Looking for advice for the fairest way to handle this please.
Been with boyfriend nearly 18 months, we are both 30 and we are moving in together in the new year. We both have our own houses already (both mortgaged) but we have decided he will be moving in to my house due to better location and being slightly bigger.
He doesn't want to sell his house (incase he is left with nothing i can understand this as i wouldn't want to sell mine either. I wouldn't be able to rebuy my house now with the cost of house prices etc) but he doesnt want to rent it out either (he has seen this go wrong/terrible tennants through friends who have rented before) which is fair enough. He thinks long term we can eventually buy a joint house together and rent our houses out but in like 5 years or something. Which then he wouldn't be as sentimental about the house he has worked so hard for/decorated etc.
So my question is how do we split things so it is fair?
He would still have his running costs for his house, still house Insurance, base rate gas and electric costs, still have Internet and tv package to pay at his plus his monthly mortgage payments.
Whether he moves in or not I am paying for Internet/ tv etc at my house anyway and the price of these will not change if he moves in or not.
So should he just be paying for the extra bit of gas/electric we will be using and then the share of food bills?
I don't want him paying twice for everything because he's obviously still got his bills at home and I don't want him chipping in for house repairs/mortgage anyway as I don't want him to have a claim on my house in any way. He has to pay council tax for his house still but agreed to pay half the council tax extra i will be charged as I will have to give up my single person discount.
Its just much more complicated in my head in this situation rather than clear cut split.