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Original poster

My dh hasn’t paid the rent ffs

836 replies

RentNotPaid · 10/08/2023 09:33

Soo I’ve just had a call from our letting agent went to voicemail as I was on a call and my fucking husband hasn’t paid the rent for the last 2 months….

The bastard is at work and his phone has been switched off

I don’t have the money to pay it all - I did wonder why he had some extra money

We have separate accounts he pays rent etc I pay other bills it all works out fair

I am so bloody angry I daren’t phone the letting agent back and I’m off to check his emails 😡😡😡

OP posts:
loislovesstewie · 10/08/2023 11:23

The landlord can serve a s8 as there are 2 months outstanding, clearly the landlord should give the tenant opportunity to pay or come to an arrangement to pay, but the trigger is 2 months arrears.

Minfilia · 10/08/2023 11:24

Wtf.

how do you “forget” to pay rent?!

Fairyliz · 10/08/2023 11:25

L3ThirtySeven · 10/08/2023 11:17

Except he also got a pay raise…so that’s complicating things as well.

Show quote history

Oh come on; to get a net increase of £1500 pm you would have to get a pay rise of at least £26k pa.
That’s a huge pay rise which surely he would have told op about? If on the other hand he has a job which pays £1 million a year so didn’t notice such a paltry rise why is the op stressing about £3k?

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General money
Original poster
RentNotPaid · 10/08/2023 11:25

It wouldn’t be in his main account it would be in his bills account which he transfers money into like I do.

OP posts:
Tdcp · 10/08/2023 11:26

What a nightmare! I hope you manage to get this sorted OP. I had problems with my bank a while ago where I had 2 direct debits set up and the bank randomly cancelled them so I ended up owing the council and the water bills.. I've no idea why they did it, neither do they. Good luck!

Tdcp · 10/08/2023 11:26

**all my bills are DDs or standing orders, the bank cancelled 2

ladeluge · 10/08/2023 11:27

There will be an innocent and reasonable explanation, and everything will work out.

Original poster
RentNotPaid · 10/08/2023 11:27

@Fairyliz

He spent around £100 on a meal out for us which normally wouldn’t have happened he certainly doesn’t earn millions

Ive called his work again

OP posts:
WunWun · 10/08/2023 11:28

I hate to say it, but is there any chance he is saving up money to leave?

OsirisservesAnubis · 10/08/2023 11:28

Minfilia · 10/08/2023 11:24

Wtf.

how do you “forget” to pay rent?!

Some banks put an automatic 12months on standing orders, so the standing order stops after 12 months.

Some people, like me, have an account for day to day spending, and another for bills. On pay day, I get paid into my day to day account, I transfer X to my bills account, Y to my savings account and the remaining money stays in my account for day to day spending.

If a standing order ceased the money would remain in my bills account, I wouldn't see it as I don't check that account regularly (though more regularly than OPs DH).

But there's plenty of scope for this being a genuine mistake.

Busubaba · 10/08/2023 11:29

Sounds like a genuine mistake by him and he's thought the money had been paid.

WunWun · 10/08/2023 11:30

Unless he is loaded it is EXTREMELY unlikely that he doesn't know he hasn't paid the rent.

enchantedsquirrelwood · 10/08/2023 11:30

I also thought that you would need to be quite scatty not to notice that much money unexpectedly sitting in your account, but to be fair DH and I have a joint account for bills and I don't check it very often (and our bills are all paid by DD).

So if the OP's DH has a bills account he may not look at it very often.

andymary · 10/08/2023 11:30

If the Standing Order ends up falling on a weekend, it won't happen, and you have to do the transfer manually. At least that's what used to happen for me with Lloyds.
Maybe that's what happened and hopefully he still has the rent money safely in his bank?

CeciNestPasUnPipi · 10/08/2023 11:31

andymary · 10/08/2023 11:30

If the Standing Order ends up falling on a weekend, it won't happen, and you have to do the transfer manually. At least that's what used to happen for me with Lloyds.
Maybe that's what happened and hopefully he still has the rent money safely in his bank?

I don't think that's true, and you may simply have encountered a glitch. I have several standing orders, and have done for many years, and not once have they not been taken if they've fallen over a weekend. They're just moved to the next working day, which is usually the following Monday.

Coolblur · 10/08/2023 11:32

While this is your and your DH's error, why didn't the letting agent phone until now? And why didn't they contact you, the joint tenant? They've not made every effort on behalf of their client to contact you both and instead have let it run to the point that you could potentially be evicted. I'd be furious if I were your landlord, with them as well as you.
Once you sort this tell them in writing to contact both of you individually by phone and email, or even post in future with any issues or queries to ensure nothing like this ever happens again.

Original poster
RentNotPaid · 10/08/2023 11:32

@WunWun I doubt it - he’s a lot older than me and with his recent health I don’t think he’d be able to be on his own

For lack of better word worships me and the kids, he’s always been a fantastic husband and dad we’ve had some ups and downs over the years like any normal couple but nothing like this has ever happened before, he’s always been the switched on one when it comes to money etc I’ve normally just let him take the lead

OP posts:
WannaBeRecluse · 10/08/2023 11:33

WunWun · 10/08/2023 11:30

Unless he is loaded it is EXTREMELY unlikely that he doesn't know he hasn't paid the rent.

Or maybe the opposite? When we were in our student days we had a standing order for rent. One bounced and we didn't even notice. There wasn't a lot of money coming in, all payments were on standing payments, so as long as we could buy groceries and there was a balance in there, we assumed all was well. One day our scholarship payment went in late. As a result the rent for that two week period bounced. We didn't even notice. Three months later the LL called. I checked and sure enough, missing payment. We just paid it that day. I admit this was in the days before internet banking, so not so easy to check in with.

TallulahBetty · 10/08/2023 11:33

Concerning that the letting agent left it 8 weeks, and 4 emails, before ringing one of you.

WannaBeRecluse · 10/08/2023 11:34

TallulahBetty · 10/08/2023 11:33

Concerning that the letting agent left it 8 weeks, and 4 emails, before ringing one of you.

Chances are they have called before.

uncomfortablydumb53 · 10/08/2023 11:34

If you pay something today, there won't be 2 months arrears left so hopefully that will be enough to stop the section 8
You'll get it sorted I'm sure but I would call LA and email( v important) to say you are able to pay an amount today and explain the emails had unusually gone to junk
Also try to set a DD from your joint account before next months is due
Good luck

snowdropinwinter · 10/08/2023 11:34

This reply has been deleted

This user is a troll so we have deleted their posts and threads.

ChiefWiggumsBoy · 10/08/2023 11:35

calmcoco · 10/08/2023 10:09

You don't need to 'imagine' you just need to accept the known reality that many people don't reconcile their accounts.

People are all very different.

We mostly learn our money habits from observing our parents. If they were not checkers, the habit is not established.

I check mine, because my father checked his, because his mother checked hers...

Show quote history

I find this really bizarre. I have literally not one single idea of what my parents did with ref to bills Confused. Is that unusual?

GCSister · 10/08/2023 11:35

andymary · 10/08/2023 11:30

If the Standing Order ends up falling on a weekend, it won't happen, and you have to do the transfer manually. At least that's what used to happen for me with Lloyds.
Maybe that's what happened and hopefully he still has the rent money safely in his bank?

That's not true. It will just go out on the next working day.

CardiganBardigan · 10/08/2023 11:35

I'm a landlord and use a letting agent. I imagine the section 8 email his just a boilerplate email they send off as standard when the two months arrears is triggered.

If this were my tenants and it was a genuine mistake, I'd much rather they just pay back the arrears and then carry on as normal. No way would I want the faff of doing an eviction, going to court for costs and having to find new tenants, etc.

Unless your landlord is a vindictive twat, they won't want the agg. Just call the agents, find out what's gone on and pay them as much as you can as soon as you can. It will be easily sorted with a conversation (as long as they're reasonable and not cunts).

Your potentially bigger problem is your DH deliberately not paying rent, which would be a massive WTF.

But I think you should give him the benefit of the doubt before going scorched earth. He hasn't read the emails because they went to junk, he's had two long hospital stays in a short space of time so that will have taken up most of his bandwidth, plus he's got a pay rise so his finances will be looking different.

I really empathise with that initial feeling of adrenaline and panic when you find out you're £3,000 in the hole. But hopefully by this afternoon it'll all be resolved.