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Salary difference between spouce

90 replies

HmmmWhatDoYouThink12 · 06/08/2022 23:31

Looking for opinions. I earn about 20k more than my DH. We always go 50/50 on bills, mortgage etc. He's been unable to buy a badly needed car due to his salary and it made me think, should I be contributing more? I usually save my extra cash as savings but am now rethinking

OP posts:
Successgirl2022 · 15/08/2022 09:02

HoneyFlowers · 15/08/2022 08:12

My husband bought me a car after Uni so I could get to work and back! It's called team work. This was almost 15 years ago and the car still runs perfectly!

👏

Successgirl2022 · 15/08/2022 09:04

@dogatetheremote
I'd be beyond furious if my DH suggested giving me a car as a gift unless it was some frivolous sporty number.

What do you mean by that?

Successgirl2022 · 15/08/2022 09:08

2catsandhappy · 15/08/2022 06:35

Buy him a car or gift him half the price. If the household needed a cooker or a fridge wouldn't you discuss and shop together for one? Think about upping your % going into the joint pot.

I've been the lower earner struggling to pay my 50%, It made my life very small and money focused. Grim.

Didn't you discuss if you were earning less your husband/partner should pay a higher proportion of % then?

Did your marriage/relation last in these circumstances?

dogatetheremote · 15/08/2022 09:18

@Successgirl2022 I mean a car is an essential, not a gift. A marriage is a partnership and the lower earner should not be beholden to the higher earner to decide to 'gift' them an essential item. If a second car is needed then that should come from joint finances.

TinySophie · 15/08/2022 09:33

dogatetheremote · 15/08/2022 09:18

@Successgirl2022 I mean a car is an essential, not a gift. A marriage is a partnership and the lower earner should not be beholden to the higher earner to decide to 'gift' them an essential item. If a second car is needed then that should come from joint finances.

That’s not what you said though. I had no real need for a car, so hadn’t bought one, but my DH thought a nice little new electric Smart car would be nice, so bought it for me. I think it was a lovely present.

dogatetheremote · 15/08/2022 09:41

That is exactly what I said. You got a special car you wanted as a gift, not an essential. Your electric smart car is my frivolous sporty number.

Abraxan · 15/08/2022 09:47

When dh and I married 24 years ago we got one joint account and everything went into that. We have savings accounts too, but all is joint. We do have some investments in separate names, but that's only on paper. Reality is everything is joint.

When we were first together I earned a little more than dh. 24 years and a adult daughter later, dh earns probably 10 times what I earn. It's still all joint.

Any big purchases we discuss together before spending.
Smaller purchases either of us make happily in our own from the joint accounts.

To be honest we started pooling our money from the day we started living together.

We have friends with separate accounts entirely and I find it strange that sometimes one will go out but th either can't afford to join them. Doesn't seem very fair.

Luckynumbereight · 15/08/2022 09:55

HmmmWhatDoYouThink12 · 07/08/2022 00:49

Gosh a very clear cut response there, thanks everyone. I don't know what is wrong with me, I feel like I'm being taken advantage of and handing over all my money but clearly I am totally wrong

Don’t pay any attention to the guilt inducing posts on here. Just go with your gut.

notlongtoo · 15/08/2022 11:48

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

QuebecBagnet · 15/08/2022 11:52

I agree it’s family money.

in the past Dh earned a lot more than I did. So he paid more of the bills and when I needed a new car he gave me 5k to buy one.

Successgirl2022 · 15/08/2022 17:08

Abraxan · 15/08/2022 09:47

When dh and I married 24 years ago we got one joint account and everything went into that. We have savings accounts too, but all is joint. We do have some investments in separate names, but that's only on paper. Reality is everything is joint.

When we were first together I earned a little more than dh. 24 years and a adult daughter later, dh earns probably 10 times what I earn. It's still all joint.

Any big purchases we discuss together before spending.
Smaller purchases either of us make happily in our own from the joint accounts.

To be honest we started pooling our money from the day we started living together.

We have friends with separate accounts entirely and I find it strange that sometimes one will go out but th either can't afford to join them. Doesn't seem very fair.

@Abraxan

We have friends with separate accounts entirely and I find it strange that sometimes one will go out but the other one can't afford to join them. Doesn't seem very fair.

I agree.

So do they live together and 1 person goes out and if the other one can't afford to and he/she doesn't go out then?

Successgirl2022 · 15/08/2022 17:10

dogatetheremote · 15/08/2022 09:18

@Successgirl2022 I mean a car is an essential, not a gift. A marriage is a partnership and the lower earner should not be beholden to the higher earner to decide to 'gift' them an essential item. If a second car is needed then that should come from joint finances.

I agree with you.

PegasusReturns · 15/08/2022 19:52

We have friends with separate accounts entirely and I find it strange that sometimes one will go out but th either can't afford to join them. Doesn't seem very fair

Yes that would be very weird. In my case we keep it separate as there is plenty to go round and I want to be able to make expensive purchases without having to account to him and I’m sure he feels the same.

Haffiana · 15/08/2022 19:58

I bet this is a reverse. No-one is that dense unless they are being financially abusive deliberately.

JulesCobb · 15/08/2022 20:02

HmmmWhatDoYouThink12 · 07/08/2022 00:49

Gosh a very clear cut response there, thanks everyone. I don't know what is wrong with me, I feel like I'm being taken advantage of and handing over all my money but clearly I am totally wrong

If you’re going 50/50 with someone earning significantly less, why would you feel like you're being taken advantage of?

are you sure it is 50/50 when you include day-to-day things you buy, holidays, food, trips out etc

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