I’ve not been in your position no but then I’ve not been a single parent. It sounds as though you and your DD have a nice lifestyle but I imagine it can get quite lonely at times?
I also think the fact that you’ve been single for 5 years is relevant here.I think he’s targeting you as you’re a very attractive proposition. Some men, especially the lying, debt ridden cocklodging types will prefer single Mums as they know they can get away with more.
I can imagine your head is all over the place. You’ve found someone you’ve clicked with and you want a long term relationship with but this, with him isn’t what you or your DD want or need.
As others have said it also seems unlikely that a Woman with two DC so young with a Weddong booked would find the time or the inclination to cheat and if she did it screams of something catastrophically wrong in the relationship for her to do that.
I’m not sure if his excuse of paying for a Wedding being the reason he’s in debt either.
If he was already in debt with the house, why would he put himself further in debt with a Wedding? Big, expensive Weddings can be lovely but they’re not a wise choice for someone who is already struggling financially.
I’m not sure the excuses he has been feeding you are putting him in a better light never mind the fact that none of them sound true.
So no, I haven’t been with a man with 4 DC and now you are, is it truly improving your life, especially if you have enough concerns to post on MN about him after only a month?