To PP who thought of selling do if you're not attached, golds at a high price atm and many of the vintage charms are in excess of 100 each now so if you find a dealer who resells individually rather than purely gold weight you may get an even better price. Mine is my most loved possession. I havent worn in circa 20yrs but I wore it through all my teens and into 20s its battered and bruised but every charm and just the absolute state of it is a precious memory.
Pandora I don't have the hate others do but not my thing. Dd has one somewhere I've never known her to wear. Love those Annie haak stacks but I bought another brand stack a few years back I don't even know where it is I got out of habit of all jewellery for different outfits etc around the time I had a grabby baby who'd pull at a chain or earring and never got back into it. Which is a shame I might like to start looking put together again 
OP you do you and you'll look fab. Everyone has their own opinions & style and no one is better than anyone else despite what they might think 