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AMA

I'm a single mum of 7. AMA!

1000 replies

WorldCupSadness · 25/07/2026 13:29

Scared 😅

OP posts:
DontBuyAnotherBook · 26/07/2026 09:09

TooHotToBoogie · 26/07/2026 09:06

This is where I stop believing you.
The SQE is 3.5k to pay. You cannot have any savings spare, OR time to spend on studying.
I vote this is a goady post

I have savings on UC a bit more than that. It isn't totally unbelievable. If you are careful you can save a bit.

Tinahowls · 26/07/2026 09:10

DontBuyAnotherBook · 26/07/2026 09:09

I have savings on UC a bit more than that. It isn't totally unbelievable. If you are careful you can save a bit.

Are you also a single parent of 7 with the eldest (apparently) heading off to uni in September?

inmyera · 26/07/2026 09:11

DontBuyAnotherBook · 26/07/2026 09:09

I have savings on UC a bit more than that. It isn't totally unbelievable. If you are careful you can save a bit.

so you're saving tax payers money when many of us can't afford savings ourselves. deep joy

DontBuyAnotherBook · 26/07/2026 09:13

Tinahowls · 26/07/2026 09:10

Are you also a single parent of 7 with the eldest (apparently) heading off to uni in September?

To be fair with the amount she is getting as long as she is frugal I reckon she could easily save. (If the thread is true).

DontBuyAnotherBook · 26/07/2026 09:14

inmyera · 26/07/2026 09:11

so you're saving tax payers money when many of us can't afford savings ourselves. deep joy

It is encouraged by the government. Plus I don't believe unless you are absolutely struggling that you can't save something. We also both work.

Derpytiger · 26/07/2026 09:14

Christ almighty. Why are people getting UC if they have savings? I honestly despair. The whole point of UC is to support people who cannot afford to support themselves, not so they can bank the money in savings. We have no sodding savings because every penny is needed for living.

Floatlikeafeather2 · 26/07/2026 09:15

basketsmash · 25/07/2026 17:37

@Floatlikeafeather2no, because the cohort of pensioners you were paying for was much smaller, demographics have changed. Why do so many people struggle with this concept!!!

Well, think about this, plucking a year out of the air, say 1994, the basic tax rate was 25%. It's currently 20%. You're not so badly off. Just get rid of the hate for the old folk. You'll be one soon enough.

Tinahowls · 26/07/2026 09:16

DontBuyAnotherBook · 26/07/2026 09:13

To be fair with the amount she is getting as long as she is frugal I reckon she could easily save. (If the thread is true).

So you aren’t a single mother with 7 dependents and one heading off to uni?

“Easily”

on that amount
with 7 children
one heading off to uni

Doubt it. Unless your children literally do nothing and you don’t help your uni student child with a penny

DontBuyAnotherBook · 26/07/2026 09:22

Derpytiger · 26/07/2026 09:14

Christ almighty. Why are people getting UC if they have savings? I honestly despair. The whole point of UC is to support people who cannot afford to support themselves, not so they can bank the money in savings. We have no sodding savings because every penny is needed for living.

There is a savings limit on UC. However as a homeowner if something goes wrong like the ceiling coming down or the fridge not working I would rather have savings than being encouraged to get a loan or klarna it. Don't know why people don't get that even those on benefits benefit from an emergency fund which is why the government have their own scheme for those on UC.

DontBuyAnotherBook · 26/07/2026 09:23

Tinahowls · 26/07/2026 09:16

So you aren’t a single mother with 7 dependents and one heading off to uni?

“Easily”

on that amount
with 7 children
one heading off to uni

Doubt it. Unless your children literally do nothing and you don’t help your uni student child with a penny

Pretty sure I could save £25 a month with those circumstances. Maybe not thousands as apparently OP has.

LiquoriceAllsorts2 · 26/07/2026 09:24

HelenHywater · 26/07/2026 08:18

Because if the state didn't provide those payments, the children would not be eating, wouldn't live in safe housing, wouldn't even be safe. That's why.

All these posts about "you have more than I do" - she has 7 children, you probably don't. £4k doesn't go far with 7 children. The benefits will stop when her children reach 16, or 18.

I actually think she is doing ok - she has got an eye on the future - most people who are reliant on benefits, end up with no pensions, living in rented accommodation (if they can still afford it once the kids leave home). You won't be in that situation.

Yes but 7 kids is a choice. Loads of people are choosing not to have even one child or a second/ 3rd etc as they can’t afford it on their salary.

Derpytiger · 26/07/2026 09:28

DontBuyAnotherBook · 26/07/2026 09:22

There is a savings limit on UC. However as a homeowner if something goes wrong like the ceiling coming down or the fridge not working I would rather have savings than being encouraged to get a loan or klarna it. Don't know why people don't get that even those on benefits benefit from an emergency fund which is why the government have their own scheme for those on UC.

Edited

I have to use a credit card because the government's opinion is that I can afford to do these things myself.

Imaginary86 · 26/07/2026 09:36

Bananacrepewithnuts · 25/07/2026 14:06

Serious question tho.

Can you see why people get pissed off.
People like me working 40 hours a week earring just enough to stay afloat mortgage utilities etc

You chose to have 7 kids. The tax payer picks up the tab for the dead beat dads.

Why are these dead beat dads not being forced to cough up? (not just you in the country as a whole)

If it's your choice to have the children do you really I agree that I have to help pay for them ?

X

The dads are paying for the kids

LiquoriceAllsorts2 · 26/07/2026 09:36

Imaginary86 · 26/07/2026 09:36

The dads are paying for the kids

The dads are partially paying towards the kids. The op is still getting a significant top up from the government

JudesBiggestFan · 26/07/2026 09:37

What is wrong with people on this thread? So much for women supporting women! Sounds like there’s a whole heap of reasons OP has ended up in this position. But at least she’s there, taking responsibility. She didn’t rape or abuse anyone. And we do actually need people to have large families in some way to counteract all the people who say they couldn’t possibly cope with more than one. When what they really mean is they need several holidays a year and two brand new cars on the drive.

LiquoriceAllsorts2 · 26/07/2026 09:43

JudesBiggestFan · 26/07/2026 09:37

What is wrong with people on this thread? So much for women supporting women! Sounds like there’s a whole heap of reasons OP has ended up in this position. But at least she’s there, taking responsibility. She didn’t rape or abuse anyone. And we do actually need people to have large families in some way to counteract all the people who say they couldn’t possibly cope with more than one. When what they really mean is they need several holidays a year and two brand new cars on the drive.

She decided to have a 7th child with another man knowing full well that it will make it so much harder to do a training contract something which is notoriously difficult anyway. I am empathetic up to a point but at some point it runs out. What is the point in putting in a lot of effort to study and better yourself to then sabotage it by putting more obstacles in the way. The op has said she has no plan on how to use the law qualification and doesnt see it as a priority to make one as the is happy with her current job.

TaleOfTwoHalves · 26/07/2026 09:45

JudesBiggestFan · 26/07/2026 09:37

What is wrong with people on this thread? So much for women supporting women! Sounds like there’s a whole heap of reasons OP has ended up in this position. But at least she’s there, taking responsibility. She didn’t rape or abuse anyone. And we do actually need people to have large families in some way to counteract all the people who say they couldn’t possibly cope with more than one. When what they really mean is they need several holidays a year and two brand new cars on the drive.

I think after a certain point in your life you need to take responsibility. You can’t keep churning out kids and not growing up. It’s at the detriment to those particular kids. I’m from a very WC background myself. Three kids by 26 with a shit tonne of barriers and whatnot. Thankfully I took stock. Nurtured the ones I had, which was one too many on reflection. I’m 37 same age as OP, did the OU degree (which was useful but also pie in the sky in terms of salary increase).

You can’t just keep breeding and pulling in vast amounts of tax payers money without backlash. You have to at least attempt to grow up and move past your own barriers and troubles in life.

HelenHywater · 26/07/2026 09:46

inmyera · 26/07/2026 09:11

so you're saving tax payers money when many of us can't afford savings ourselves. deep joy

Perhaps go on benefits then and see what it's really like to live on benefits?

Oscillating · 26/07/2026 09:46

JudesBiggestFan · 26/07/2026 09:37

What is wrong with people on this thread? So much for women supporting women! Sounds like there’s a whole heap of reasons OP has ended up in this position. But at least she’s there, taking responsibility. She didn’t rape or abuse anyone. And we do actually need people to have large families in some way to counteract all the people who say they couldn’t possibly cope with more than one. When what they really mean is they need several holidays a year and two brand new cars on the drive.

Why would we wave the banners at a woman who has upturned her children's lives so much that at least one of the kids has seen at least 4 men come and go, invited violent men into their lives, married at least two of them, has had to flee domestic violence, had kids she can't afford with them all in short succession 🤷

She has made awful decisions for over a decade and dragged her kids through all of it...

Oscillating · 26/07/2026 09:47

HelenHywater · 26/07/2026 09:46

Perhaps go on benefits then and see what it's really like to live on benefits?

OP is doing fine.

She has plenty 🤷

SorrellNightwind · 26/07/2026 09:52

JudesBiggestFan · 26/07/2026 09:37

What is wrong with people on this thread? So much for women supporting women! Sounds like there’s a whole heap of reasons OP has ended up in this position. But at least she’s there, taking responsibility. She didn’t rape or abuse anyone. And we do actually need people to have large families in some way to counteract all the people who say they couldn’t possibly cope with more than one. When what they really mean is they need several holidays a year and two brand new cars on the drive.

So we / i should support a woman choosing to have 7 children who cant afford it?

Why?

Because shes a woman?
I would not support a man choosing to have 7 children when he can't afford it?

DontBuyAnotherBook · 26/07/2026 09:53

Derpytiger · 26/07/2026 09:28

I have to use a credit card because the government's opinion is that I can afford to do these things myself.

Try the round up feature on your bank accounts. Might take awhile but it will build up.

WorldCupSadness · 26/07/2026 09:56

Elsvieta · 26/07/2026 08:01

What is your current job?

Did you grow up in care?

No, I grew up quite wealthy/middle class.

I work in a supportive role in a prison, helping facilitate visits and activities between prisoners and their children, which is proven to help rehabilitation and reduce future offending :)

OP posts:
Imaginary86 · 26/07/2026 10:00

LiquoriceAllsorts2 · 26/07/2026 09:36

The dads are partially paying towards the kids. The op is still getting a significant top up from the government

They are probably paying the amount cms have told them they need to pay

chedderland · 26/07/2026 10:03

Imaginary86 · 26/07/2026 10:00

They are probably paying the amount cms have told them they need to pay

Yes the amount divided by 7 is a pittance (think it was just over 1k). The tax payer pick up the slack.

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