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Taking holiday when on long term sick leave

191 replies

BananaWaving · 08/02/2024 00:50

From what I have seen online, apparently annual leave still accrues even when on sick leave.

It seems a bit cheeky, but has anyone taken annual leave when they are on long term sick leave so that they get full pay for that time instead of the reduced sick pay amount?

Also, has anyone who works in HR come across this being done?

Thanks.

OP posts:
BananaWaving · 08/02/2024 13:33

caringcarer · 08/02/2024 13:32

Can't you retire under ill health in your situation, if your consultant says you will never work again?.

My company doesn’t offer ill health retirement, that is why they have the PHI policy to state retirement age instead

OP posts:
AutoOffswitch · 08/02/2024 13:34

Why would she though?

MrsRobinsonsHandprints · 08/02/2024 13:42

How long have you been under this contract. I would assume those that have been off sick 20 years will be on very different contracts.

AllSerene · 08/02/2024 13:48

caringcarer · 08/02/2024 13:27

If they have to keep your job open for you it means they can't recruit another person who would be able to work. Also like with most insurance the more they claim the higher their premiums will be.

Don't forget that the companies who offer these kind of benefits tend to be large multinationals, who have a lot more wriggle room, when it comes to staffing than an MSE would have. In the case of my employer, I was transferred to their disability plan (aka the inactive list) when I'd been off sick for about two or three years.

This meant I wasn't included in any kind of resource planning. I had also been told that, after transferring to the Disability Plan, there was no guarantee they would have a job for me, if a miracle had occurred and I'd been able to return to work.

In my case, because of the size of the company, they self insured, so my sick pay will have been coming out of the company's profits. In most cases, the costs of keeping the employee on the books will be covered, either in whole or in part, by an insurance company.

AllSerene · 08/02/2024 13:51

OneMoreTime23 · 08/02/2024 13:14

I’ll cut my right arm off if they are still doing that.

I hope you're not too attached to your right arm...

I believe that this is still the current situation. It's not that long since I was pensioned off and I'm pretty sure I'd have heard, if they'd made any drastic changes before then.

Ilovemyshed · 08/02/2024 14:02

My employers income protection policy covers up to state retirement age so I don’t think they can dismiss me for being unfit for work.Not sure though.

They can and they will but the income protect is claimed now so should pay out.

Ilovemyshed · 08/02/2024 14:04

SgtJuneAckland · 08/02/2024 08:15

I encourage Abby if by staff to do this especially once their pay drops

Eh?

BananaWaving · 08/02/2024 14:04

Ilovemyshed · 08/02/2024 14:02

My employers income protection policy covers up to state retirement age so I don’t think they can dismiss me for being unfit for work.Not sure though.

They can and they will but the income protect is claimed now so should pay out.

Thanks @Ilovemyshed
Do you claim accrued holiday pay as well?

OP posts:
Ilovemyshed · 08/02/2024 14:06

Take a look at your house insurance and see if it covers employment law, you could access advice via that.

AutoOffswitch · 08/02/2024 14:12

For those who think this is some sort of outrageous scam, look at it this way.

Im a pilot and when I was at the top of my career, as high ranking as I could be, I lost the sight in one eye. So my company covers 2/3 of my income until I retire because I cannot do the job I was employed to do. And they can’t find anything approaching this level of remuneration.

Incould resign and retrain but as what? Certainly nothing like anything I did before or with the £.

I have one eye so I can get about and live a life etc but piloting is off the cards, and unless I grow a new eye, it’s likely to stay that way.

The insurer has tried all sorts of tricks to attempt to show that I’m capable of doing the job I was paid (and insured) to do but in reality a one eyed pilot isn’t going to fly anymore.

That’s an example which I hope illustrates what this type of insurance is for. And yes, they did recruit another pilot.

(I’m not actually a pilot but there are parallels for the purpose of illustration.)

SgtJuneAckland · 08/02/2024 14:15

@Ilovemyshed

SgtJuneAckland · Today 08:15

I encourage Abby if by staff to do this especially once their pay drops
Eh?

Typos
I encourage any of my staff to do this especially once their pay drops.
So if someone is on LTS they will have a defined period at full and then half pay, they will still accrue annual leave. I encourage them to take this to boost their income when it drops to either half pay or nil pay depending on their circumstances. It gives them a few weeks back at full pay.

BananaWaving · 08/02/2024 14:15

AutoOffswitch · 08/02/2024 14:12

For those who think this is some sort of outrageous scam, look at it this way.

Im a pilot and when I was at the top of my career, as high ranking as I could be, I lost the sight in one eye. So my company covers 2/3 of my income until I retire because I cannot do the job I was employed to do. And they can’t find anything approaching this level of remuneration.

Incould resign and retrain but as what? Certainly nothing like anything I did before or with the £.

I have one eye so I can get about and live a life etc but piloting is off the cards, and unless I grow a new eye, it’s likely to stay that way.

The insurer has tried all sorts of tricks to attempt to show that I’m capable of doing the job I was paid (and insured) to do but in reality a one eyed pilot isn’t going to fly anymore.

That’s an example which I hope illustrates what this type of insurance is for. And yes, they did recruit another pilot.

(I’m not actually a pilot but there are parallels for the purpose of illustration.)

Good analogy @AutoOffswitch
Fortunately “own job” policies are easier to satisfy the terms of than ESA

OP posts:
BananaWaving · 08/02/2024 14:54

SgtJuneAckland · 08/02/2024 14:15

@Ilovemyshed

SgtJuneAckland · Today 08:15

I encourage Abby if by staff to do this especially once their pay drops
Eh?

Typos
I encourage any of my staff to do this especially once their pay drops.
So if someone is on LTS they will have a defined period at full and then half pay, they will still accrue annual leave. I encourage them to take this to boost their income when it drops to either half pay or nil pay depending on their circumstances. It gives them a few weeks back at full pay.

Thanks @SgtJuneAckland , that’s really helpful

OP posts:
AllTheChaos · 08/02/2024 15:00

All those people thinking it sounds like a jolly wheeze, I will happily swap my Parkinson’s, inability to care for my family, constant pain and exhaustion, and shortened life, with 60% salary for working one or two days a week, for being my old self, super active, loving my work, on a massive upward trajectory career wise, and on 100% salary! Oh, and if I’d been able to work FT since I got ill, my salary (with bonuses) would have gone up at least 20k, the % I get is based on what I earned when diagnosed.

BananaWaving · 08/02/2024 15:04

AllTheChaos · 08/02/2024 15:00

All those people thinking it sounds like a jolly wheeze, I will happily swap my Parkinson’s, inability to care for my family, constant pain and exhaustion, and shortened life, with 60% salary for working one or two days a week, for being my old self, super active, loving my work, on a massive upward trajectory career wise, and on 100% salary! Oh, and if I’d been able to work FT since I got ill, my salary (with bonuses) would have gone up at least 20k, the % I get is based on what I earned when diagnosed.

Exactly, it is really unkind to suggest it is a jolly. I’ve fought to keep going at work for a long time, it isn’t a decision that is taken lightly to admit defeat. Plus I don’t relish the intrusion of the insurance company regularly reviewing me to make sure I am “still ill enough”

OP posts:
MrsBennetsPoorNerves · 08/02/2024 15:08

Of course it isn't a jolly.

Lots of people do take the piss with regard to sickness absence, but I can't imagine any private insurance company being willing to pay out indefinitely without some pretty robust scrutiny of the medical evidence.

Most people would choose their health over a small amount of financial compensation any day.

HermioneWeasley · 08/02/2024 15:15

Since holiday pay is calculated on average earnings, I wouldn’t have thought it would make any difference once you’re on the PHI track

AutoOffswitch · 08/02/2024 15:20

It makes a difference because it’s calculated on usual basic salary and accrues at an additional 30 days which are paid in a lump at the end of year.

Whatevershallidowithmylife · 08/02/2024 16:18

harriethoyle · 08/02/2024 09:05

As an ex-employment lawyer, I can say that is not accurate.

Get some legal advice @BananaWaving it's all entirely dependent on your policy wording.

Not accurate at all. You can be medically retired if you are not fit to do your job. I know because my colleague is going through this at the moment. The insurance is paying 50% wages but company is accruing for holiday leave, they are still making the pension contributions for the employee not to mention employers tax and NI.

Iwasafool · 08/02/2024 16:47

BananaWaving · 08/02/2024 12:35

I glad it worked out well for you and your DH @Iwasafool and hope your DH’s health is ok at the moment. My company provides the PHI because they don’t have ill health pension provisions. That suggests that it is meant to offer long term protection in the way that the ill health pension would

Oh that makes sense. DH did get over 60% as his pension, long time ago. He's been getting his pension for 30 years which is longer than he worked there. He's in a lot of pain, getting worse as the years ago by as all the aches and pains of old age are on top of the original problem. It is sad.

tempnameforadvice · 08/02/2024 16:52

The policy will cover your employers until state pension age for anyone who is very very close to state pension age who suddenly gets ill. These plans are in place for 65 year olds who are too ill to see out their last few years. Not to keep paying someone to be "on the sick" for years and years.

You will be medically retired or whatever the equivalent phrase is in your company.

Your annual leave will accrue while you are sick and you will be paid it when you are fired.

BananaWaving · 08/02/2024 16:54

tempnameforadvice · 08/02/2024 16:52

The policy will cover your employers until state pension age for anyone who is very very close to state pension age who suddenly gets ill. These plans are in place for 65 year olds who are too ill to see out their last few years. Not to keep paying someone to be "on the sick" for years and years.

You will be medically retired or whatever the equivalent phrase is in your company.

Your annual leave will accrue while you are sick and you will be paid it when you are fired.

Nonsense. Read some of the other posts

OP posts:
Apolloneuro · 08/02/2024 17:04

This thread is going round and round in circles. It’s clearly very complicated and personal to the specific terms of your contract.

You can no more say it’s ‘nonsense’ that people say you won’t get it than you can say ‘absolutely’ when people say you will.

Seek the professional advice you need and come back and let us know. I hope it works out for you xx

BananaWaving · 08/02/2024 17:06

Apolloneuro · 08/02/2024 17:04

This thread is going round and round in circles. It’s clearly very complicated and personal to the specific terms of your contract.

You can no more say it’s ‘nonsense’ that people say you won’t get it than you can say ‘absolutely’ when people say you will.

Seek the professional advice you need and come back and let us know. I hope it works out for you xx

I am waiting for the solicitor to get back to me.
That post was nonsense and really not helpful to be declaring things as if they are fact.

OP posts:
Apolloneuro · 08/02/2024 17:09

BananaWaving · 08/02/2024 17:06

I am waiting for the solicitor to get back to me.
That post was nonsense and really not helpful to be declaring things as if they are fact.

I’m glad you’ve contacted someone. Posts that don’t say what you want them to say aren’t necessarily wrong though, are they?

Literally none of us can categorically say what the terms are in your specific case.