What savings do you have that DP doesn’t know about

[Jay36]

As it says on the tin!

Haha. Nice try Tom

No we both have seperate savings accounts but both know what's in it, hime has a significant amount and mines only a little in comparison but I wouldn't keep it from him

Another none. Most of our savings are in individual accounts rather than a joint one but we consider them ours and wouldn’t hide them from each other. We have more or less the same in both as we each save the same amount a month, which comes out of our joint account. But I have a higher risk appetite than he does so the bit I have in stocks has outperformed his (on average).

It's not hidden, but I do have £2k stashed in a very old account that DH periodically forgets is there.

It'll be a faff to get to as I've changed address, name and goodness knows what the password are, so it stays there. I joke that it's my running away fund, but actually if the worst did happen, it's nice to know it's there!

Currently £50 as I’m putting away a small amount month to buy him a birthday present in March. Everything else is shared.

£45,000

I have a £1 in the car, and a 10p coin in my purse. Other than that it's all shared.

My DP is fully aware I have savings but doesn't know the amount. He's never asked how much - I've mentioned certain figures in passing but I have a lot more than I've mentioned to him.
I own 80% of our house so he doesn't want me using my savings towards the renovations as he'd rather contribute via a loan as he only owns 20% and feels he's not putting enough in.

I won't be sharing those savings when we marry (or go 50/50 on the house ownership). I will wait for him to catch up in contributions towards the house as he'll soon earn more than me and also has a second job which contributes.

I've been burned before by my ex husband and won't let anyone take advantage of my savings ever again.

The likelihood is that I'll buy a new car outright (mine is 20yrs old) with the money. It won't be an expensive one but at least I won't need a PCP like my DP has.

I’m amazed at this we don’t have joint bank accounts and I don’t know what he has and he has no idea what I have it’s a good amount I have saved away .

Dubious, he knows whats in my savings account as I told him, not much, , but not what my pension is, to be fair, I'm not sure myself as waiting on the new statement. He has none of either, but that's his issue...

None, we don't have any savings, so that makes things simple......

The leaving pot believe me he’s in for a shock his pip will pay for his weed I’ll put the money in the fund for him he’ll have his I’ve got mine.

I have a substantial sum in investments. I inherited the money from my mother. He knows about it but cannot touch it.

I have a secret holiday fund that comes out my wages! It’s for the honeymoon we couldn’t go on because of covid and the money we saved for it had to be used due to him being made redundant and other household disasters last year.

So I’m secretly saving (it’ll take years and years and we’ll likely be taking our future children) to surprise him some years down the line with the honeymoon we never had.

None. We have separate savings accounts but we both know what's in each others' and we effectively just use them like one big (actually quite little) pot, it's just that they're stored in 2 places.

I can understand having an emergency running away fund, especially if it's something you needed in the past, but I'd be quite upset if DH had £45k stashed away like a PP above and I imagine he'd feel the same. Barring abuse, I don't know why it would need to be a secret.

(Then again, that would be a life-changing amount of money for us right now (and at any point in our relationship so far) so perhaps it's relative and it'd be the equivalent of me having £5000 saved without his knowledge.)

None. My DH knows about every single penny in every single account I have in my name. That's my story and I'm sticking to it.

(Been bitten once before.)

None - our finances are all shared and we don't keep things from each other.

I have savings in a few ISAs. My DP doesn’t know about them. We don’t share finances or live together. I will never blend finances with a man. What I earn is for my daughter and I. He can look after himself.

None, our finances are shared and accounts joint. Although I'm pretty sure he only half listens, so it probably wouldn't be hard to hear secret savings!

I had 30k my ex husband made me spend every penny on our house, but had his own savings. So I saved 45k he didn't know about and then I left him.

He has no idea about any of our savings or even the contents of the joint account too. He has no idea of money, he doesn't even know who he works for or what his job is. A stroke has robbed him of all of that and the financial side of life now sits entirely with me.

£18 😀

@bloodywhitecat that sounds so tough x

15 grand. He knows about it, and thinks we’ll be using it to buy a car, go on holiday, cover bills etc... But, no. It’s mine.

He’s shite with money & has no concept of saving. Or even living within his means. He’s never touching this!

I’ve got £6 in a “days out jar” we both forgot about