Hatty, like Crem I am another FB resister, but thanks for thinking of me.
No advice from me regarding children and schooling; it's all too long ago. However I do think that if they have the example of parents working hard and getting results, it encourages them.
It's been a glorious day of sunshine here but I am suffering from sciatica so the planned bike ride didn't take place. 
DH and I prefer going out with other people, particularly when we go out for a meal, otherwise we just eat if you see what I mean. And, of course, now we're retired we see a l o t of each other anyway. Which reminds me of a neighbour who said she knew she had to find something for her husband to do when he followed her outside and was handing her the pegs as she hung out the washing!