetings with school, do things with him that TD teenagers can do by themselves, arrange for a maths tutor, arrange for an English tutor because school aren't doing what they should be, try and find an OT ditto, I could go on but I'm supposed to be working).

We can't get the hours we are entitled to, and PAs/carers don't do what we need them to do. Maybe if your cared-for person needs a visit in their own home at tea time every day to give meds, make tea, put the telly on and get ready for bed then a carer could give the family carer a break but our PA doesn't really give us a break.

Wake up!! They really don't.

• The poorest 10% of households paid on average 48% of their income in tax in 2022/23
• The richest 10% of households, however, paid on average just 39% of their income in tax
• Council tax is a key source of disproportionate taxation, with the poorest 10% paying 7% while the richest 10% pay just 1.2%
• Similarly, VAT hits the poorest harder, with the poorest 10% paying 12% while the richest 10% pay just 3%
• The post-tax income for the richest 10% is £112,874, over 12 times higher than the poorest 10%’s post-tax income of £9,651.00

When I was working as a contractor, my accountant bent the rules so I earned thousands of pounds a week and paid fuck all tax, all my friends in the City are the same. Even switching to a perm job, there are so many tax loops that a decent accountant can find for you, for a fee.

Why do you feel the need to justify yourself to strangers on the Internet? Care less. You've explained and nobody here knows you.

OK
If carers and cleaners are free
id cut all disability payments down significantly unless they are spending money on therapies themselves. That includes a cut in LCWRA
Id also not have two child benefits.

Id basically work up from full time minimum wage ( deduct the cost of work ie travel, clothes etc ) and then add on actual expenses related to the disability…and stop there.
Thats what the dwp should be doing, their figures and how they are calculated on what basis are very vague.

This won’t make disabled people any worse off or better off than someone who is not disabled on the minimum wage and working full time.

Totally agree ! that is way more than most of the population earn...I am stunned to be honest...

and you get your rent paid and a cleaner😳 ...wow!

Wake up!
Of course they do!
Here
Everyone seems to love a bit of LSE research on MNet

and then add on actual expenses related to the disability…and stop there.

Er...that's what they do.

meandmydoggy I didn’t say this, you may be replying to too many people. Some fresh air maybe?!

And a free carer
and money off council tax
and free school meals
and money off water
and
and
!

Well, then their calcs are crap and quite obviously unsustainable !
but
We are waiting for OP to come back and educate us on those expenses
……

Yes, I think there has to be a change in how we define "disabled."

It is very wearying to read about children who seem to be merely naughty described as "disabled" and adults who are anxious- when the same verb is applied to an autistic child still in nappies; a blind adult; a wheelchair user or someone with MS.

Yesterday, i quoted the case of a 41 year old woman who is a flight attendant. her case was highlighted on the BBC website. She has adhd and this manifests itself as an inability to be organised and get to to work on time. No other symptoms were cited. For this, she is given £400 a month which she says she spends on general household bills...you know, the same bills that we all have.

However, she has been given the tag disabled and therefore anyone who laughs at her nonsensical case is portrayed as a monster who does not want disabled people to have a decent life.

This lady is not disabled and this needs saying more often in cases like this.

The term "disabled" is a very broad one and encompasses much that lots of us would not think of as disabled at all.

It is then used to shut up anyone who points out that anxiety and meltdowns are not disabled behaviour and most certainly do not need paying for.

So, we need to start thinking about the term, disabled, how it has been weaponised by those who are quite clearly not and a willingness as a society to say the definition is now no longer fit for purpose.

It must be galling to have a child who is still in nappies, be a wheelchair user and feel that these other spurious claims are given as much weight as yours. There needs to be another term but I guess the more spurious the claim, the tighter the claims beneficiary might want to hold on to it.

jeez!!

this is so wrong....just no...

is this a wind up???

Given the huge inequality in wealth and income, OF COURSE the richest pay more tax, BUT IN PROPORTION TO INCOME THEY DONT.

We don't tax them or corporations in relation to their wealth, that is why the middle class and the working class are poorer and the very rich, richer.

Why do you think society is falling apart, the goverments bankrupt and raiding disablity payments? Please at least educate yourself around this subject, make your own mind up. I note you quoted the LSE, that's where I did my Masters degree, so read this then...

https://www.lse.ac.uk/International-Inequalities/Assets/Documents/Why-wealth-inequality-matters-PRINT97.pdf

Why should she?

You're the one with an issue with it, you educate yourself about it.

No-one minds paying for those with life limiting disabilities having a good chunk of money because their wheelchair use, incontinence, schizophrenia or blindness has given them a rough hand.

Who would begrudge them-hardly anyone. They're welcome to my higher taxes.

I begrudge paying it though to the host of new disabilities that have cropped up because they're not disabilities at all. They're not welcome to my taxes.

I would be pretty annoyed if someone classed me as disabled with ADHD and people I know with high functioning autism have great careers.
On the other hand I have seen people with extreme physical/learning disabilities turned down for NHS funding and carers struggling to manage on limited funds
i don't get the point of this thread at all, is it just to wind people up

I can remember benefit scroungers when I was young, Wildflowers, and in years since and I'm 75. Someone who never worked, a woman, didn't intend to - ever. A man and his wife and children who went on holiday to Greece every year. Several people who claimed and worked cash in hand alongside. It isn't anything new at all.

However these claimants are in the minority, most are genuine. It's up to the benefits' agency to investigate and sort out, we cannot judge. Every so often the government announces it will crack down, I've seen that over the years, and they try for a while with mixed success.

They get publicity (the likes of the Daily Mail love them, they stir up outrage), but the majority are not scroungers and wish they could work and be independent of the benefits' agency. Some only need help for a while, others for longer.

As a former city worker involved in tax - what “tax loopholes” are you claiming your accountant showed you? Generally there are very few legitimate ways to avoid employment taxes. Either you were not acting within the law or you’re being economical with the truth here.

In Scotland when you earn over £43663, you become a Higher rate tax payer at 42%.
So for a worker to take home what the Op takes home you would have to earn even more. The OP is well into the high earning bracket according to the Scot Govt.
It interests me because I lost my stressful job due to a severe mental health break . I didn't get any help at all because I was told it was purely job related and I just needed to get a different job.
Had interviews no joy, no doubt in part because of the reason I left my last job. No income for me so DH works so hard and goes over £43K, tax goes up - loses transfer of my marriage tax allowance and we are worse off even than a couple taking home £50k with maximum tax allowance.
When I needed help it wasn't there for me, never got a single penny in benefits or any practical help. I and DH clawed my way back. I am tax payer now and yes I am pretty hard nose on hearing of kids/young people, ADHD and the amount of benefits paid.

We pump so many of our resources into so few people.

@SilkSquare yep - and without wishing to be harsh and I’m all for disabled people working- I’ve worked with some great people with disabilities- I’m not sure I particularly feel ok about a flight attendant receiving pip for being disorganised and with time management issues to the level they are getting pip

They do. As I stated before the richest 1% pay 30% of all tax. You need to be well into higher rate tax before you are even paying more than you are taking out. All those people you list are taking out far more than they are paying in. That’s how it should be (it is the point of tax to redistribute) but they are obviously not paying more tax than the rich.

And I call bs on your claims of earning thousands in the city and paying zero tax. I have actually worked in the city and worked in tax advice. It’s a total myth that it’s even possible for high earners to avoid employment taxes- it’s extremely difficult. It’s also the sort of myth spread by people who have no knowledge of the area.