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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Am I selfish? Boyf borrowing money

233 replies

mumandahalf87 · 12/05/2023 13:47

I've been with my partner for a little over a year. It's been a bit bumpy due to his ex causing trouble, and I was unsure if I wanted to fully commit and get involved with it all at first. However, time ticks on and here we are. He has always been respectful of me as a person and so I have stuck with it.

We live separately, I have two children who live full time and solely with me. I'm a working mum, receiving top up UC and no maintenance. I work 32 hours a week around my youngest child, as I have no family who offer help. My partner lives alone, earns nearly £35k a year, has no children living with him full time (but does pay maintenance for his child), and is always broke, hinting to borrow money, or asking directly to.

In the past 12 months I have borrowed him money, not having any of it back so have since stopped, as I simply cannot afford it. I work to provide a life for my children over anything or anyone else, including myself. With the current climate I have seen an increase in my cost of living, as well as my youngest child who literally eats every single thing in the house.

His bills are low, he lives in an apartment that costs £450 a month. Bills are quarterly, and he uses his works car as and when he needs one, so no costs there. He is paying off two loans which I'm aware of, and so I don't mind helping him out with shopping as and when I can afford it. My living costs are more than his in the sense of housing costs and having two dependents however.

I have begun ignoring the hints for money, as he was getting far too comfortable I feel, asking to borrow a couple of times a month. He now hints but has stopped asking directly, as he knows he's never paid me back. He has only just begun paying maintenance through CSA, and is paying almost £400 a month. He used to pay £200 directly to his ex previously, so I understand this has had a knock on effect to his circumstances.

I have helped him previously as much as I can, and have been left a little short myself as the result. He has never once offered to pay me back, or been able to help me out. I have accepted this, as in most other ways he is lovely with me; gentle, well mannered and affectionate. I am starting to feel however, that it's all very one sided and he uses me when he is broke. He hardly ever takes me anywhere, if we go out I pay 9/10 times. I have now stopped this and we stay in his.

I've been single a long time previously to this relationship, and am questioning myself if I am being selfish and silly, as he is my partner and it's supposed to be a partnership, or if I'm being taken up the garden path by a man who knows my circumstances and chooses to make me feel a bit shit for not always offering to fund his lifestyle.

He rang me this afternoon hinting for money to go to a birthday party he asked me to attend with him, but has since stopped mentioning me attending and is going with friends. He sounded really sad and down in the dumps on the phone, saying how he only had £50 to go with so he wouldn't be able to stay out long. In the past I'd offer to help, but I stopped myself.

Am I being selfish?

OP posts:
ToeJabbyRun · 12/05/2023 17:48

I really don't think @Naunet said anything wrong at all. You seem perfectly able to be passive aggressive and snipe at posters on here, (none who have said anything that deserved it), so why don't you use it on the waste of space DP?

blacksax · 12/05/2023 17:51

"Am I selfish?"

No. You are not being selfish in saying that no, you can't lend him any more money. He is selfish for asking.

Ponderingwindow · 12/05/2023 17:56

Many of us have histories of abuse. We can recognize the signs of trying to please a partner or a family member to keep the peace a mile away or even over the internet.

We have learnt these lessons the hard way. We may not have made the same exact mistakes, but many of us have made mistakes that can be tied back to our abuse histories and how it skews our perceptions. Those of us who have learned from our mistakes really just want to help.

Lillyrosemay · 12/05/2023 18:01

mumandahalf87 · 12/05/2023 17:26

@Naunet

Hi you clearly wish to have my attention so now you have it. Hope you're having a great day.

Wow.,how rude is that and how up yourself do you need to be to write that. You started rhe thread. You asked for opinions.

i suggest you don’t attack and snipe at posters who have done nothing wrong and deal with your user boyfriend.

RuthTopp · 12/05/2023 18:09

That would be a big no from me.
You work and receive uc . That is because you & your family situation are seen as in need of extra family financial help. Keep your money for your family.

P0tted0rchidPlant · 12/05/2023 18:17

He earns 35k

He is literally taking food out of your children's mouths

Do not give or lend him a penny !

mumandahalf87 · 12/05/2023 18:27

The problem is solved. He's just dumped me because he's heard the word 'no' twice from me today. I've decided to treat myself to a night out tomorrow, instead of going to his and getting him a takeaway and beers. His response was, 'this just isn't going to work out, is it?'

And who am I to argue with that. So long!

OP posts:
2bazookas · 12/05/2023 18:31

He'll milk you dry then dump you .

Next time he hints at wanting your money, say " No chance. You owe me <EXACT SUM> and I want it back now."

Rec0veringAcademic · 12/05/2023 18:31

Paperbagsaremine · 12/05/2023 13:52

You've got the homo sapiens version of a pet OP, not a partner!

I take offense at that on behalf of my cute, lovely, rewarding pets. This specimen is a leech at best.

Cattenberg · 12/05/2023 18:33

mumandahalf87 · 12/05/2023 18:27

The problem is solved. He's just dumped me because he's heard the word 'no' twice from me today. I've decided to treat myself to a night out tomorrow, instead of going to his and getting him a takeaway and beers. His response was, 'this just isn't going to work out, is it?'

And who am I to argue with that. So long!

The cheek of him! What a using scumbag.

Rec0veringAcademic · 12/05/2023 18:34

Lucky escape there, OP. Congrats.

mumandahalf87 · 12/05/2023 18:35

@Rec0veringAcademic

Knew it wouldn't be long once the tap run dry.

OP posts:
Honeyroar · 12/05/2023 18:37

Well that made it easy for you to walk away. Go somewhere wonderful tomorrow and dress up so you feel fabulous. Treat yourself to something nice. Like he should have.

”this is not going to work out, is it?”
well no, not if you treat me like a cash machine, you grabby man!

Onwards and upwards. You’re spotting the red flags. Keep trusting your judgement. There are good guys out there. Just remember you are worth someone good.

TheShellBeach · 12/05/2023 18:43

Well, he showed his true colours.
You're well rid.

BMW6 · 12/05/2023 18:44

Well what a Prince he turned out to be!

Never mind OP, next time you'll be much more able to spot the losers before they really get going.

Sounds like he and his ex deserved each other frankly

mumandahalf87 · 12/05/2023 18:46

@TheShellBeach thank you for your input today x 💗

OP posts:
CombatBarbie · 12/05/2023 18:52

Shown his true colours then, you def dodged a bullet. Doesn't matter whether your on UC or earn £150k....you help because you want to.... When people start taking the piss, you are within your rights to say no!!

Throwncrumbs · 12/05/2023 19:33

So you were going to the party to fund him, and now he’s going with friends cos you don’t want to open your purse. He’s a parasite! I’m

GreekDogRescue · 12/05/2023 19:37

You dodged a bullet! Now block him!

AbsolutePixels · 12/05/2023 19:39

The trash has taken itself out and saved you a job. Well done, OP. Now you know that your intuition was correct. Treat yourself to something nice with the money he'd have happily pissed away at the pub tonight.

LightlySearedontheRealityGrill · 12/05/2023 19:39

I think you have upset some people here because we're tax payers and we don't begrudge single mums getting benefits so they and their children can have a comfortable life. But when you hear its going to towards some blokes pub tab, it can make you feel angry.
I do understand the drip drip drip though and have been in a similar situation myself, it just creeps up on you and all of a sudden you realise it wasn't a one off, they are not intending to pay you back and its become a habit for them. Then you pull back, and they aren't as happy with you, as loving. So was it me he loved, or was it the comfy supported lifestyle I provided?

I would go a step further than the budget, and ask him for a repayment plan for what he owes you. I think OP, you might find his response quite telling as to how much he values you, for you.

LightlySearedontheRealityGrill · 12/05/2023 19:40

Sorry just read your update, well now you know. Best of luck for the future, its all a learning experience, next time you'll know about that particular red flag.

mumandahalf87 · 12/05/2023 19:45

@LightlySearedontheRealityGrill

I too am a taxpayer.

And I feel glad he ended things. Was starting to get very tired of listening to how skint he was, and how badly done to he is.

Life is hard for all of us in some form, it's not up to others to fix our problems.

OP posts:
Closetbeanmuncher · 12/05/2023 19:46

The problem is solved. He's just dumped me because he's heard the word 'no' twice from me today. I've decided to treat myself to a night out tomorrow, instead of going to his and getting him a takeaway and beers. His response was, 'this just isn't going to work out, is it?'

Yuck, what a bratty scav…don’t take him back when he comes snivelling op.

congratulations on the promotion 🍾

Giselletheunicorn · 12/05/2023 19:46

You are not selfish.

He is taking you for a ride.

Seriously, dump the sponging bastard and focus on you and your kids.