You have me wrong Piscesmoon. I let my DCs do lots of adventurous activities, infact DS1 is away at camp with the cubs right now, where he will be building fires ,climbing trees etc. Plus I have never put a claim in for compensation in my life.
But this day is classed as a careers exhibition which DD will be attending with school.
The consent form states
The MoD does not have public liability insurance, and acts as its own insurer.
The MOD has no legal liability to deal with claims for injuries resulting from pure accident or "Act of God", Therefore you may wish to consider personal accident insurance.
I have an issue with sending my child on a careers exhibition, and having to consider paying for personal accident insurance.
If she is on an aerial ropeway and the branch of a tree the rope is attached to snaps, and she falls 100 feet and left permenantly brain damaged, is that classed as an act of God.
Surely if they are surgesting that you have personal accident insurance, they are aware that accidents are a possibility. Any other company has to have public liability.I undrestand that they look after their own for people in the Army, but I do fell that they should have it if they are inviting children to take part in any sort of activity.