In the end the insurance guy didn't even turn up. 
Agree that it was Val's time to go, though Tom was jolly lucky. PH is very fond of Candice. Thought Jane's filo things looked delicious, even if the cones were too big. Also recall Mary Berry talking about filo being far too much of a faff to make so find it a bit rich the contestants were expected to do it.
I think next week's episode looks brilliant.