Re insurance.
This comes up a lot.
I doubt many if any insurance companies have even thought about it. It's a very slow moving industry in certain lines. No one wants to move first. Rates are derived from the past. And extrapolated. Often societal shifts or even medical legal ones etc if not directly in their line of vision only get picked up after the claims start coming in and there are enough for someone to say hmm what's going on here.
I looked at the insurance policy for a local martial arts club on another thread. Ploughed through the whole thing 
Not mentioned at all. Iirc women/ girls was used. Or the participants covered by the policy or something can't quite remember.
If anyone has an update happy to hear it but a few months back anyway that was the content of a policy and I doubt that the insurance industry has cast aside 100s of years of tradition and caution! (And well it's the reinsurers and they definitely don't have their fingers on the pulse unless stuff like motor IE ever changing situation, very high claim volume, very tight margins due to massively competitive marketplace).