Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Am I selfish? Boyf borrowing money

233 replies

mumandahalf87 · 12/05/2023 13:47

I've been with my partner for a little over a year. It's been a bit bumpy due to his ex causing trouble, and I was unsure if I wanted to fully commit and get involved with it all at first. However, time ticks on and here we are. He has always been respectful of me as a person and so I have stuck with it.

We live separately, I have two children who live full time and solely with me. I'm a working mum, receiving top up UC and no maintenance. I work 32 hours a week around my youngest child, as I have no family who offer help. My partner lives alone, earns nearly £35k a year, has no children living with him full time (but does pay maintenance for his child), and is always broke, hinting to borrow money, or asking directly to.

In the past 12 months I have borrowed him money, not having any of it back so have since stopped, as I simply cannot afford it. I work to provide a life for my children over anything or anyone else, including myself. With the current climate I have seen an increase in my cost of living, as well as my youngest child who literally eats every single thing in the house.

His bills are low, he lives in an apartment that costs £450 a month. Bills are quarterly, and he uses his works car as and when he needs one, so no costs there. He is paying off two loans which I'm aware of, and so I don't mind helping him out with shopping as and when I can afford it. My living costs are more than his in the sense of housing costs and having two dependents however.

I have begun ignoring the hints for money, as he was getting far too comfortable I feel, asking to borrow a couple of times a month. He now hints but has stopped asking directly, as he knows he's never paid me back. He has only just begun paying maintenance through CSA, and is paying almost £400 a month. He used to pay £200 directly to his ex previously, so I understand this has had a knock on effect to his circumstances.

I have helped him previously as much as I can, and have been left a little short myself as the result. He has never once offered to pay me back, or been able to help me out. I have accepted this, as in most other ways he is lovely with me; gentle, well mannered and affectionate. I am starting to feel however, that it's all very one sided and he uses me when he is broke. He hardly ever takes me anywhere, if we go out I pay 9/10 times. I have now stopped this and we stay in his.

I've been single a long time previously to this relationship, and am questioning myself if I am being selfish and silly, as he is my partner and it's supposed to be a partnership, or if I'm being taken up the garden path by a man who knows my circumstances and chooses to make me feel a bit shit for not always offering to fund his lifestyle.

He rang me this afternoon hinting for money to go to a birthday party he asked me to attend with him, but has since stopped mentioning me attending and is going with friends. He sounded really sad and down in the dumps on the phone, saying how he only had £50 to go with so he wouldn't be able to stay out long. In the past I'd offer to help, but I stopped myself.

Am I being selfish?

OP posts:
TheyAreMyBhunasPete · 13/05/2023 00:03

LightlySearedontheRealityGrill · 12/05/2023 19:39

I think you have upset some people here because we're tax payers and we don't begrudge single mums getting benefits so they and their children can have a comfortable life. But when you hear its going to towards some blokes pub tab, it can make you feel angry.
I do understand the drip drip drip though and have been in a similar situation myself, it just creeps up on you and all of a sudden you realise it wasn't a one off, they are not intending to pay you back and its become a habit for them. Then you pull back, and they aren't as happy with you, as loving. So was it me he loved, or was it the comfy supported lifestyle I provided?

I would go a step further than the budget, and ask him for a repayment plan for what he owes you. I think OP, you might find his response quite telling as to how much he values you, for you.

If a "tax payer" is upset because someone on benefits is spending their money how they want then that sounds a lot like the problem of the "tax payer". What can they spend their money on then?

wafflyversatile · 13/05/2023 00:19

Offer to help him work out a budget.

Erdinger · 13/05/2023 00:24

Why are you with him ? He’s using you and I’m not sure what benefit you are getting from this at all. Stop giving him money and dump him.

Fraaahnces · 13/05/2023 01:08

Not being violent isn’t a high enough bar for boyfriend material. His kid doesn’t live with him and he doesn’t pay towards their upkeep. He never attempted to pay you back despite knowing that A) You work hard for your money, and B) You have two helpless humans dependent on you to provide for THEM. He is inherently entitled and selfish. This is not kind. Kindness includes generosity and thoughtfulness - also taking responsibility for yourself and your own kids which he is not doing. Everyone deserves better than this!!!

TheShellBeach · 13/05/2023 07:27

Erdinger · 13/05/2023 00:24

Why are you with him ? He’s using you and I’m not sure what benefit you are getting from this at all. Stop giving him money and dump him.

She isn't with him any more.

EggInANest · 13/05/2023 08:10

OP, he isn’t‘ ‘respectful’ if he borrows money and doesn’t pay it back, and constantly expects you to bail him out. Sad because he ‘only’ has £50 to out for a birthday drink up!!

You are obviously really good at managing money. He is not, hence previous debts etc.

Can you have a direct and honest conversation about this? If it is a serious relationship you should be able to talk about things.

Tell him that you are aware that there are times when he is hoping you will give him money. Be clear about why you cannot, and how it makes you feel. Talk about your different attitudes to money.

It is a lot, as a single Mum, to be expected to take on another responsibility under your wing. Especially someone who has the means to be self sufficient.

Good luck.

EggInANest · 13/05/2023 08:18

Oops sorry OP, I missed the update where he has called it off.

Well, it looks as if this thread has given you the emphatic perspective that it really is him not you, that you are not selfish and your priorities are sound!

Now you know for sure what he was like.

Knowledge is power, take it with you.

Good luck in your new promotion!

OrbandSpectacle · 13/05/2023 08:45

He has dumped you in the hope you’ll beg him back and continue to bankroll his lifestyle to keep him with you.

TheWernethWife · 16/06/2023 19:36

I left my husband due to DV (still have the scar on my top lip where he smacked me in the mouth).

There are some slimey bastards out there, as another poster said "the trash took itself out"

Bubbles90 · 16/06/2023 20:06

Get rid. Don't be fooled by his "niceness", this is him keeping you sweet as he uses you as his own personal piggy bank. The fact that he happily borrows money of you and never pays you back, knowing that you are a single mother with two children and has no shame doing this is a huge red flag. You deserve better.

Thisisworsethananticpated · 16/06/2023 20:25

No x 100000
who borrows money from a single mum
he’s literally taking money from your Childrens mouths

Id tally up what he owes you
and see what happens when you ask for it back

Thisisworsethananticpated · 16/06/2023 20:31

Hey saw update

look I know everyone says ‘the trash takes itself out ‘ but your going to be a bit upset , and thread hasn’t been super nice either

listen it’s really hard to date after an abusive relationship
our boundaries are shot to SHIT

so know that you arnt alone
please delete him on all channels

he may well pop back and be strong for when that happens ok x

and do some reading up on boundaries post abusive relationships , god I know I need to

SavageTomato · 16/06/2023 20:42

I couldn't even read all of that. He's a fucking loser. End of.

ZekeZeke · 16/06/2023 20:54

How are you doing now OP?
It's been a month

evuscha · 16/06/2023 20:56

Well done OP for getting rid of him!

mumandahalf87 · 16/06/2023 22:45

Hey!

I'm really good thanks. Alls going well in my new job. I took myself away for the night recently to a lovely boutique hotel. Took my favourite book, drank wine by the river and enjoyed my money.

I have heard off him since. Of course it was all the promises that they make you (biggest eye roll EVER), I politely said no thank you, and continued with my life. I'm off to the beach tomorrow. I am at peace.

Hope everyone is well. Thank you for the lovely responses.

OP posts:
trisfreya · 16/06/2023 22:49

What a brilliant update!!

ZekeZeke · 16/06/2023 23:04

Delighted for you

mumandahalf87 · 16/06/2023 23:38

@Mookie81 I couldn't agree more! Last time I spoke with him, he gave me a sob story about having a £500 gas & electric bill to pay. I told him I hope he figures something out, wished him well and hung up! 😂 world's smallest violin was out of order that day.

OP posts:
evuscha · 16/06/2023 23:40

mumandahalf87 · 16/06/2023 23:38

@Mookie81 I couldn't agree more! Last time I spoke with him, he gave me a sob story about having a £500 gas & electric bill to pay. I told him I hope he figures something out, wished him well and hung up! 😂 world's smallest violin was out of order that day.

Lol, is that how he was trying to win you back, by trying to beg for money one more time? 😂
Good riddance.

mumandahalf87 · 16/06/2023 23:43

@evuscha it was indeed! He'd told me a similar story the month before.......his bills are quarterly 🤣🙄

Onwards and upwards.

OP posts:
AmIbeingTreasonable · 17/06/2023 03:27

Ask for all the money back that he owes you, say you need it back now.

Peridot1 · 17/06/2023 10:22

@mumandahalf87 - so nice to read your update! I know it was hard to read some of the comments when you initially posted but you were seeing him for what he was yourself anyway. He did you a massive favour by showing you who he is so early on really.

Pyaar · 17/06/2023 10:50

OP I'm loving these updates for you!

Sorry that some people have been a-holes on this thread. Wish you all the best away from that cheeky sponging idiot 💐