How do you manage your joint account

[Mvddaw]

DH and I have set up a joint account.

Back story, I have always worked full time untill after having our DC2 I'm going back to work part time. DH works away so it works out better for us for me to reduce my hours.

We set up a joint account and my initial thought was all money goes in and all bills come out whatever is left would be for shopping, petrol, miscellaneous payments, days out etc.

It's a very argumentative conversation any time it's brought up now as DH thinks we should have all bills coming out of it and we both pay our half's in (although there is certain bills he's not willing to pay towards, amazon prime for example).

DH earns significantly more than me so it's seems slightly unfair on my part that I will be the one at home with the 2DC on a part time wage, which after paying my half of the bills will amount to basically nothing.

So how do you all work it out?

All our cash goes into it and all bills are paid from it. It's a common fund. We just use it as necessary. Who earns what or pays what percentage into it is an irrelevance.

My husband earns almost doubled what I earn but all money goes in the joint account, all bills and savings etc come out and we spend what we want out of it. We don't have our own accounts at all, all savings are joint and the credit card is too. Our only rule is big purchases we run past the other first, the threshold for that is anything over £150 but usually that would be a joint buy anyway