Completely agree and it is an often spoken complaint: that surrogacy is only for the rich. Hence the drive for 'fertility equality': having a family is a human right, children make that family, everyone has a right to a child and surrogacy should not be just for the people who can afford it.
Then either the state/insurance pay for it or the price is driven down and risks and hours of effort are not compensated, leaving mothers creating babies for a pittance and enduring all the risks.
If that does not convince people surrogacy is not 'just a job' nothing will. What other job requires you to give access to your body, work 24x7 but not even get paid minimum wage, has 100% health consequences that are not compensated and risk of serious injury or death with no life insurance? Surrogacy would never meet health and safety standards for jobs. So how can you commercialise it? It is not a job.