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To not let my younger daughter lend her sister the money for school trip?

575 replies

OneSunnyGreenTurtle · 16/09/2026 15:32

My 14 year old is going on a three day school trip to London next week. I have been paying for it in instalments since the beginning of the year and have finally managed to get the main cost paid. She is really looking forward to it and has been talking about it for months. But the school has now sent a message saying they need to bring money for food, drinks and an evening activity which isn’t included. Apparently most of the children are taking at least £50. My daughter says she will be the only one without it and is getting very upset about the whole thing.

I work part time in a supermarket and get Universal Credit. Money is tight at the moment and I honestly haven’t got £50 spare. I have told her I can give her £15 and pack some food for her, but she says her friends will all be buying things throughout the day and she will be embarrassed taking a packed lunch. She also says the evening activity is something they are all doing and she doesn’t want to sit in the hotel while everyone else goes. I do understand that she wants to fit in, but I have already paid for the trip itself and can’t just magic up another £50. I have said she needs to be grateful she is going at all, which probably wasn’t the most helpful thing to say.

My younger daughter is 10 and has been saving for a new phone. She has a little tin in her bedroom and has about £80 in it from birthdays, Christmas and money relatives have given her. She has been saving for ages and keeps looking at phones online. Anyway she overheard me and her sister talking about the trip and offered to lend her £30. She said she doesn’t mind and can save it up again, and that she wants her sister to have a nice time. She wasn’t being forced or anything, she came out with it herself. But I said no straight away and told her that her money was hers and she didn’t need to pay for her sister’s school trip.

This is where it has all kicked off really. My older daughter said that her sister had offered and I was being unfair by stopping her. She said she would pay her back when she gets her birthday money, although that isn’t until next year. I said that isn’t really the point and that a 10 year old shouldn’t be lending her savings to make up for what I can’t afford. She called me mean and said I was making her feel guilty for wanting to go on the trip. I know she is disappointed but I don’t think it is unreasonable to say no. I don’t want her thinking that because her sister has some savings, she can just use them whenever she wants something.

My younger daughter is now upset with me too. She keeps saying she offered because she wanted to and that I have made it into a big thing. She has even asked if she can give her sister the money without telling me, which obviously isn’t happening. The girls were getting on quite well before this but now they are arguing about it. My older one says her sister doesn’t mind and my younger one says I am stopping her doing something kind. I don’t want either of them feeling responsible for the other’s money problems, if that makes sense. But I also don’t want to make my eldest feel like she can’t have the same experiences as her friends.

The school has said they can bring packed lunches, and the evening activity is an extra thing they have arranged while they are in London. I don’t think the school has offered any financial help, although I haven’t actually asked them directly yet. I could email and explain the situation, but I feel embarrassed doing that after managing to pay the main trip cost. My daughter says everyone has been told to bring spending money and that the teachers won’t want to hear about it. I don’t know how much of that is actually true. She has also said she will just go without food rather than take what I pack, which is worrying me.

AIBU to refuse to let my younger daughter lend her sister the money? Should my older daughter just accept that she can’t have the extras and go with the £15 I can afford, or should I be asking the school about help? I don’t want to take the trip away from her because she has been looking forward to it, but I can’t afford to keep adding money to it. And I don’t think it is right for a 10 year old to feel she needs to help pay for her sister’s school trip, even if she has offered. What would you do?

OP posts:
Merrybandofpirates · 17/09/2026 16:24

teal125 · 17/09/2026 16:15

Is there a way that people could donate a little something to give your daughter a lovely trip. Not sure this is allowed but I’d happily chip in - maybe go fund me…

Edited

No. OP has options to pay for this herself and plenty of options in the future to improve things by working more. She works part time. I was a single parent to two kids as well. I didn’t work part time when they were little and I certainly don’t work part time now that they are older. OP does not need to be home in time for school finishing with the ages they are so she can work more.

JeanSimmons · 17/09/2026 16:44

Kate8889 · 17/09/2026 09:43

How, pray tell? My father never paid for me, worked cash/ under the table jobs so he wouldn't have to help

It's possible to tip off the revenue if someone is doing that. That said, I wish that fathers who didn't pay child support were punished more harshly. That is one area in which the US is superior to us. They have wage garnishment and prison for those who fail to pay.

JeanSimmons · 17/09/2026 16:45

Merrybandofpirates · 17/09/2026 16:24

No. OP has options to pay for this herself and plenty of options in the future to improve things by working more. She works part time. I was a single parent to two kids as well. I didn’t work part time when they were little and I certainly don’t work part time now that they are older. OP does not need to be home in time for school finishing with the ages they are so she can work more.

Edited

This also. She doesn't have the luxury of working part time. She needs to bring more money in.

Wadsworthy · 17/09/2026 16:51

Merrybandofpirates · 17/09/2026 16:24

No. OP has options to pay for this herself and plenty of options in the future to improve things by working more. She works part time. I was a single parent to two kids as well. I didn’t work part time when they were little and I certainly don’t work part time now that they are older. OP does not need to be home in time for school finishing with the ages they are so she can work more.

Edited

Absolutely. Plenty of parents work full-time with DC of the ages of the OP's DC. The 14 yo can keep an eye on the 10 yo, and start cooking family supper etc. The OP sounds a bit of a wet weekend and not very proactive. (and where is the DCs' father in all this?)

Poor lass, it would have been better for her not to have the trip than have to miss out on going to the theatre, and subsisting on stale sandwiches.

Wadsworthy · 17/09/2026 16:54

JeanSimmons · 17/09/2026 16:44

It's possible to tip off the revenue if someone is doing that. That said, I wish that fathers who didn't pay child support were punished more harshly. That is one area in which the US is superior to us. They have wage garnishment and prison for those who fail to pay.

Hear, hear!

I'm sick of taxpayers subsidising deadbeat fathers.

JeanSimmons · 17/09/2026 17:05

Wadsworthy · 17/09/2026 16:51

Absolutely. Plenty of parents work full-time with DC of the ages of the OP's DC. The 14 yo can keep an eye on the 10 yo, and start cooking family supper etc. The OP sounds a bit of a wet weekend and not very proactive. (and where is the DCs' father in all this?)

Poor lass, it would have been better for her not to have the trip than have to miss out on going to the theatre, and subsisting on stale sandwiches.

'Wet weekend' is an excellent description.

Minasama · 17/09/2026 17:05

PurpleCardigan47 · 17/09/2026 11:59

See I don’t think £50 is bad over 3 days that’s 15 per day. I’d happily give it

You seem to have missed the point. The OP does not have the £50.

I imagine she would happily give it if she could, given that she has brought up a 10 year old who is willing to share like this.

ThreadGuardDog · 17/09/2026 17:17

Harry12345 · 17/09/2026 08:20

Totally agree, I get attacked on here when I suggest what people are receiving and yet it’s the truth, I’m not trying to upset or degrade anyone, I work with it every day and am shocked sometimes as a lot of people especially when on pip have more disposable income than myself. Its there to look up online and yet people think I’m heartless for stating a fact.

The people on PIP don’t have more ‘disposable income’ because PIP is paid specifically to cover the often very significant extra expense of living with a disability. It’s not disposable income if it’s spent on necessary expenses.

Tessgirl · 17/09/2026 17:19

Monty36 · 17/09/2026 07:48

The teachers choose to be on this trip. They choose the trip. It is not forced on them.
Whether teachers get paid expenses whilst on a trip I don’t know.
There needs to be a better way of funding or choosing school trips. No child should feel left out. No family should have children lending each other money for food.

Teachers don’t go on residential trips or any trips for themselves. They do them to benefit the pupils. They give up their time that they are not paid for (evenings, overnight etc) and are away from their own families. If teachers didn’t do this there would be no trips and pupils wouldn’t get these experiences. To say they have to pay to do this on top of their unpaid work and time away from home is ludicrous

Busymorn · 17/09/2026 17:20

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Greenmouldycheese · 17/09/2026 17:25

Yabu. It's a school trip and kids take spending money, especially at that age. I understand you havent got the money but yojr youngest knows how bad it will be for her sister to go without and wants to help.

Tiredmama53 · 17/09/2026 18:19

OneSunnyGreenTurtle · 16/09/2026 15:32

My 14 year old is going on a three day school trip to London next week. I have been paying for it in instalments since the beginning of the year and have finally managed to get the main cost paid. She is really looking forward to it and has been talking about it for months. But the school has now sent a message saying they need to bring money for food, drinks and an evening activity which isn’t included. Apparently most of the children are taking at least £50. My daughter says she will be the only one without it and is getting very upset about the whole thing.

I work part time in a supermarket and get Universal Credit. Money is tight at the moment and I honestly haven’t got £50 spare. I have told her I can give her £15 and pack some food for her, but she says her friends will all be buying things throughout the day and she will be embarrassed taking a packed lunch. She also says the evening activity is something they are all doing and she doesn’t want to sit in the hotel while everyone else goes. I do understand that she wants to fit in, but I have already paid for the trip itself and can’t just magic up another £50. I have said she needs to be grateful she is going at all, which probably wasn’t the most helpful thing to say.

My younger daughter is 10 and has been saving for a new phone. She has a little tin in her bedroom and has about £80 in it from birthdays, Christmas and money relatives have given her. She has been saving for ages and keeps looking at phones online. Anyway she overheard me and her sister talking about the trip and offered to lend her £30. She said she doesn’t mind and can save it up again, and that she wants her sister to have a nice time. She wasn’t being forced or anything, she came out with it herself. But I said no straight away and told her that her money was hers and she didn’t need to pay for her sister’s school trip.

This is where it has all kicked off really. My older daughter said that her sister had offered and I was being unfair by stopping her. She said she would pay her back when she gets her birthday money, although that isn’t until next year. I said that isn’t really the point and that a 10 year old shouldn’t be lending her savings to make up for what I can’t afford. She called me mean and said I was making her feel guilty for wanting to go on the trip. I know she is disappointed but I don’t think it is unreasonable to say no. I don’t want her thinking that because her sister has some savings, she can just use them whenever she wants something.

My younger daughter is now upset with me too. She keeps saying she offered because she wanted to and that I have made it into a big thing. She has even asked if she can give her sister the money without telling me, which obviously isn’t happening. The girls were getting on quite well before this but now they are arguing about it. My older one says her sister doesn’t mind and my younger one says I am stopping her doing something kind. I don’t want either of them feeling responsible for the other’s money problems, if that makes sense. But I also don’t want to make my eldest feel like she can’t have the same experiences as her friends.

The school has said they can bring packed lunches, and the evening activity is an extra thing they have arranged while they are in London. I don’t think the school has offered any financial help, although I haven’t actually asked them directly yet. I could email and explain the situation, but I feel embarrassed doing that after managing to pay the main trip cost. My daughter says everyone has been told to bring spending money and that the teachers won’t want to hear about it. I don’t know how much of that is actually true. She has also said she will just go without food rather than take what I pack, which is worrying me.

AIBU to refuse to let my younger daughter lend her sister the money? Should my older daughter just accept that she can’t have the extras and go with the £15 I can afford, or should I be asking the school about help? I don’t want to take the trip away from her because she has been looking forward to it, but I can’t afford to keep adding money to it. And I don’t think it is right for a 10 year old to feel she needs to help pay for her sister’s school trip, even if she has offered. What would you do?

Probably be unpopular but yes I think you're absolutley being unreasonable. Obviously you would need to send money on a trip to London and £15 will get her a sandwich and drink at best. Its neither daughters fault that you can't provide for her and it's cruel to deny her the money your other daughter has offered. I was this child at my school and it affects me to this day because it was so embarrassing and I missed out on a lot. I don't really speak to my parents these days and actively strike to be as different from them as I can.

Why do you only work part time? I think this is particularly relevant because unless its due to disability then you're essentially choosing for your children to have to live like this.

Reallyneedsaholiday · 17/09/2026 18:36

Bookbears · 17/09/2026 11:27

No sorry! She is 16, a child. she shouldn’t be saving up spending money for her own school trip. That’s for her mum to provide! The only thing a 16 year old should be saving for is for a shopping trip with her mates. I get really annoyed at the amount of adults on threads like this that think it’s acceptable to make children pay for bills, school trips, holidays. Once they are a self sufficient adult, absolutely but not a 16 year old girl! Bills and everyday expenses are not your children’s responsibility. Do better!

You really need to give your head a wobble, if you think its in anyway "wrong" to encourage your children and teenagers to take responsibility for their own spending habits, and prepare them for real life. Believe it or not, a switch doesn't suddenly turn on in their brain when they reach 18. They need to be taught these things.

Gingerwolfe · 17/09/2026 18:39

Please do not send your daughter to London on this trip with sandwiches and not enough cash to go to the evening event. She will be embarrassed and will remember this for years. Please contact the head teacher, explain your situation and ask if there is a harship fund you could access. Failing that, pls borrow the money from a relative or sell something on Vinted. Your girl will be mortified to be the only kid in this position on the trip.

Busymorn · 17/09/2026 18:46

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Busymorn · 17/09/2026 18:50

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JeanSimmons · 17/09/2026 18:50

Minasama · 17/09/2026 17:05

You seem to have missed the point. The OP does not have the £50.

I imagine she would happily give it if she could, given that she has brought up a 10 year old who is willing to share like this.

Then she needs to find ways of raising it.

Reallyneedsaholiday · 17/09/2026 18:56

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God help your kids when they're older

Reallyneedsaholiday · 17/09/2026 18:58

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What's your point?

Quicklydoesit · 17/09/2026 19:08

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Quicklydoesit · 17/09/2026 19:09

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Silversaxo · 17/09/2026 20:24

You should have anticipated spending money for a school trip, this is on you.

NicR80 · 17/09/2026 20:41

OneSunnyGreenTurtle · 16/09/2026 15:32

My 14 year old is going on a three day school trip to London next week. I have been paying for it in instalments since the beginning of the year and have finally managed to get the main cost paid. She is really looking forward to it and has been talking about it for months. But the school has now sent a message saying they need to bring money for food, drinks and an evening activity which isn’t included. Apparently most of the children are taking at least £50. My daughter says she will be the only one without it and is getting very upset about the whole thing.

I work part time in a supermarket and get Universal Credit. Money is tight at the moment and I honestly haven’t got £50 spare. I have told her I can give her £15 and pack some food for her, but she says her friends will all be buying things throughout the day and she will be embarrassed taking a packed lunch. She also says the evening activity is something they are all doing and she doesn’t want to sit in the hotel while everyone else goes. I do understand that she wants to fit in, but I have already paid for the trip itself and can’t just magic up another £50. I have said she needs to be grateful she is going at all, which probably wasn’t the most helpful thing to say.

My younger daughter is 10 and has been saving for a new phone. She has a little tin in her bedroom and has about £80 in it from birthdays, Christmas and money relatives have given her. She has been saving for ages and keeps looking at phones online. Anyway she overheard me and her sister talking about the trip and offered to lend her £30. She said she doesn’t mind and can save it up again, and that she wants her sister to have a nice time. She wasn’t being forced or anything, she came out with it herself. But I said no straight away and told her that her money was hers and she didn’t need to pay for her sister’s school trip.

This is where it has all kicked off really. My older daughter said that her sister had offered and I was being unfair by stopping her. She said she would pay her back when she gets her birthday money, although that isn’t until next year. I said that isn’t really the point and that a 10 year old shouldn’t be lending her savings to make up for what I can’t afford. She called me mean and said I was making her feel guilty for wanting to go on the trip. I know she is disappointed but I don’t think it is unreasonable to say no. I don’t want her thinking that because her sister has some savings, she can just use them whenever she wants something.

My younger daughter is now upset with me too. She keeps saying she offered because she wanted to and that I have made it into a big thing. She has even asked if she can give her sister the money without telling me, which obviously isn’t happening. The girls were getting on quite well before this but now they are arguing about it. My older one says her sister doesn’t mind and my younger one says I am stopping her doing something kind. I don’t want either of them feeling responsible for the other’s money problems, if that makes sense. But I also don’t want to make my eldest feel like she can’t have the same experiences as her friends.

The school has said they can bring packed lunches, and the evening activity is an extra thing they have arranged while they are in London. I don’t think the school has offered any financial help, although I haven’t actually asked them directly yet. I could email and explain the situation, but I feel embarrassed doing that after managing to pay the main trip cost. My daughter says everyone has been told to bring spending money and that the teachers won’t want to hear about it. I don’t know how much of that is actually true. She has also said she will just go without food rather than take what I pack, which is worrying me.

AIBU to refuse to let my younger daughter lend her sister the money? Should my older daughter just accept that she can’t have the extras and go with the £15 I can afford, or should I be asking the school about help? I don’t want to take the trip away from her because she has been looking forward to it, but I can’t afford to keep adding money to it. And I don’t think it is right for a 10 year old to feel she needs to help pay for her sister’s school trip, even if she has offered. What would you do?

Maybe it would have been better to not have gone if you couldn’t provide any spending money as of course she would want money for treats and mementos of her trip. My son went to Italy in June with the school for a week, cost me over £1000 plus spending and some clothes for going. I’m a single parent working part time too and on universal credit. I used any savings I had to make sure he got to go and his dad gave him some spending and bought his clothes and toiletries. Grandparents gave some spending too. Even day trips with school we always had some spending for the shop as kids. If you genuinely don’t have spare money then either allow your youngest to lend her money or cancel the trip so she isn’t just sitting at the hotel bored or watching her friends making memories without her. Sell some bits on marketplace if you need to. In future any trips then as you pay it up over the months, stick few pounds in a jar every week to save for spending too. My parents told me they made sure we got to go on any trips we wanted as kids cause they didn’t get to go on many, said they would always find a way. I’ve done same with all my kids too. I just ask that they give me some notice as I had to pay the Italy trip in one go as the space came up last minute 🙈

GoodLife26 · 17/09/2026 20:56

I really sympathise. I grew up in a home where money was always tight. But don’t make this into a big drama. Why not let your younger daughter give the older one the £30 and you pay back the younger over the next couple of months? Nobody loses out this way.

Bigreddog25 · 17/09/2026 21:07

OneSunnyGreenTurtle · 17/09/2026 11:51

Just an update as I have heard back from the school this morning and it has cleared a few things up.

The £50 isn’t actually all for spending money. The school has included money for food on the days when they aren’t providing it, drinks and snacks, and the evening activity which is a theatre show. The main trip cost covers the travel, hotel, breakfast and some of the meals, but not everything. I hadn’t realised there were quite so many extras when I agreed to the trip.

They have said the children can take packed lunches and snacks, and they will be able to refill water bottles. The teachers aren’t expecting everyone to spend £50, but they suggested that amount so the children have enough for the three days. The theatre trip is optional, although my daughter says everyone is going.

The school has also said they can help with the cost of the theatre activity if we need it. They are going to check whether there is any other funding available for food and spending money too. I am waiting to hear about that.

I am relieved they have been helpful, as I was worried they would just say it was too late to ask.

This is great news. Always ask for help for trips in future- most (if not all) have a budget for this. Sounds like they are going to sort the trip and then hopefully a bit extra for spending money.

You're doing your best

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