Hi, I’m looking for some advice please!
We bought our first house (1930s mid terraced) in the summer.
The neighbours on the side that share our bedroom and lounge wall are horrendous. They shout, scream, swear and fight and throw things at the walls at all times of day and night and it’s got me on edge in my own home and I get palpitations every time it happens - especially when it startles me awake in the early hours. It’s really stressing me out and making me feel like I hate the house when in reality it’s not the house I hate it’s the situation they are putting me in. What would you do if this was you? I just want to be able to relax and enjoy our first home that we’ve bought but it’s so impossible as each time it’s quiet I’m just on edge and tense waiting for another eruption of chaos. They are middle-aged couple if that matters at all and they are nice enough when we see them (say hi how are you etc) but they are clearly having problems and are so toxic for one another and I’m hoping they just separate or divorce so we don’t have to put up with the woman screaming about killing herself. We feel too awkward/worried to knock on and speak to them about this but it’s making my life miserable.
It just doesn’t feel like home to me and I’m just hating it.
We are a young couple- late 20s/ 30s and proud we’d managed to buy somewhere in a London borough given the current situations and we really wanted to love it for what it is - a first home and a step onto the property ladder (it’s only a little 2 up 2 down) and we’d planned to stay around 3/4 years to see it go up in value, maybe add an extension in that time and then move on to bigger things - and we would also
like to start having children at some point in the next few years but I just cannot even entertain that idea at the moment with how stressed it makes me and how ill it’s actually made me and the affect on my health, well being and also work life because I’m just exhausted- and that simply cannot happen if I was to be pregnant, I wouldn’t take that risk on my body and an unborn child.
I guess my question is what would you do in this situation?
I really just want to get the house on the market and just move but DP has said we just cannot afford to do that because that would create another lot of solicitor fees and stamp duty.
Im quite confused about how to figure it all out in terms of finances - so if for example we could sell our house for (just throwing a random figure) £20k more than what we bought it for and then we’d also have our deposit back, right? And then hopefully be able to port mortgage. Could you, if possible, help me figure out if that is correct and it could be made possible to move? So grateful for any advice.
Thank you so much in advance 🙏🏻