Proportional Crepresentation

[Cremolafoam]

There you go lovelies

Catered. Not so much gritty as ivory tower Cloud!

120 is impossible to live on - no going out money. DD1 opts in and out of catering tis a pay as you go system which works for her. Ivory towers can work out quite expensive though with formals etc. GG - I think they are banned from taking jobs in term time as well.

Thanks crepeys - great to get ball-park figures.

Despite my dream () for her to go to my gritty Northern city uni, she is aiming for a uni that is more southern and popular with the well-off Lovely city, but I'm not sure what the rents are like!
She wants self-catered, and will live on cereal,
eggs and mac n cheese unless I manage to get her cookery skills sorted by then!

Non catered shared house in funky seaside city....

A couple of the boys in the house are really good chefs, so they cook house meals and charge the occupants £1 for veggie meals or £2 for meat. She's sharing with them next year, not surprisingly! I should say we pay for her phone separately and car expenses (petrol she pays for)....

We have given our dds a relatively generous termly allowance to cover all costs including rent. We chose this basis because it allows them to make the accommodation choice bearing in mind the financial consequences - basically do they want to spend their money on an ensuite bathroom or beer? One of my friends gives her dd a weekly allowance and picks up all bills - as a result her dd chooses the most expensive options for everything and hasn't acquired any budgeting skills at all as far as I can see.

Really interesting.

I cooked all the time - veggie wholefood 1980s style -when I was at Oxford. DP ate in hall all the time at SOAS.

Have sent off a cheerier-looking DD1 full of boiled egg'n'soldiers for today's drama GCSE. Was pleasingly and genuinely impressed with her performance yesterday.

That's good, MI.

OK, I have checked my spreadsheet and dd averaged about 100 pw in last year so same ballpark, excluding phone and rent but including all other bungs. That includes helping her out last summer when beastly employers messed her around. She earns something from the university in term time and she has done some volunteering - I don't think she'd have had time for more. We made it complicated by paying her accommodation and then topping up her loan for living - which arrives three times a year so we never got a weekly or monthly sum sorted. This chat has been helpful as I think I will set ds up differently (and dd if she goes onto PG as she plans). She had more or less the cheapest campus accommodation the first year (prison design, shared everything) but private rents subsequently have worked out cheaper pcm (tho annual contracts).

Very impressed with Beachygirl's cunning plan for in-house catering!

DS2 is in what used to be a catered hall but the system is called "Meal Plan" where £45 of the hall fees go on a kind of credit card which can be used in any of the food outlets on campus...and they throw in a fiver so there a total of £50 credit weekly for food, but you can't carry it over. We pay his hall fees (as we did for DS1 who was in Leeds in a non catered hall) and he has to manage on his subsistence load for the rest of the time. Someone else recently asked how much he needed weekly, on top off this...he said, and I quote "Most people get by on £50-60 a week, sometimes less...depends on the city, of course...if I live quite a nice lifestyle it's around £100 a week"
I really do think a lot of it depends now much they drink, to put it bluntly. Both Ds's know my views on over doing the booze and I would not knowingly fund any of that, although you could argue that I am indirectly, because we pay the hall fees.

Lalsy Have PM'd you

loaN not load

Beachy - DD has really lucked out there.

Really terrifying interesting to read about all these costs and will add grist to the mill when I have my Skype interview in a minute.

Have cunning plan to follow up by offering myself and ace and lovely writer/script ed as a job share. We have different skills and get on fably and he's very down to earth and mucho creative. They would truly get a good package there.

I know WAF - tho remember they are not at home - you will spend less on food, hot chocs, cinema trips etc etc. Think your plan sounds brilliant, good luck.

Thanks, Rose, really useful, have replied.

Beachy, I want to move into your DDs house!

Great - thanks for all the finance/budgeting tips - plenty to talk to DD about!

For some strange reason my food bill doesn't seem to have gone down at all since DS1 moved out and DS2 went to uni.

Waf Go knock their socks off. You will be / are very lovely and very talented.

Well in Pirate News, I am here with my new eye patch and new lens in eye. Procedure was disgusting and I'll not go into it, but I am not squeamish and have been through everything from major surgery for peritonitis to tooth removal, and eye surgery,however minor, was gross frankly. Waited 3 hours in a chair until surgery finally took place after 10pm. Am subsequently exhausted and plan full of day of lolling.
On the up side,I can see but don't quite know what to do with specs, as now don't need rhs but do need left so a bit squinty.

Dd ( orphan Annie) gets the whole whack of grant plus loan as she has declared 'independence'.
We topped up then in year 1 £2.5k because we were fools. She was loaded. Then she made the silly choices and moved in with the bfgf. Because she had a slush fund and a job we didn't give her anything in year 2. evil stepmother
Now her rent has doubled ( naice townhouse) I have subsidised this with a bit of money to help her get through the exams etc. Scottish cities are not cheap as rented accommodation is hard to come by and it is a landlord's market. Cost of living can be had super cheap though, as can beer and probably crack cocaine if required (it's not like that at all actually.)

Cash-flow organiser for copying

Could someone tell me how to attach that dynamic PDF saved on my iPad in Evernote to mumsnet.pls?[hmm]

Crem! 3 hours??? 10pm??? You poor, squinty, brave, fearless pirate.

No idea about dynamic PDFs but would love a copy of the cashflow.

Bum. Job sounds like badly paid nightmare. Well paid nightmare I would consider. Even badly paid dream...

What a shame Waf worth it of not , thinks you?

Crem, good lord, what an ordeal. I hope you are getting shedloads of TLC and rest today.

Not sure you can attach files (for downloading). Is that what you mean? Would dropbox or google drive and share link (I can do that on FB messenger for FB users who want it if you like) work? It looks excellent!

Oh no, WAF, how disappointing. I agree about badly paid dreams.

God Cremo! You definitely deserve a duvet day!

WAF, what a shame.

Rose, that's inflation for you

Crem that sounds horrible. Hope you are doing some serious lolling.

Vacuum bag still working - I had to undo it to get out winter duvet again as it has turned so cold here. Quite fun as all the air wooshed back in & duvet inflated.

Crem that sounds totally awful - get thee under the duvet - mental as well as physical trauma.

WAF - so sorry it hasn't worked out - it sounded so hopeful.

Spreadsheet looks excellent - Lalsy if you can somehow transfer it to FB, I'd love one. It's interesting as DD1 has squirreled some away for travelling - I want to her to do this but my DDad (the elder generation) think this is unrealistic "namby pamby" stuff and in his day (and in mine) we had to get out there and manage. He evidently thinks I'm way too soft.

DH away for a couple of nights so will catch up on yoga tonight and then snuggle with whatever trashy TV is available that I cannot normally watch.

Rose - I don't think my food bill has diminished that much - I'm just buying more expensive food I think as with three of us, the effort of making a huge meal doesn't seem worth it so I buy lovely pieces of fish and such like.

I think we need a Crepey one drive thing where we can put spreadsheets, 50 dinner ideas, menus etc etc. Obviously I have NO idea how to achieve this, but would be very useful if anyone knew how! Maybe a WhatsApp Group?

Crem, what an ordeal and so late. I think the anticipation and long wait makes it all so much harder.

Return to school has been bumpy

Beachy.

What am I going to wear to a school reunion in May???