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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Money and new partner

449 replies

Mevawall · 06/10/2023 10:49

Hi all,

NC as I have friends who use MN.

To cut a long story short my husband and I separated around a year ago, it was my choice after many months of soul searching and realising there wasn’t a way back for us and whilst he felt shocked at first we’re amicable now and are in the process of divorcing properly, though currently still living together as finding a local property to rent right now is horrendous.
Neither of us have any shared financial obligations (house, car, loans etc) just two small children who we’ve always agreed we will share 50/50 custody, decisions and arrangements for so we don’t expect any formal financial arrangement for maintenance or set days and weeks.

The house is in my husbands name as it was a gift from his grandmother so I will be moving out, and I don’t want any money from it as it was a gift to him and will one day be our children’s inheritance. He has has agreed to give me a small sum of money after remortgaging the house to get started in a new home with, which is very nice of him and will come in handy for fees and deposits.

Now, I met a new partner about 8 months ago, we’re LD at the moment as he’s based in the States, but he is applying to move here for early next year.
He’s absolutely amazing, everything I have wanted in a life partner and he feels the same way. He’s just brilliant, and as he has no obligations tying his to the US has said he will move here happily which has made things decidedly easier.
Financially he earns a good salary, can work remote and has gotten permission to do so from his employer, so he’s just working out the legalities of working when coming to the U.K and the dual tax system. He’s just sold his home over there in preparation to coming here as well as his other belongings and is now just renting until his visa comes through.
Yes, it’s been a bit of a whirlwind romance, but we’re both very sure this is what we want going forwards. Not here looking for a “ITS ONLY BEEN 8 MONTHS!” As yes, I can count. 😂

Last week he told me he wants to open a joint account in the U.S and then eventually I can do the same here in the U.K when he arrives so I can access his money and pool mine, that way we can buy a house here rather than me renting for a year whilst all things settle.
In his eyes renting isn’t worth it when I can handle all of the legalities of paying for it outright here with the money from the sale of his house, and that way I don’t have to worry about having to move out if given notice before he arrives.
He also added that the joint account means he wouldn’t need to worry about transferring money to me in future for buying things such as furniture or paying for household repairs, as transferring money has been an issue previously when we were booking a holiday together and we had to jump through hoops with my bank to ensure the money arrived properly.

Am I going a bit mad to think this is crazy? We love one another, I really don’t care about how much money he has and certainly won’t be going on any spending sprees. We have also both discussed marrying in a year or so once my divorce is finalised so will end up us both sharing assets anyway then.
As long as my children have two happy homes, my ex and I co-parent well and my partner is here with me, that’s all I care about.
I work and can support myself and my children independently (work is something I wouldn’t ever give up and he is very supportive with my development) though I’ll never be able to buy a house, but that side of things isn’t a huge issue to me and I’m happy to rent long-term.

Its a strange one as I know if I told friends they’d think I’d lost my mind but as I don’t have anything to financially lose they’d tell me it’s all ok, but is it? Am I not seeing a potential downside of this? He open with finances, he’s not a huge spender and has a reliable income as well as stocks, shares and investments, so can anyone tell me if I’m feeling this way for no reason please?

TIA!

OP posts:
AFieldGuideToTrees · 06/10/2023 14:18

UltimateInteriors · 06/10/2023 14:10

@jolies I agree!
How could the OP possibly have a conversation with the bank, logged into his account?

I'm reporting this thread.

Sorry @Mevawall if it's all true but it is getting stranger and stranger.

It'd be a relief if the OP was trolling us!!!

PosterBoy · 06/10/2023 14:18

UltimateInteriors · 06/10/2023 14:09

For whoever asked, as I’m getting bored of scrolling through the abuse now, there was an issue with a transfer so he told me to log onto his account so I could discuss the specifics with my bank so they could locate the money he sent for the holiday we were booking.

Is this a wind up OP?

The bank were ok with you logging into his bank account and discussing his accounts and payments?

You aren't a joint account holder with him.
If this is what the bank really did, how did they not know you were a scammer and trying to transfer money from him to yourself?

This can't be true.

They are fake accounts, set up to look like real online banks, apparently. That's why the money can't transfer out

Sometimes it's actually victim 1s account though, and scammer is trying to get victim 2 to be the patsy who transfers the money, then sends it on to the scammer.

jammyhand · 06/10/2023 14:18

This reply has been withdrawn

This message has been withdrawn at the poster's request

Chocolatepopcorn · 06/10/2023 14:19

I would be extremely wary about opening up a joint account with someone until you've been already living with them and you know them extremely well.

UltimateInteriors · 06/10/2023 14:19

He’s just brilliant, and as he has no obligations tying his to the US has said he will move here happily which has made things decidedly easier.

What sort of man has no ties to anything in his home country?
No friends?
No family?
No assets? (conveniently sold his house and all his belongings.)

And he is happy to move to the UK for love. After meeting a woman, having great sex on a few occasions and declaring they pool all their money.

@Mevawall Have you actually checked out his profile on social media, LinkedIn, etc and even the company he works for? Please don't say this hasn't occurred to you.

PennyPinkPineapple · 06/10/2023 14:20

I'm having heart palpitations reading this thread 😭

Ellmau · 06/10/2023 14:22

I'm curious as to what his job is that it involves night shifts but is fully remote.

PosterBoy · 06/10/2023 14:24

I'm really into this storyline now

It's a fascinating world once you start googling it.

Definitely with the poster who is looking forward to the netflix true crime mini series

GonnaGetGoingReturns · 06/10/2023 14:24

1month · 06/10/2023 13:29

Just discussing having a joint account or having a home put in your make makes you stupid.

You’ve met this guy 6/7 times and you’re already talking about being in love hypothetical situations for the future?

C’mon OP surely you can’t be that desperate and gullible.

If you think he is the one then there is nothing stopping him from moving over and starting a relationship.

Who discusses marriage, joint bank accounts, moving in together and putting a home in someone else’s name before they’re even in a proper relationship.

Even Jeremy Kyle would be speechless at this.

Actually, to be fair to OP and can’t recall if it was in my PPs, a friend of mine and my DB met a Canadian man at a bar whilst she was visiting family there in Canada (she’s English). We all thought she was mad Skyping him etc and meeting him a handful of times. Not sure what her family thought.

But she waited as far as I recall, between 2-4 years before deciding to get married to him, sell her flat in London and move to Canada - they got married in Canada, with her 9/10 year old DD. She also had to arrange to get a job when in Canada. I don’t know the full details as she’s not a close friend. I think she rented in Canada with him before selling her flat and buying with him and she also had children once she was married too.

The big difference between my friend and OP wax although she was in love, she waited and didn’t rush.

The man my friend met had baggage etc (can’t say too more as outing) but she at least went into things with slowly.

jammyhand · 06/10/2023 14:25

Ellmau · 06/10/2023 14:22

I'm curious as to what his job is that it involves night shifts but is fully remote.

Probably international timezone (UK prob as OP mentions company is UK and US based), not suspicious in and of itself imo

UltimateInteriors · 06/10/2023 14:26

as transferring money has been an issue previously when we were booking a holiday together and we had to jump through hoops with my bank to ensure the money arrived properly.

This is not the case. He's lying.

It' s very easy to make payments internationally. Paypal?
Has he heard of it?

Or why didn't he pay up front and then you pay him with a fistful of dollars (currency exchange you know) when you met him in Ireland?

BCSurvivor · 06/10/2023 14:26

I'm amazed, OP, that you seem to take so much of what this man says at face value.
Particularly when there are young children involved.
And from what I get from your first post, you got involved in this LDR a mere 4 months after "splitting with your husband but still living together"
It does seem very rushed.

TerfTalking · 06/10/2023 14:26

Mevawall · 06/10/2023 12:08

@C00kp1ssBabtridge (I hope it worked correctly) Yes that’s something he’s getting help with at the moment as he wouldn’t be here on a spousal visa initially and the right to work remotely here is quite a new area of the immigration process apparently and would need to be taxed by bother countries in some way for legal reason.

🤨 I would question that very heavily

bonzaitree · 06/10/2023 14:28

No just no.

Maia77 · 06/10/2023 14:29

He could use Revolut to send you money. It's easy.

UltimateInteriors · 06/10/2023 14:31

How old are you both?

UltimateInteriors · 06/10/2023 14:33

NC as I have friends who use MN.

Yeah course you do 😏

How is changing your name actually going to hide who you are?
I can't believe you are living this life and none of your friends have a clue about it.

Maia77 · 06/10/2023 14:34

Unfortunately it does sound like a scam because there is no need to have joint accounts at this stage. It's a bit insane. Transferring money is so easy, if he wants to help you financially.

GonnaGetGoingReturns · 06/10/2023 14:34

I’ve got close friends in USA and if I’ve ever transferred money it’s been via Paypal as far as I recall. No need for banks or transfer that way.

A NDN’s DH is living and working with his family in Canada too, it’s true, that side of the Atlantic is notoriously behind with online banking being modern like ours is.

GonnaGetGoingReturns · 06/10/2023 14:35

UltimateInteriors · 06/10/2023 14:31

How old are you both?

She says they’re both in 40s.

willWillSmithsmith · 06/10/2023 14:36

Ellmau · 06/10/2023 14:22

I'm curious as to what his job is that it involves night shifts but is fully remote.

Hmmm 🤔 curious.

Redruby2020 · 06/10/2023 14:38

Mevawall · 06/10/2023 11:13

Can you elaborate on how it is a scam? I don’t have anything to give, I’m not sure how I can be scammed tbh or how it’s unsafe. The children will always have a base with their father, I’m unsure how this differs from any other new relationship bar the distance which is currently unavoidable.

Why is he asking you to have a joint account in the US then, or did I read that wrongly?

willWillSmithsmith · 06/10/2023 14:38

Which members of his family have you met? Are there actual photos of him with his ‘step’ children? Can you honestly back everything he’s told you and shown you as proof of his authenticity?

Lorieandrews · 06/10/2023 14:38

Mevawall · 06/10/2023 11:13

Can you elaborate on how it is a scam? I don’t have anything to give, I’m not sure how I can be scammed tbh or how it’s unsafe. The children will always have a base with their father, I’m unsure how this differs from any other new relationship bar the distance which is currently unavoidable.

Data has surpassed oil in value and you wonder how it could be a scam?!?

data. Passport numbers (you’d need ID to open a bank account) oh there’s so so many….

HundredMilesAnHour · 06/10/2023 14:39

AFieldGuideToTrees · 06/10/2023 14:18

It'd be a relief if the OP was trolling us!!!

I hope so! If not, this is the worst case of being so stupid that you don't even realise you're stupid that I've ever seen.

Every post written by the OP gets worse as she defends herself only for the defence to be yet another red flag (e.g. the seeing his bank account so he must be above board). It's painful to read.

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