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54, had enough of the daily slog so I'm not going to do it anymore....

507 replies

erikbloodaxe · 25/05/2023 07:06

Well I have plan at least.

  1. Sell this house
  2. Buy little house
  3. Give notice at current job.
  4. Find remote PT job
  5. Earn enough to cover outgoings (no mortgage thankfully)
  6. Spend my time doing what makes me happy.

I'm not spending what time I have left bloody working full time. The time between now and retirement will just be wasted years.

Wish me luck! Adventures here I come Grin

OP posts:
Thread gallery
13
kwazycupcakes · 25/05/2023 10:18

Love love love this, hope you enjoy every second @erikbloodaxe

I am 33 and have a 1 year old. We have a huge mortgage which means me and DH need to work FT and pay for FT nursery. It's stressful and relentless!

We have decided life is too short and we aren't happy. We are selling our house and buying a smaller one down the road (so still in a nice location and near family) and I am reducing my work to 4 days and my DH is going to become a contractor so he can pick and choose his jobs. We want to spend more time together, especially whilst our daughter is young. More holidays, more living, less rushing around being stressed!

Good luck!

OttoGraph · 25/05/2023 10:23

I gave up working properly 2 years ago. I stuck it out during lockdown and went in ever day, to then be moved to a completely different job that I hated. I decided I wasn't going to accept it and handed in my notice just a few weeks before xmas.

I already had a casual part time job on a zero hours basis work between 4-6 hours per week. So I get to decide if I want 6 weeks off to go travelling. My middle dd had a second baby in April and I was able tot offer help - which she gladly accepted (I don't force help as it mayn't be required)

Its been magical spending time with family, doing my hobbies and travelling

I am very wealthy in time, don't have masses of money but am very happy not going to work every day

yepgoingforarun · 25/05/2023 10:23

What’s your health and fitness like OP?

sonicmum2002 · 25/05/2023 10:23

I've done similar! Left highly paid but toxic job in January, sold my house (which was building up a backlog of expensive repairs) and bought a 2 bedroom (low-maintenance) flat in February and am mortgage free with some left over at 54!! Am working very part-time in paid work, plus doing lots of really interesting voluntary work. Not agin working more in paid roles, but don't want to ever be held hostage to a job. If you search for remote/hybrid jobs, it opens up a huge range of possibilities. Check out some of the resources on Extreme Early Retirement or Financial Independence Retire Early sites to give you motivation (I like this post: https://wiki.earlyretirementextreme.com/wiki/What_is_ERE%3F).

What is ERE? - Early Retirement Extreme Wiki

https://wiki.earlyretirementextreme.com/wiki/What_is_ERE%3F

TiredOfCleaning · 25/05/2023 10:25

My dream. :) Good luck!

laveritable · 25/05/2023 10:29

Fantastic! Live life to the fullest! wishing you all the best!!!

Whichnumbers · 25/05/2023 10:32

sonicmum2002 · 25/05/2023 10:23

I've done similar! Left highly paid but toxic job in January, sold my house (which was building up a backlog of expensive repairs) and bought a 2 bedroom (low-maintenance) flat in February and am mortgage free with some left over at 54!! Am working very part-time in paid work, plus doing lots of really interesting voluntary work. Not agin working more in paid roles, but don't want to ever be held hostage to a job. If you search for remote/hybrid jobs, it opens up a huge range of possibilities. Check out some of the resources on Extreme Early Retirement or Financial Independence Retire Early sites to give you motivation (I like this post: https://wiki.earlyretirementextreme.com/wiki/What_is_ERE%3F).

I didn't know there was a name for this! Living below your means, its a good way to live

yepgoingforarun · 25/05/2023 10:32

erikbloodaxe · 25/05/2023 07:50

I do have children but they are adults. I have a partner too and his children are adults. We will sell both our houses and buy a little house together.

But you’ve only been with him 5 months OP. Why involve him in this exciting adventure?!!

yepgoingforarun · 25/05/2023 10:33

i was on the other thread where you posted that you were about to go on an OLD!

yepgoingforarun · 25/05/2023 10:34

Do all that you’re doing… but don’t sell your place and buy a other someone you hardly know!

MrsSkylerWhite · 25/05/2023 10:35

Good luck. Future proof yourself too, look at a penthouse with a lift and a nice balcony rather than a smaller house.

LuckySantangelo35 · 25/05/2023 10:41

Todaypicard · 25/05/2023 08:28

What about grandchildren? I thought of Thai plan for myself, but when grandchildren come along I don’t want to be miles away and not see them often.

@Todaypicard

op can’t just hang around waiting for grandkids. They might never come. If they do, they can visit her - sure they’ll find it fun! You can’t keep parking your dreams indefinitely

Sugargliderwombat · 25/05/2023 10:52

This is amazing!!!! I am so happy for you !

memoirsofatrespasser · 25/05/2023 10:57

Good for you, OP.

DH and I have a similar plan - I'm 50 this year and he's a couple of years younger. DS is turning 20 and still needs a bit of financial support etc, but in 5 years time I want us to be in a position to sell up, buy a flat, give DS a bit of cash for a deposit and then do whatever the hell we like.

I woukd probably want a couple of days' work a week, but have absolutely zero desire to still be slogging away in FT work after 55. Life is way too short and we can manage on much less than we have now.

Fuck Jeremy Hunt, fuck the job treadmill, fuck materialism and keeping up with the Joneses. As a pp said, you can't keep putting life off.

Beautiful3 · 25/05/2023 10:59

Sounds fabulous, enjoy your new life. I found that working 3 days, was a perfect life/work balance.

firerydragon12 · 25/05/2023 11:01

nice love the enthusiasm

Netcam · 25/05/2023 11:03

Onepotatoetwopotatoe · 25/05/2023 09:28

Great idea OP …. It’s exactly what I am planning to do and currently retraining to allow me to do a flexible, remote part time job. Why do we accept being slaves to a system so readily ?

Great plan, quite agree.

Netcam · 25/05/2023 11:04

ThePlasticScouser · 25/05/2023 09:45

Also, my mum died just before her 60th birthday and her retirement. She used to say "when I retire I am going to do X, Y and Z" and she used to laugh that when she got her free bus pass she was going here, there and everywhere. She died, and months later we got her bus pass thru the post. My aunt died at 55 and my SIL died at 58.

“Life is what happens to you while you're busy making other plans”

Honestly, I know so many people my age and younger who are struggling with their health and fitness. Waiting for 67 to be the green light to be given to do stuff is a really bad idea. Our generation have had a poor diet, longer working hours and commutes, and loads more stress.

Who cares what Jeremy *unt thinks. We owe our woeful political parties nothing.

So true

OohThatCat · 25/05/2023 11:08

Sounds amazing, can you take me with you? 😁

TerfIngOnTheBeach · 25/05/2023 11:08

erikbloodaxe · 25/05/2023 07:06

Well I have plan at least.

  1. Sell this house
  2. Buy little house
  3. Give notice at current job.
  4. Find remote PT job
  5. Earn enough to cover outgoings (no mortgage thankfully)
  6. Spend my time doing what makes me happy.

I'm not spending what time I have left bloody working full time. The time between now and retirement will just be wasted years.

Wish me luck! Adventures here I come Grin

Good luck! I went part time in my current full time role age 54 and with no mortgage. same employer, very supportive.

At 57 I have now sacked that off too, after a voluntary redundancy package came up. Living my best life.

I might look for a stress free, very very part time job (8-12 hours) after the summer if I am bored.

And I might not 😁

Arniesleftleg · 25/05/2023 11:09

I bloody LOVE this. You go for it. x

followmyflow · 25/05/2023 11:10

sounds incredible! im currently in the midst of the slog and have a fair while longer to go but ive always been sure to make plans, for how im going to slow down once im several more years in. i dont want to be working at this rate forever, i want to have time to pursue hobbies, spend time in nature as i miss my countryside living days. lovely to see a thread like this, makes me feel like its achievable ha!

Dreamstate · 25/05/2023 11:11

I think what comes out here is 'stress free' an that can be various things to people but mostly its a stress free job. I'm lucky I have a stress free job, I could earn more but that would be in a 'stressful job' so it really puts me off going for those roles.

Hobert · 25/05/2023 11:15

This is exactly my plan! I am 43 and planning to give it another 10 years than downsize massively and go very part time/ contractor. Apart from my enormous mortgage payments we live very happily well below our means and I am absolutely not waiting until my mid sixties to have some leisure time.

drspouse · 25/05/2023 11:20

there are young people who can't find a job because vacancies are filled by resentful older ones
There really aren't. There are plenty of jobs, just a skills mismatch.