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If you won the lottery, what would be the first thing you would do?

152 replies

babyboy520 · 17/09/2025 04:46

Lotto Good Luck GIF

If I won the lottery... I'd finally find a balance between work and kids!
Okay, imagine this: I win the lottery today. What’s the first thing I’d do? No, it’s not splurging on a holiday or buying a mansion (although, sure, that sounds nice too). The first thing I’d do is hire help to take the pressure off balancing work and childcare.
Honestly, it's such a struggle trying to juggle both—working from home with a toddler (or even just having them around when you’re trying to focus) is impossible. I feel like I’m always half-trying to work and half-worried about whether they’re getting the attention they need. If I had the freedom to step back and really focus on one thing at a time, I’d be a much better worker and a much better mum.
I’d get a cleaner, a nanny, maybe even a personal assistant (why not dream big?). Then, I’d finally be able to enjoy both my work and my time with my kids without feeling guilty or overwhelmed.
Anyone else daydream about what they’d do with a little extra help or time? What’s your “first thing” if you won the lottery?

OP posts:
Toddlerteaplease · 17/09/2025 09:41

Pay off my mortgage!

peoplepersonhere · 17/09/2025 09:42

pay off any debts

sell the house with everything in it for pennies to a family who work but are stuck renting

get my family and anyone in the wider family together who want to come to Australia and or America . Fly there and get a huge massive tour bus and travel the countries. Home school my children and when staying in places for a while get them a tutor. Let them learn through travel.

Learn another instrument on my travels and preferably a few more languages. Hope my children fancy that too

when we have had enough of travelling by a beautiful cottage home somewhere warm and love out my days on the beach and volunteering for charities

susiedaisy1912 · 17/09/2025 09:42

Give up work and go from there.

Gall10 · 17/09/2025 09:45

I’m retired so first off I’d buy some decent travel insurance (costs an arm and a leg at our age!) then secondly employ someone to come to my house every day to blow dry my hair! (Michael Douglas preferably) ((not the actor!)).

MermaidMummy06 · 17/09/2025 09:52

Walk into work & resign.

After the glow of that had faded, I'd sort finances so I had an income & knew what I could spend without it running out. I am eternally sensible!

I'd move. I hate this house. Then book nice holidays (no more cheapo dives), buy quality clothes, shoes and food, a new car, eat out often. Cleaner, gardener, Have all the things I can't have & stop doing all the things I hate. I'm so tired of scrimping, and my time being 100% work.

I'd also make sure DC's had all the therapies they need, and all the opportunities to expand their horizons.

Crunchingleaf · 17/09/2025 09:53

If it was 1 million. Would buy two properties. One close to where we are now and rent it out until DC are old enough to need a house. Other house would be by the coast where myself and DH would eventually retire to. We live rurally so 500k buys a decent enough home.
2mil would turn the same but also invest to try and quit work

elizabethdraper · 17/09/2025 09:55

Walk out of my job
Pay off the mortgage
Get someone to refigure the downstairs of my house and project mange the works while and we would move in to a hotel.

Build a granny flat in my dads garden to make caring for him easier

HateThursdays · 17/09/2025 09:58

Cottagecheeseisnotcheese · 17/09/2025 08:08

A million being enough to quit job depends on your age whether you currently own a home and if so how much is still mortgaged. If you are 52 with 100000 left on your mortgage and no other debts you can quit, if you are 32 with. 450000mortgage you can't.

Noone would just leave a million in a savings account but even in a high interest account it would be 37000 a year in interest but invested in stocks shares bonds etc you would be more likely to get 60000or more. While lottery winds are not taxed the interest they earn is. for most people 37-60k annually would make a huge difference it's the average annual income or more. Obviously if you buy a 500k house outright and spend another 100on cars house repairs and paying off debts you still have 400k which will give you 12k interest plus you'll have no mortgage or rent, which would certainly make part time an option for many or more paid help. Or leave invested so you can retire at 50-55.

I love how much thought you have given this! 😀

Flipflopflipflapper · 17/09/2025 09:58

First thing… try to tell DH! That might be tricky as he’s 8000 miles away with really dodgy signal for the next month.
check, check and check again that I haven’t got it wrong/dreamed it.
Wait for the DC to come home from school and let them know! Omg I can just imagine telling them. Then who knows… go away together to have some space and time to work it all out.
def pay of ours, DSis, Dbro, DMums mortgages. Give a good chunk to close friends to keep them going.
Consider private schools, larger house with more than one bathroom (that would be amazing!).
quit work, upgrade my PT from once per week to every day. Get a chef, and house keeper.
love thinking about it. Should buy a ticket probably.

HateThursdays · 17/09/2025 10:02

I don’t usually play Wednesdays lotto, but am going to play it today after reading this thread. Some good advertising for the National lottery OP, I hope they are paying you! 😀

Tipeetommeey · 17/09/2025 10:06

NameChange23456790 · 17/09/2025 09:19

A million is nothing nowadays even to create an investment income. I’d need a solid £5 mil to give up work.

I agree. It gives you some income and it’s a safety net but it’s not give up work and put all your kids in private school income.

theressomanytinafeysicouldbe · 17/09/2025 10:07

I would hand in and work my 4 weeks notice while I decided what to do.

I would go and do a big food shop and buy us all new bedding!

I'd pay off my debts and put deposit money aside to help get my children on the property ladder

I would then buy the house we live in and do all the renovations i make up in my head.

My youngest has been like a second hand rose bless him, so i would take him clothes shopping, he wants to go to London so a weekend down their just us would be nice

I'd arrange a family holiday.

I would join a gym/spa that I don't have time for now.

I would cook more from scratch, I enjoy it but don't have the time to enjoy it.

I would take up gardening - I enjoy it just don't have the time.

Parents have dementia so I would spend more time with them than the 3 times I already go, but I would have more time so wouldn't feel guilty for neglecting either them or my family at home.

I'd also love to do New York for Christmas shopping

It would be nice to just be able to breathe - and not add up my shopping going round the supermarket!

YoureNotGoingOutLikeThat · 17/09/2025 10:07

The very first thing I'd do: Buy my own home.
I've not been in a position to buy in my life and the constant fear of being served notice in private rented over the last 2 decades as I've raised my children has, at times, felt quite paralysing.
So, a fairly "modest" 3/4 bed house with a large garden in a nice area. Mansions are not for me.
After that it would be a new car, a round the world ticket, and enough in savings to provide income from the interest.
I'd then give the rest away. First to family to pay off mortgages and buy a home for each DC outright. Then to my favourite charities. If it was a substantial euromillions win, I would set up a foundation providing a needed service and employment for people to run it. I quite fancy the philanthropic life.

Berlinlover · 17/09/2025 10:09

Buy a house.

CarefulN0w · 17/09/2025 10:10
  1. Find a cleaner and a gardner to make my house look fabulous.
  2. Take some annual leave and head to Paris, Milan or New York, to go shopping whilst the house is being sorted.
  3. keep working but drop a day. (I love my job).
  4. talk to a financial advisor about how best to support our DC.
  5. start planning some very nice holidays.
HashtagShitShop · 17/09/2025 10:10

Move house. Detached, peaceful, calm, quiet and a cleaner and gardener.

HotTiredDog · 17/09/2025 10:11

Buy homes / pay off mortgages for my children. Give a hefty chunk to feed children in Gaza and to Trussell Trust for UK.

Hmmmmwineandchocs · 17/09/2025 10:12

Pay off the mortgage
Add to my daughters savings
Tell boss i want to go part time (daughter has to go to school so I’d need to do something and i like my job)
Book a holiday over Christmas
Buy a new hob as I bloody hate mine 😡 an arse to clean.

Jujujudo · 17/09/2025 10:12

Buy a house each for my kids so they never have to worry about it. Pay for someone to make all the meals for my family. Get divorced. Get all my teeth fixed. Get a live in carer for my mum. Not necessary in that order!

Christwosheds · 17/09/2025 10:14

Give a chunk of cash to my most in need friend.

RaraRachael · 17/09/2025 10:22

I always said I'd buy a thatched cottage but that would mean I'd be about 500 miles from my grandkids so I'd buy a house in a posh area of Aberdeen instead.

I'd not give a penny to relatives as none of them have ever done anything for me but would take a group of close friends on a luxury holiday.

I'd donate to cat, greyhound and donkey charities.

thinklagoon · 17/09/2025 10:26

Danikm151 · 17/09/2025 08:45

Go to the bank withdraw about £5k in small notes. Get home - throw them up in the air and jump up and down in glee.

Haha! My uncle once withdrew £1,000 in cash just to see what it felt like to have a big wodge in his hand. Walked around for half an hour, said it was enjoyable but a bit anxiety-inducing, went and paid it back in. Cashier probably decided he hadn’t been gone long enough to be red-flagged for money laundering or nefariousness.

mumofoneAloneandwell · 17/09/2025 10:28

Clear debts

Get my teeth done

Get a babysitter and just have a night out

GlastoNinja · 17/09/2025 10:32

Pay off my credit cards and book first class flights to visit friends and family overseas.

Move to the southwest to a house overlooking the sea

eightpaws · 17/09/2025 10:33

I would buy a bigger house than ALL THE DOGS I could manage.