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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Am I selfish? Boyf borrowing money

233 replies

mumandahalf87 · 12/05/2023 13:47

I've been with my partner for a little over a year. It's been a bit bumpy due to his ex causing trouble, and I was unsure if I wanted to fully commit and get involved with it all at first. However, time ticks on and here we are. He has always been respectful of me as a person and so I have stuck with it.

We live separately, I have two children who live full time and solely with me. I'm a working mum, receiving top up UC and no maintenance. I work 32 hours a week around my youngest child, as I have no family who offer help. My partner lives alone, earns nearly £35k a year, has no children living with him full time (but does pay maintenance for his child), and is always broke, hinting to borrow money, or asking directly to.

In the past 12 months I have borrowed him money, not having any of it back so have since stopped, as I simply cannot afford it. I work to provide a life for my children over anything or anyone else, including myself. With the current climate I have seen an increase in my cost of living, as well as my youngest child who literally eats every single thing in the house.

His bills are low, he lives in an apartment that costs £450 a month. Bills are quarterly, and he uses his works car as and when he needs one, so no costs there. He is paying off two loans which I'm aware of, and so I don't mind helping him out with shopping as and when I can afford it. My living costs are more than his in the sense of housing costs and having two dependents however.

I have begun ignoring the hints for money, as he was getting far too comfortable I feel, asking to borrow a couple of times a month. He now hints but has stopped asking directly, as he knows he's never paid me back. He has only just begun paying maintenance through CSA, and is paying almost £400 a month. He used to pay £200 directly to his ex previously, so I understand this has had a knock on effect to his circumstances.

I have helped him previously as much as I can, and have been left a little short myself as the result. He has never once offered to pay me back, or been able to help me out. I have accepted this, as in most other ways he is lovely with me; gentle, well mannered and affectionate. I am starting to feel however, that it's all very one sided and he uses me when he is broke. He hardly ever takes me anywhere, if we go out I pay 9/10 times. I have now stopped this and we stay in his.

I've been single a long time previously to this relationship, and am questioning myself if I am being selfish and silly, as he is my partner and it's supposed to be a partnership, or if I'm being taken up the garden path by a man who knows my circumstances and chooses to make me feel a bit shit for not always offering to fund his lifestyle.

He rang me this afternoon hinting for money to go to a birthday party he asked me to attend with him, but has since stopped mentioning me attending and is going with friends. He sounded really sad and down in the dumps on the phone, saying how he only had £50 to go with so he wouldn't be able to stay out long. In the past I'd offer to help, but I stopped myself.

Am I being selfish?

OP posts:
Takeitonthechin · 12/05/2023 19:51

So if he's on nearly £35K a year, he must be bringing in £2,300 a month. Surely he's frittering his spare cash on something, only fans, drugs, how come he's so skint!

I'd get rid, it doesn't matter how nice he is with you, he shouldn't be asking for money.

Why did he sit from his last partner, was his need of money a reason for their split... sounds dodgy to me.

Please don't give him anymore money, if you're paying all the time when you go out, it's not right, you obviously have mug written on your forehead.

Throwawayme · 12/05/2023 19:53

You're not selfish at all! The cheek of him! Have yourself a lovely weekend and treat yourself 🌻

Throwncrumbs · 12/05/2023 19:56

mumandahalf87 · 12/05/2023 17:05

He was only paying £200, because his ex had committed a lot of fraud by using his details in the past, and he has had to pay much of it back because he didn't wish to press charges against the mother of his child.

He still pays a loan off that she took out of £380p/m, as well as maintenance and buys clothes for LO each month. Please when commenting, don't assume you know everything. Regardless of him skivying off me for money, I will always speak where is fair. He does more than his fair share for a woman who has done vile, despicable things. Outside of the relationship with his child. However, that is not my business to stick out there. Thank you.

Is all this what he has told you? I wouldn’t believe a word of it tbh, it’s always the crazy ex that’s in the wrong!

mumandahalf87 · 12/05/2023 19:58

@Throwncrumbs no this was genuine. I know his ex partner personally.

She was the reason I was wary in the first place. She just never got better to deal with. Was never allowed to meet the children or anything. Obviously not a bad thing in current circumstances. Very controlling woman.

OP posts:
Cattenberg · 12/05/2023 20:11

Another reason to be glad to be shot of him! And well done regarding the promotion. 🍾

Throwncrumbs · 12/05/2023 20:18

Do not phone him, text him, or message him because this is a tactic the destabilise you. You will prob start getting nasty messages now if you dont react.. you have had a lucky escape . Think of that bit of extra money to spend on your children not some guy who is basically a used!

Minimalme · 12/05/2023 20:26

So you don't get any maintenance from your kids Dad and now you are helping another feckless man support his kids.

You need to open your eyes op. He is not respectful. He is using you for cash top ups.

He is also shit with money and gets into debt. You should run that past his ex if you need confirmation.

Get angry op!

TheShellBeach · 12/05/2023 20:36

Minimalme · 12/05/2023 20:26

So you don't get any maintenance from your kids Dad and now you are helping another feckless man support his kids.

You need to open your eyes op. He is not respectful. He is using you for cash top ups.

He is also shit with money and gets into debt. You should run that past his ex if you need confirmation.

Get angry op!

RTFT.
She did get angry and he dumped her.

BurntOutGirl · 12/05/2023 20:49

What a relief! Enjoy being free of the loser... he might come crawling back so ..block block block!

WitchDancer · 12/05/2023 20:52

I'm sorry to hear he's dumped you. However badly he treated you, it doesn't stop it hurting. FlowersWine

BMW6 · 12/05/2023 21:38
Episode 5 Drinking GIF by The Bachelor

Here's to you OP 🤗

Peridot1 · 12/05/2023 21:44

What an arse he is. Although arses are generally useful and comfortable and he is neither!

hope you are ok @mumandahalf87. I think you’ve dodged a bullet.

enjoy your night out.

Ilovetea42 · 12/05/2023 21:47

"He has always been respectful of me as a person and so I have stuck with it."

As gently as possible, he's not respecting you if he's taking money from you when he knows you're on a lower income with children to provide for and isn't paying you back or even offering to. £50 is more than enough for a grown man to be able to go on a night out with. Also he's been paying his ex half of what he should have been - no wonder she's had trouble with him.

Honestly I wouldn't be wasting my time with him, he's not mature enough to handle taking on a relationship involving children because he clearly just thinks of himself when it comes to money. I personally would be totally put off by that and it would be a deal breaker for me. You work hard and you manage your money and you provide a steady and secure a life for your kids as you can. You deserve someone who takes the same level of responsibility for their own life and who would support and back you. This guy doesn't sound like he's going to be able to do that so I'd cut losses and find someone who will.

TheShellBeach · 12/05/2023 21:48

Ilovetea42 · 12/05/2023 21:47

"He has always been respectful of me as a person and so I have stuck with it."

As gently as possible, he's not respecting you if he's taking money from you when he knows you're on a lower income with children to provide for and isn't paying you back or even offering to. £50 is more than enough for a grown man to be able to go on a night out with. Also he's been paying his ex half of what he should have been - no wonder she's had trouble with him.

Honestly I wouldn't be wasting my time with him, he's not mature enough to handle taking on a relationship involving children because he clearly just thinks of himself when it comes to money. I personally would be totally put off by that and it would be a deal breaker for me. You work hard and you manage your money and you provide a steady and secure a life for your kids as you can. You deserve someone who takes the same level of responsibility for their own life and who would support and back you. This guy doesn't sound like he's going to be able to do that so I'd cut losses and find someone who will.

He's dumped her though.

Beaverbridge · 12/05/2023 22:20

Kick him to the kerb. Sponging off a single parent. Disgraceful.

Natty13 · 12/05/2023 22:48

You're being a mug.

If you were my mum and you took money you could have been using to give me a better life or putting it by for my future so you could frutter it away on who gave you good dick I'd be very angry with you.

TheShellBeach · 12/05/2023 22:49

Natty13 · 12/05/2023 22:48

You're being a mug.

If you were my mum and you took money you could have been using to give me a better life or putting it by for my future so you could frutter it away on who gave you good dick I'd be very angry with you.

RTFT

Natty13 · 12/05/2023 23:00

TheShellBeach · 12/05/2023 22:49

RTFT

I have. My comment still stands.

Rainbowqueeen · 12/05/2023 23:11

OP enjoy your night out, you deserve it.

And all the best for your future. I hope you’re reassessing your boundaries for future relationships so you are able to ditch any user yourself instantly without worrying about whether you are being selfish.

Return2thebasic · 12/05/2023 23:15

OP, sorry for your past and this time-wasting man.

As you said, it's a big step in the right direction that you had questioned about who's being selfish. You sound like a kind person. Please trust you deserve a loving partner who cares about you and willing to put you first than himself. Hope you can find the right one one day.

All the best!

PaigeMatthews · 12/05/2023 23:22

Just discovered his thread and cannot believe how far you have come in half a day. Well done, op!

Codlingmoths · 12/05/2023 23:48

Natty13 · 12/05/2023 22:48

You're being a mug.

If you were my mum and you took money you could have been using to give me a better life or putting it by for my future so you could frutter it away on who gave you good dick I'd be very angry with you.

The op seems lovely and kind and would have taught her dc to read so she’s clearly not your mum.

Natty13 · 12/05/2023 23:49

Codlingmoths · 12/05/2023 23:48

The op seems lovely and kind and would have taught her dc to read so she’s clearly not your mum.

The irony of you taking a pop at my reading when you haven't understood the word "if" in my comment 😂

FiddleLeaf · 12/05/2023 23:57

I think you know you’re selfish & it’s time to end this relationship.

You are not responsible for his situation or helping him. He’s a man, not a child. Raise your standards because there are decent men out there x

FiddleLeaf · 12/05/2023 23:58

FiddleLeaf · 12/05/2023 23:57

I think you know you’re selfish & it’s time to end this relationship.

You are not responsible for his situation or helping him. He’s a man, not a child. Raise your standards because there are decent men out there x

NOT selfish 🤦🏻‍♀️