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What savings do you have that DP doesn’t know about

118 replies

Jay36 · 18/01/2022 21:18

As it says on the tin!

OP posts:
WhatHaveIFound · 18/01/2022 21:24

None. We don't hide anything from each other.

Isaw3ships · 18/01/2022 21:25

I don’t. I have an ISA and DW knows roughly what’s in there. She has savings and I know roughly what that amounts too.

OfstedOffred · 18/01/2022 21:25

None....?

We have a chat and go through our savings spreadsheet 3 or 4 times a year, the only time I have ever not been honest is when I fudged a number a bit to obscure how much I had spent on an upcoming birthday gift.

OfstedOffred · 18/01/2022 21:27

Oh and I know DH is honest, letters come through the post that he opens and files in the shared boxes, I can tell from the amounts together with knowing what he earns, that there arent any secret pots.

FindingMeno · 18/01/2022 21:29

Not yet.

GoodnightGrandma · 18/01/2022 21:29

😉

GemmaRuby · 18/01/2022 21:30

I have a separate bank account with some savings (about £5k) which he knows about it but doesn’t have access to. I also encourage him to keep some personal savings but he doesn’t see the point.

Pinkchocolate · 18/01/2022 21:30

I have some that I’ve had since childhood, it was left in an inheritance and DH doesn’t know it exists. It was always intended for a purpose so I would imagine when DH does find out he’ll be quite pleased. I wouldn’t be upset if he “hid” something like this from me, it’s only our children who will benefit.

Sunsetsupernova · 18/01/2022 21:30

None. We’re saving to buy a house together in a couple of months time. I’d be gutted to find out he had savings he was hiding from me.

gwenneh · 18/01/2022 21:31

None?

Some of the accounts are in my name only but I keep him updated on rough balances, how the investments are doing, etc.

DockOTheBay · 18/01/2022 21:32

None

Footnote · 18/01/2022 21:33

Possibly £310 but only because it’s in an account I forgot about. Otherwise everything’s joint.

WhatTheWhoTheWhatThe · 18/01/2022 21:33

We both have our own saving but don’t know how much the other has. I have a rough idea of DH’s I don’t think he really knows how much I have or if he does he’s never mentioned it.

JackieCollinshasnoauthority · 18/01/2022 21:34

All of them, by virtue of DH not being interested. He knows we have savings, he does not know how much.

heyitsthistle · 18/01/2022 21:34

None, although I overspent on my credit card at Christmas by about £1000 which he doesn't know about. I'm on mat leave at the moment so once I got back I'll pay that off (phew).

fairylightsandwaxmelts · 18/01/2022 21:35

Nothing.

I have my own savings account (as does he) but the contents aren't a secret. We just don't have joint bank accounts or finances.

Jobsharenightmare · 18/01/2022 21:36

I have enough to pay three month's rent upfront should the day come where it's necessary to leave. It is a tradition of being gifted secret running away money by women in the family just in case. I was given it long before I met this husband.

KiloWhat · 18/01/2022 21:37

None that I'd admit here in case you are actually my husband undercover

KiloWhat · 18/01/2022 21:38

@Jobsharenightmare this is a great idea

OnlyFoolsnMothers · 18/01/2022 21:39

All of my savings- don’t have joint savings, buy things taking it in turns- holidays we book and then he transfers me his share.

galacticpixels · 18/01/2022 21:39

I have my own savings account that he doesn't have access to but he does know how much is in it. He also has his own savings account. We're saving for a mortgage so currently talk about how finances in detail regularly.

I do have about €700 saved for his birthday present that he doesn't know about if that counts...

Jobsharenightmare · 18/01/2022 21:43

KiloWhat
I have carried it on too. It's only been needed by one woman in my family the last 15 years but sadly two before that in the previous 20....life is full of surprises.

Strokethefurrywall · 18/01/2022 21:46

None. We’ve had a joint account that everything goes into and out of since we were married.
We let each other know if there’s a big item either of us want/need but otherwise we have no hidden money.
I run the accounts, DH has no idea what’s in it until I let him know.
We both high earners but even if we weren’t I would only be happy with a joint account as long as I was the one in control of it or had complete transparency.
DH has access but can’t remember the passwords, and leaves it all up to me which I’m happy with.

itwasntaparty · 18/01/2022 21:49

None. We have a joint account and separate accounts but he knows about my savings and I know about his, unless he's lying to me but I doubt it.

fortheloveofcheesecake · 18/01/2022 21:49

I have enough that I could leave if I needed to and pay a couple of months rent. I never had this in my previous marriage and stayed for longer than I should have. Current DH knows about it and understands my reasons for having it. I'm 99.9% sure I will never need it now but I will pass it to my DC if they get married etc. Not romantic I know but no one knows how life will turn out.

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