Going for a run but my day-to-day is basically soft whites (it's an infinity of colors actually as I have yellow-tinged, beige-tinged, pink-tinged and gray tinged whites), cream, smoky blues, denim and chambray blues (from light wash to dark wash), taupe, rose beige, warm olive green, and a tiny bit of navy. Look at my moodboard, it gives you a starting point!
For makeup, tones that very slightly deepen my natural tones and pinks, watermelon and coral.
Most of the tones I wear are picked from my skin, hair, teeth and eyes, but mostly tinted a lot paler to create contrast. (I'm basically a beige person so wearing beige is not a great idea. Vanilla ice cream works though.) I complement them with a couple of other colors, mainly blues. I sometimes wear gray too, in jeans and in a tweed suit, but it's a tricky color for me. I avoid pattern but love texture - waffle knit, quilting, Aran pattern, slub, boucle, tweed, mohair, chunky hand knit wool, suede, grainy calf leather, smooth sheepskin... (Shhh, even experimenting with toned-down early 1990s acid wash. Mine is pretty subtle but feels really nostalgic.)
I can still do bright color - red, blue, green - when I want to make an impact, say I'm hosting a party. For formal evening, often black. I can do both pale gold and silver but prefer silver. Bronze and gunmetal work too.
Am not a paragon of style but these colors and textures seem work for me and I feel myself in them.