Crispbutty, if cost is the issue make it free for those who cannot afford it. No problem at all with that. I was a full time carer when I got mine. Had to give up my job and so had very little to live off. But I found the £100 or so to get a GRC because the rest of my life was worth it.
Do you mean the necessity of being assessed by psychiatrists and so on and waiting on the NHS (which is free isn't it still I imagine?) or paying to go private to speed it up?
If so you cannot put a price on ensuring you are doing the right thing about the rest of your life and do not have some other problem or reason you have never considered for wanting to change gender. It might seem like a choice. Sometimes it is more.
In any case, transition can happen without a GRC and you can live quite happily that way. I managed it between 1973 and 2004 as there WAS no GRC, no birth certificate and no rights whatsoever.
If you need this enough you make it work.
And this is absolutely not about two tier trans people. I accept that some people do not want to physically change their body. That is fine and does not mean they do not deserve rights.
But it does make a huge difference to those they are asking to live amongst and be accepted as one of them if they are expected to redefine a woman as someone who might have been born a man and who might or might not still have a penis and who might or might not have done anything to alter their body and so still have the muscle strength and even sexual feelings of that male body.
Without at least the assurance that this person has no other issues that might pose a risk to women surely you can see why someone who has fully transitioned would be less of a perceived threat.
Some women will never accept any of those people, however much we change our bodies, as being women. Because XX/XY cannot be altered as yet.
So this is not about being more trans than someone else or only letting through those who physically transition.
It is all about doing the right thing by those we wish to live alongside and be accepted by as non threatening. Perceptions matter. Bodies matter. And awareness of the mental well being of the person granted status as a woman matters.
If you exclude every one of those things by removing all gatekeeping this will not end up in cutting out poor or non threatening trans people who just do not want to be assessed because they do not think they are ill.
Women will simply have to treat anyone as a potential threat because how otherwise can they ever be sure what is what or who is who?
Gatekeeping protects all people. Including trans people. It is the key that opens the door to acceptability.
There has to be a key of some sort. Because if there is not and you just leave the door open anyone can walk in.
If you believe in self ID so much just ask. Are you going to lock your front door tonight?
If so, then why?
Not because you think your neighbour is going to sneak in and rob your purse.
But because you don't know who might be out there wandering the streets taking advantage of the fact that you left the door open.