another thing, and I hope david cameron hears my idea somehow through MN, naive of me to think so, but if there is a shortage of housing, and a failing construction industry in the UK, why cant the govt do a DEl with construction to fast build housing on blocks of vacant land
creating jobs, boosting economy and housing the desperate
PLUS we need MUCH MORE education in schools on finances, how to save, what mortgage jargon really means...etc etc from a very early age, not when it's too late for so many people to be able to manage